Senior Home Lending Advisor - Northeast Pennsylvania Branches

Location: Philadelphia, PA, United States

Job Family: Originations

About the Role

At JPMorgan Chase, we are a leading global financial services firm committed to helping clients achieve their homeownership dreams through innovative lending solutions. As a Senior Home Lending Advisor in our Northeast Pennsylvania Branches, based in Philadelphia, PA, you will play a pivotal role in our Originations team by guiding clients through a premium home lending experience. Leveraging your expertise in the financial services industry, you will originate high-quality mortgages, deliver exceptional sales results, and foster long-term relationships that align with our client-first philosophy. This position offers the opportunity to work in a dynamic branch environment, contributing to JPMorgan Chase's reputation as a trusted partner in home financing across the region. In this senior role, you will proactively source and qualify leads from diverse channels, including branch referrals, real estate partnerships, and community events in Northeast Pennsylvania. You will conduct thorough financial assessments to tailor mortgage recommendations, ensuring compliance with JPMorgan Chase's rigorous standards and federal regulations such as Truth in Lending Act (TILA) and RESPA. Collaborating closely with our underwriting and processing teams, you will manage the end-to-end loan lifecycle, from application to closing, while driving sales performance to meet or exceed targets. Your ability to articulate complex financial products—like our competitive jumbo loans or first-time buyer programs—will empower clients to make informed decisions, enhancing satisfaction and loyalty to the JPMorgan Chase brand. We value professionals who thrive in a fast-paced, goal-oriented setting and are passionate about the transformative impact of homeownership. As a Senior Home Lending Advisor, you will also mentor junior team members, stay abreast of evolving market trends and lending technologies, and participate in initiatives that strengthen our presence in the Philadelphia community. Joining JPMorgan Chase means access to world-class resources, ongoing professional growth, and the chance to advance within one of the most respected names in finance. If you are a results-driven advisor with a commitment to excellence, this role offers a rewarding path to build your career while making a meaningful difference for clients.

Key Responsibilities

• Prospect, develop, and maintain relationships with clients, real estate agents, and referral sources to generate mortgage leads in Northeast Pennsylvania branches
• Guide clients through the home lending process, from initial consultation to loan closing, ensuring a seamless and personalized experience
• Analyze client financial profiles to recommend suitable mortgage products, including fixed-rate, adjustable-rate, and government-backed loans
• Collaborate with JPMorgan Chase underwriting teams to prepare and submit complete loan applications while adhering to compliance standards
• Achieve and exceed individual and branch sales goals for mortgage originations, contributing to overall branch performance
• Educate clients on JPMorgan Chase's home lending options, market trends, and financing strategies to build trust and loyalty
• Monitor loan pipelines, resolve issues promptly, and ensure timely closings to meet client expectations
• Participate in community outreach and networking events in Philadelphia and surrounding areas to promote JPMorgan Chase's lending services
• Utilize CRM tools and data analytics to track leads, forecast sales, and optimize lending strategies
• Stay updated on industry regulations, JPMorgan Chase policies, and competitive landscape to provide expert advice

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• Minimum of 5 years of experience in mortgage lending or home financing within the financial services industry
• Active Mortgage Loan Originator (MLO) license with NMLS registration
• Proven track record of achieving sales targets in a retail banking or lending environment
• In-depth knowledge of federal and state lending regulations, including FHA, VA, and conventional loan programs
• Strong understanding of credit analysis, underwriting processes, and risk assessment in home lending
• Ability to work in Northeast Pennsylvania branches, with flexibility for travel within the region

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience working in a JPMorgan Chase branch or similar high-volume financial institution
• Bilingual proficiency in English and Spanish to serve diverse client bases in Pennsylvania
• Previous leadership experience mentoring junior lending advisors
• Familiarity with digital lending platforms and CRM systems used in mortgage origination

Required Skills

• Expertise in mortgage origination and loan processing
• Strong sales and negotiation abilities
• Proficiency in financial analysis and credit evaluation
• Knowledge of lending software such as Encompass or LoanNet
• Excellent communication and interpersonal skills
• Customer service orientation with empathy for client needs
• Analytical thinking for assessing financial risks
• Time management and organizational skills for handling multiple loans
• Regulatory compliance awareness in banking
• Relationship-building with internal and external stakeholders
• Digital literacy in CRM and data analytics tools
• Problem-solving in complex lending scenarios
• Adaptability to market changes and client demands
• Team collaboration in a branch environment
• Ethical decision-making aligned with JPMorgan Chase standards

Benefits

• Competitive base salary plus uncapped commission structure based on loan volume and performance
• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching up to 6% of eligible pay
• Paid time off including vacation, sick days, and 16 weeks of paid parental leave
• Professional development opportunities through JPMorgan Chase's internal training programs and tuition reimbursement
• Employee stock purchase plan and access to financial wellness resources
• Wellness programs including gym memberships, mental health support, and onsite fitness centers at select locations
• Relocation assistance for eligible candidates moving to the Philadelphia area

JP Morgan Chase is an equal opportunity employer.