Senior Home Lending Advisor - Katy TX - Spring Green

Location: Katy, TX, United States

Job Family: Originations

About the Role

At JPMorgan Chase, we are a leading global financial services firm with a proud history of innovation and client focus. As a Senior Home Lending Advisor in our Katy, TX - Spring Green branch, you will play a pivotal role in helping families achieve their dream of homeownership while driving robust sales performance. This position within our Consumer & Community Banking division involves originating high-quality mortgage loans, leveraging JPMorgan Chase's extensive resources to provide personalized financing solutions. You will work in a dynamic environment, engaging with clients in the vibrant Katy community, and contribute to our mission of delivering first-class financial experiences that build lasting relationships. Your primary focus will be on prospecting for new business through local networks, real estate partnerships, and digital channels, while guiding clients through every step of the lending process—from pre-approval to closing. You will assess financial situations to recommend optimal products, such as fixed-rate mortgages or adjustable options tailored to the Texas housing market, ensuring compliance with regulations like the Truth in Lending Act. By collaborating with underwriters, processors, and sales teams, you will streamline operations and exceed quarterly targets, all while embodying JPMorgan Chase's commitment to ethical lending practices and community impact in areas like Spring Green. This role offers the opportunity to thrive in a supportive culture that values professional growth and work-life balance. With access to cutting-edge tools and ongoing training from one of the world's largest banks, you will advance your career while making a tangible difference in clients' lives. If you are a results-driven professional passionate about home lending, join JPMorgan Chase to elevate your impact in the financial services industry.

Key Responsibilities

• Prospect and develop new client relationships through networking, referrals, and community events in the Katy, TX area
• Guide clients through the home lending process, from initial consultation to loan closing, ensuring a seamless experience
• Analyze client financial profiles to recommend tailored mortgage products, including conventional, FHA, VA, and jumbo loans
• Collaborate with internal teams at JPMorgan Chase to underwrite and approve loans efficiently
• Meet or exceed sales goals by delivering exceptional service and building long-term client loyalty
• Stay compliant with all regulatory requirements and JPMorgan Chase policies in mortgage origination
• Educate clients on current market trends, interest rates, and financing options specific to the Spring Green neighborhood
• Maintain accurate records in Chase's loan origination system and prepare documentation for audits
• Participate in local real estate events and partnerships to expand JPMorgan Chase's market presence in Katy
• Mentor junior advisors and contribute to team sales strategies

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• Minimum of 5 years of experience in mortgage lending or home financing origination
• Active Mortgage Loan Originator (MLO) license in Texas or ability to obtain within 120 days
• Proven track record of achieving sales targets in a competitive financial services environment
• Strong understanding of federal and state lending regulations, including TRID and HMDA
• Experience using CRM systems and mortgage origination software
• Valid driver's license and ability to travel within the Katy, TX area

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• 7+ years in home lending with a focus on high-net-worth clients
• Bilingual proficiency in English and Spanish to serve diverse Katy communities
• Experience in community banking or retail financial services at a major institution
• MBA or advanced degree in Finance

Required Skills

• Expertise in mortgage products and lending regulations
• Strong sales and negotiation abilities
• Excellent communication and interpersonal skills
• Proficiency in financial analysis and credit assessment
• Knowledge of CRM and loan origination software like Encompass
• Customer service orientation with empathy for client needs
• Time management and organizational skills
• Analytical thinking for risk evaluation
• Networking and relationship-building expertise
• Adaptability to market changes in real estate
• Attention to detail in documentation
• Team collaboration in a fast-paced environment
• Digital literacy for virtual consultations
• Problem-solving for complex loan scenarios
• Cultural sensitivity for diverse client base in Texas

Benefits

• Competitive base salary plus uncapped commission structure with potential for six-figure earnings
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company match up to 5%
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and leadership training
• Employee stock purchase plan and financial wellness resources
• Access to JPMorgan Chase's global wellness initiatives, including gym memberships and mental health support
• Relocation assistance for qualifying candidates moving to the Katy, TX area

JP Morgan Chase is an equal opportunity employer.