Senior Home Lending Advisor - McKinney TX - Redbud

Location: McKinney, TX, United States

Job Family: Originations

About the Role

At JP Morgan Chase, we are a leading global financial services firm committed to helping clients achieve their dreams of homeownership. As a Senior Home Lending Advisor in our McKinney, TX Redbud branch, you will play a pivotal role in our Originations team, guiding clients through a premium mortgage experience while driving exceptional sales results. Leveraging Chase's vast resources and innovative digital tools, you will originate high-quality loans that align with our rigorous standards, fostering trust and long-term relationships in the vibrant McKinney community. This position offers the opportunity to make a tangible impact on families' lives while advancing your career in a dynamic, supportive environment. Your primary focus will be on prospecting and cultivating client relationships, from first-time buyers to seasoned investors, by providing tailored advice on Chase's diverse portfolio of mortgage products, including fixed-rate, adjustable-rate, and government-backed options. You will collaborate seamlessly with real estate professionals, Chase bankers, and underwriting teams to ensure smooth loan processing from application to closing, all while adhering to strict compliance protocols like those outlined in the Dodd-Frank Act. Success in this role demands a proactive approach to sales, utilizing data-driven insights and local market knowledge to exceed targets and contribute to the branch's growth in the competitive Texas lending landscape. We value innovation and client-centricity at JP Morgan Chase, and as a Senior Advisor, you will mentor emerging talent and stay ahead of industry trends through ongoing training. This role not only rewards your expertise with competitive compensation and comprehensive benefits but also positions you within a firm renowned for its stability and global reach. If you are passionate about financial services and ready to deliver first-class service in McKinney, join us to shape the future of home lending.

Key Responsibilities

• Prospect, develop, and maintain a robust pipeline of mortgage clients through networking, referrals, and community events in McKinney, TX
• Guide clients through the home lending process, from initial consultation to closing, ensuring a seamless and personalized experience
• Analyze client financial profiles to recommend suitable mortgage products, including conventional, FHA, VA, and jumbo loans
• Collaborate with Chase branches, real estate partners, and internal teams to originate high-quality loans that meet credit and risk standards
• Achieve and exceed sales goals by delivering exceptional service and leveraging Chase's digital tools for efficient processing
• Stay compliant with federal and state regulations, conducting thorough documentation and audits as required
• Educate clients on financing options, market trends, and the benefits of Chase's integrated banking and lending services
• Build long-term relationships with clients to generate repeat business and referrals within the Redbud community
• Monitor loan applications through underwriting and approval stages, addressing any issues promptly to ensure timely closings
• Participate in training and professional development to enhance expertise in evolving lending practices at JP Morgan Chase

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field, or equivalent work experience
• Minimum of 5 years of experience in mortgage lending, home financing, or related financial services roles
• Active Mortgage Loan Originator (MLO) license in Texas, with NMLS registration
• Proven track record of achieving sales targets in a competitive lending environment
• In-depth knowledge of mortgage products, regulations, and compliance standards such as TILA and RESPA
• Strong understanding of the Texas real estate market and local lending practices
• Ability to work independently in a branch setting while collaborating with broader Chase teams

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience with digital lending platforms and CRM systems used at JP Morgan Chase
• Bilingual proficiency in English and Spanish to serve diverse McKinney clientele
• Previous leadership experience mentoring junior advisors or managing client portfolios
• Familiarity with Chase's Home Lending product suite and integration with banking services

Required Skills

• Expertise in mortgage origination and underwriting processes
• Proficiency with financial analysis tools and loan calculation software
• Strong sales and negotiation abilities to close deals effectively
• Excellent communication and interpersonal skills for client interactions
• Knowledge of federal lending regulations and compliance requirements
• Analytical thinking to assess creditworthiness and financial risks
• Customer service orientation with empathy for first-time homebuyers
• Time management and organizational skills for handling multiple pipelines
• Digital literacy in CRM systems like Salesforce and Chase's proprietary platforms
• Relationship-building expertise to foster partnerships with realtors
• Adaptability to market fluctuations in the Texas housing sector
• Attention to detail in documentation and error prevention
• Leadership qualities to guide clients through complex decisions
• Problem-solving skills for resolving loan application challenges
• Team collaboration to integrate with Chase's broader financial services ecosystem

Benefits

• Competitive base salary plus uncapped commission structure tied to sales performance
• Comprehensive health, dental, and vision insurance with multiple plan options
• 401(k) retirement savings plan with generous company matching contributions
• Paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for relevant certifications
• Employee stock purchase plan and access to financial wellness resources
• Wellness incentives, including gym memberships and mental health support
• Flexible work arrangements and hybrid options where applicable

JP Morgan Chase is an equal opportunity employer.