Senior Home Lending Advisor - Myrtle Beach SC - Grand Dunes Branch

Location: Myrtle Beach, SC, United States

Job Family: Originations

About the Role

At JP Morgan Chase, we are a leading global financial services firm committed to helping clients achieve their homeownership dreams through innovative and reliable lending solutions. As a Senior Home Lending Advisor at our Grand Dunes Branch in Myrtle Beach, SC, you will join a dynamic, high-energy team in the Chase Home Lending division. In this pivotal role within the Originations category, you will leverage your deep expertise in mortgage financing to originate high-quality loans, build lasting client relationships, and contribute to the growth of our retail banking presence in this vibrant coastal market. Your work will directly impact families and individuals pursuing homes in the picturesque Grand Dunes community and surrounding areas, all while upholding JP Morgan Chase's standards of integrity, excellence, and customer-centric service. Key to success in this position is your ability to prospect and engage potential borrowers through targeted outreach, branch partnerships, and local networking events tailored to Myrtle Beach's unique real estate landscape. You will guide clients through the entire home lending process—from initial consultation and pre-approval to loan closing—ensuring personalized recommendations that align with their financial goals and our diverse product offerings, such as conventional, FHA, VA, and jumbo loans. By analyzing creditworthiness, property values, and market conditions, you will structure competitive financing options while navigating complex regulatory landscapes to mitigate risks and deliver seamless experiences. Collaboration with Chase's broader ecosystem, including deposit and wealth management teams, will be essential to providing holistic financial advice and driving cross-selling opportunities. We value professionals who thrive in a fun, collaborative environment and are passionate about exceeding performance targets. As a Senior Home Lending Advisor, you will also mentor junior team members, stay abreast of industry trends like rising interest rates and digital mortgage tools, and represent JP Morgan Chase as a trusted advisor in the community. This role offers the chance to make a tangible difference in clients' lives while advancing your career in one of the world's most respected financial institutions. If you are results-oriented, client-focused, and ready to bring your lending acumen to our Myrtle Beach team, we invite you to apply and help shape the future of home lending at JP Morgan Chase.

Key Responsibilities

• Prospect, develop, and maintain a robust pipeline of mortgage leads through networking, referrals, and community events in the Myrtle Beach area
• Conduct comprehensive consultations with clients to assess financial needs and recommend suitable home lending products, including fixed-rate, adjustable-rate, and jumbo mortgages
• Originate and process mortgage applications, ensuring all documentation complies with JP Morgan Chase's underwriting standards and regulatory requirements
• Collaborate with Chase branch teams, such as bankers and wealth advisors, to cross-sell home lending solutions and enhance customer relationships
• Analyze client credit profiles, income verification, and property appraisals to structure competitive loan offers
• Provide ongoing support to clients throughout the loan lifecycle, from pre-approval to closing, to ensure a seamless experience
• Monitor market trends in the Myrtle Beach real estate sector, including Grand Dunes, to advise clients on optimal timing and financing strategies
• Achieve individual and team sales goals while adhering to ethical lending practices and JP Morgan Chase's commitment to fair housing
• Utilize CRM systems and digital tools to track leads, manage workflows, and report on origination metrics
• Participate in training and stay updated on evolving lending policies, products, and industry best practices

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• Minimum of 5 years of experience in mortgage lending or home financing within the financial services industry
• Active Mortgage Loan Originator (MLO) license with NMLS registration
• Proven track record of meeting or exceeding sales targets in a competitive lending environment
• In-depth knowledge of federal and state lending regulations, including Truth in Lending Act (TILA) and RESPA
• Strong understanding of credit analysis, underwriting processes, and risk assessment in home lending
• Ability to work independently in a branch setting while collaborating with cross-functional teams

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience working in a high-volume retail banking branch like those at JP Morgan Chase
• Familiarity with digital lending platforms and CRM tools used in mortgage origination
• Previous success in building client relationships in coastal or resort markets like Myrtle Beach
• Bilingual proficiency in English and Spanish to serve diverse client bases

Required Skills

• Expertise in mortgage products and lending regulations
• Strong sales and negotiation abilities
• Proficiency in financial analysis and credit evaluation
• Excellent communication and interpersonal skills
• Customer relationship management (CRM) software proficiency
• Digital literacy with loan origination systems (LOS)
• Analytical thinking for risk assessment
• Time management and organizational skills
• Adaptability to fast-paced, high-energy environments
• Team collaboration and leadership qualities
• Knowledge of local real estate markets
• Ethical decision-making and compliance adherence
• Problem-solving in complex financial scenarios
• Presentation skills for client consultations
• Attention to detail in documentation processes

Benefits

• Competitive base salary plus uncapped commission structure based on loan origination volume
• Comprehensive medical, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching up to 5% of eligible compensation
• Paid time off including vacation, sick days, and paid federal holidays
• Professional development opportunities through JP Morgan Chase's internal training programs and tuition reimbursement
• Employee stock purchase plan and access to financial wellness resources
• Health savings account (HSA) with company seed funding for eligible plans
• Wellness programs including gym memberships, mental health support, and onsite fitness challenges

JP Morgan Chase is an equal opportunity employer.