Senior Home Lending Advisor - Pasadena TX - Fairmont

Location: Pasadena, TX, United States

Job Family: Originations

About the Role

At JPMorgan Chase, we are a leading global financial services firm committed to helping clients achieve their dreams of homeownership. As a Senior Home Lending Advisor in our Pasadena, TX - Fairmont branch, you will play a pivotal role in the Originations category, guiding clients through personalized mortgage solutions while driving exceptional sales results. Leveraging JPMorgan Chase's vast resources and innovative digital platforms, you will provide first-class service to diverse clients in the Greater Houston area, from first-time buyers to seasoned investors. Your expertise will ensure seamless journeys from application to closing, all while upholding our commitment to integrity, compliance, and client-centric innovation in the competitive financial services landscape. In this dynamic role, you will prospect and cultivate relationships with potential borrowers, conducting thorough financial consultations to match them with optimal loan products such as fixed-rate mortgages, adjustable-rate options, or government-backed loans tailored to their needs. You will collaborate closely with internal teams, including underwriters and processors, to navigate regulatory requirements like TRID and ECOA, ensuring every transaction meets JPMorgan Chase's high standards. By analyzing market trends and interest rates, you will offer strategic advice that empowers clients to make informed decisions, fostering long-term loyalty and repeat business in the Pasadena community. Success in this position demands a blend of sales acumen and technical proficiency, with opportunities to mentor emerging advisors and contribute to branch growth initiatives. At JPMorgan Chase, you will thrive in a supportive environment that values work-life balance, professional growth, and inclusive culture. Join us to not only advance your career but also make a meaningful impact on families pursuing the American dream of homeownership, all backed by one of the world's most trusted financial institutions.

Key Responsibilities

• Prospect, qualify, and develop relationships with potential homebuyers to guide them through the mortgage origination process
• Conduct comprehensive financial assessments to recommend suitable loan products from JPMorgan Chase's portfolio, including conventional, FHA, VA, and jumbo loans
• Collaborate with underwriters, processors, and closing teams to ensure seamless loan approvals and timely closings
• Deliver exceptional client service by explaining complex lending options, rates, and terms in a clear, consultative manner
• Drive sales performance by meeting or exceeding monthly origination goals and contributing to branch targets
• Stay abreast of market conditions, interest rate fluctuations, and regulatory changes to provide informed advice
• Build and maintain referral networks with real estate agents, builders, and financial advisors in the Pasadena, TX community
• Utilize JPMorgan Chase's digital tools and analytics to streamline applications and enhance client experience
• Ensure all lending activities comply with JPMorgan Chase's ethical standards and federal regulations
• Mentor junior team members and participate in training to uphold high service standards

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• Minimum of 5 years of experience in mortgage lending or home financing within the financial services industry
• Active Mortgage Loan Originator (MLO) license with NMLS registration
• Proven track record of achieving sales targets in a competitive lending environment
• In-depth knowledge of federal and state lending regulations, including TRID and HMDA compliance
• Strong understanding of credit analysis, underwriting processes, and risk assessment in home lending
• Ability to work independently in a branch setting while collaborating with broader JPMorgan Chase teams

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience with digital lending platforms and CRM systems used at JPMorgan Chase
• Bilingual proficiency in English and Spanish to serve diverse client bases in Pasadena, TX
• Prior leadership experience mentoring junior advisors or managing a small team
• Familiarity with local real estate market trends in the Greater Houston area

Required Skills

• Expertise in mortgage products and lending regulations
• Strong sales and negotiation abilities
• Proficiency in financial analysis and credit evaluation
• Excellent communication and interpersonal skills
• Customer relationship management (CRM) software proficiency
• Digital literacy with loan origination systems (LOS)
• Analytical thinking for risk assessment
• Time management and organizational skills
• Adaptability to fast-paced, target-driven environments
• Ethical decision-making and compliance awareness
• Team collaboration and leadership qualities
• Problem-solving in complex client scenarios
• Knowledge of real estate financing trends
• Active listening and empathy for client needs
• Data-driven decision-making using market analytics

Benefits

• Competitive base salary plus uncapped commission structure based on loan originations
• Comprehensive medical, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching up to 5%
• Paid time off including vacation, sick days, and federal holidays
• Professional development opportunities through JPMorgan Chase's internal training programs and tuition reimbursement
• Employee stock purchase plan and access to financial wellness resources
• Health savings account (HSA) with company seed funding for eligible plans
• Wellness programs including gym memberships, mental health support, and onsite fitness facilities at select locations

JP Morgan Chase is an equal opportunity employer.