Senior Home Lending Advisor- North and Damen

Location: Chicago, IL, United States

Job Family: Originations

About the Role

At JP Morgan Chase, we are a leading global financial services firm committed to helping clients achieve their dreams of homeownership. As a Senior Home Lending Advisor at our North and Damen branch in Chicago, IL, you will play a pivotal role in our Originations team, guiding clients through personalized mortgage solutions while driving exceptional sales performance. This position offers the opportunity to leverage your expertise in a dynamic, client-focused environment, where you'll deliver first-class service and contribute to our reputation as a trusted partner in the financial services industry. With access to JP Morgan Chase's robust portfolio of home lending products, you'll empower diverse clients in the vibrant Chicago market to navigate their path to property ownership successfully. Your day-to-day responsibilities will involve building and nurturing client relationships through proactive outreach, in-depth financial consultations, and tailored loan recommendations. You'll collaborate closely with branch colleagues and internal support teams to ensure seamless loan processing, from application to closing, while adhering to stringent compliance standards like those set by the Consumer Financial Protection Bureau (CFPB). As a senior advisor, you'll also mentor emerging talent, analyze local real estate trends to identify opportunities, and participate in community engagement initiatives that strengthen JP Morgan Chase's presence in Chicago. Success in this role requires a blend of sales savvy, regulatory knowledge, and a passion for client success, all while contributing to our firm's goal of sustainable growth in home lending. Joining JP Morgan Chase means becoming part of an inclusive culture that values innovation, integrity, and professional development. We offer competitive compensation, comprehensive benefits, and ongoing training to support your career advancement in the financial services sector. If you thrive in a high-energy setting and have a proven track record in mortgage origination, this Senior Home Lending Advisor role at North and Damen provides the platform to make a meaningful impact on clients' lives while advancing your own professional journey with one of the world's most admired financial institutions.

Key Responsibilities

• Prospect and develop new client relationships through community events, referrals, and branch partnerships at the North and Damen location in Chicago
• Guide clients through the home lending process, from initial consultation to loan closing, ensuring a seamless and personalized experience
• Analyze client financial profiles to recommend suitable mortgage products, including conventional, FHA, VA, and jumbo loans offered by JP Morgan Chase
• Achieve and exceed monthly sales targets for loan originations while maintaining high customer satisfaction scores
• Collaborate with internal teams, including underwriters and processors, to ensure timely and compliant loan approvals
• Stay updated on industry regulations, market trends, and JP Morgan Chase policies to provide accurate advice
• Conduct educational seminars and workshops on home financing to build community trust and generate leads
• Manage a pipeline of loan applications using CRM tools, ensuring all documentation is complete and compliant
• Mentor junior advisors and contribute to team sales strategies in the Chicago market
• Monitor competitive landscape to position JP Morgan Chase's offerings effectively

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• Minimum of 5 years of experience in mortgage lending or home financing origination
• Active Mortgage Loan Originator (MLO) license in Illinois or ability to obtain one promptly
• Proven track record of achieving sales targets in a competitive financial services environment
• In-depth knowledge of mortgage products, regulations, and compliance standards such as TILA and RESPA
• Strong understanding of the Chicago real estate market and local lending practices
• Excellent credit history and ability to pass background checks required for financial roles

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience working with high-net-worth clients or in a branch-based lending environment
• Familiarity with JP Morgan Chase's proprietary lending platforms and tools
• Bilingual proficiency in Spanish or another language spoken in the Chicago area
• Previous supervisory experience mentoring junior lending advisors

Required Skills

• Expertise in mortgage origination and underwriting processes
• Proficiency with financial software like Encompass or Loan Origination Systems (LOS)
• Strong analytical skills for credit assessment and risk evaluation
• Excellent communication and interpersonal skills for client consultations
• Sales acumen and negotiation abilities to close deals
• Knowledge of federal and state lending regulations
• Customer relationship management (CRM) tool proficiency
• Attention to detail in documentation and compliance
• Time management and organizational skills for handling multiple pipelines
• Adaptability to fast-paced, target-driven environments
• Empathy and consultative selling approach
• Data analysis for market trends and client profiling
• Team collaboration and leadership qualities
• Digital literacy in virtual meeting tools and online applications
• Problem-solving skills for complex financing scenarios

Benefits

• Competitive base salary plus uncapped commission structure based on loan volume
• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching up to 6%
• Paid time off including vacation, sick days, and parental leave
• Professional development opportunities through JP Morgan Chase's learning programs and certifications
• Employee stock purchase plan and access to financial wellness resources
• Relocation assistance if applicable, plus commuter benefits for Chicago-based roles
• Exclusive perks such as tuition reimbursement and employee assistance programs

JP Morgan Chase is an equal opportunity employer.