Senior Home Lending Advisor - McKinney TX (El Dorado & 75 / Lake Forest Eldorado)

Location: McKinney, TX, United States

Job Family: Originations

About the Role

At JPMorgan Chase & Co., one of the world's leading financial services firms, we are seeking a Senior Home Lending Advisor to join our dynamic team in McKinney, TX, at the El Dorado & 75 / Lake Forest Eldorado location. As a Senior Home Lending Advisor in our Originations category, you will play a pivotal role in helping clients achieve their dream of homeownership while driving exceptional sales results. Leveraging JPMorgan Chase's robust resources and innovative lending solutions, you will provide personalized guidance through the entire mortgage process, from pre-qualification to closing, ensuring compliance with industry standards and delivering outstanding client experiences in the competitive Texas housing market. In this client-facing role, you will prospect for new business through local networking, branch collaborations, and digital channels, while building lasting relationships with homebuyers, real estate agents, and community partners. You will assess client financial situations to recommend optimal loan products, such as fixed-rate mortgages, adjustable-rate options, or specialized programs like FHA and VA loans, all while navigating regulatory requirements like TRID and fair lending practices. Your expertise will be crucial in originating high-quality loans that meet JPMorgan Chase's stringent risk and profitability criteria, contributing to our mission of empowering clients with secure financial futures. Success in this position requires a results-oriented mindset, with a focus on exceeding sales goals and fostering loyalty in a diverse McKinney community. You will collaborate with internal teams to streamline approvals and provide post-closing support, all while staying abreast of market trends and JPMorgan Chase's evolving product offerings. Join us to advance your career in a supportive environment that values innovation, integrity, and professional growth, and help shape the next generation of homeowners.

Key Responsibilities

• Prospect and develop new client relationships through community events, referrals, and branch partnerships in McKinney, TX
• Guide clients through the home lending process, from initial consultation to closing, ensuring a seamless first-class experience
• Analyze client financial profiles to recommend tailored mortgage products, including conventional, FHA, VA, and jumbo loans
• Achieve and exceed monthly sales targets for loan originations while maintaining high-quality standards
• Collaborate with internal teams, including underwriters and processors, to expedite loan approvals
• Educate clients on lending options, interest rates, and market trends specific to the Texas housing market
• Ensure compliance with all JP Morgan Chase policies, federal regulations, and ethical lending practices
• Build and maintain a robust pipeline of leads using CRM tools and networking strategies
• Provide ongoing support to clients post-closing to foster long-term relationships and referrals
• Participate in training and stay updated on industry changes to deliver expert advice

Required Qualifications

• Bachelor's degree in Finance, Business, or a related field, or equivalent work experience
• Minimum of 5 years of experience in mortgage lending, home financing, or related financial services
• Active Mortgage Loan Originator (MLO) license with NMLS registration
• Proven track record of achieving sales targets in a competitive lending environment
• Strong understanding of federal and state lending regulations, including TRID and HMDA
• Excellent credit history and ability to pass background checks required for financial roles
• Availability to work in the McKinney, TX location (El Dorado & 75 / Lake Forest Eldorado)

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience working with high-net-worth clients or in a branch-based lending model
• Bilingual proficiency in English and Spanish to serve diverse Texas communities
• Familiarity with JP Morgan Chase's proprietary lending systems and tools
• MBA or advanced degree in Finance

Required Skills

• Expertise in mortgage products and lending regulations
• Strong sales and negotiation abilities
• Proficiency in financial analysis and credit assessment
• Excellent communication and relationship-building skills
• Customer service orientation with empathy for client needs
• Analytical thinking for evaluating loan applications
• Technical proficiency in CRM software and Microsoft Office Suite
• Knowledge of local real estate market in McKinney, TX
• Time management and organizational skills for handling multiple deals
• Adaptability to fast-paced, target-driven environments
• Attention to detail in documentation and compliance
• Problem-solving skills for resolving client financing challenges
• Team collaboration with cross-functional groups
• Digital literacy in online lending platforms
• Ethical decision-making in high-stakes financial advising

Benefits

• Competitive base salary plus uncapped commission structure for top performers
• Comprehensive health, dental, and vision insurance with multiple plan options
• 401(k) retirement savings plan with generous company matching contributions
• Paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for certifications
• Employee stock purchase plan and access to financial wellness resources
• On-site fitness centers or wellness stipends at select locations
• Flexible work arrangements and support for work-life balance

JP Morgan Chase is an equal opportunity employer.