Senior Home Lending Advisor - Pearland TX

Location: Pearland, TX, United States

Job Family: Originations

About the Role

At JP Morgan Chase, we are a leading global financial services firm committed to helping clients achieve their dreams of homeownership. As a Senior Home Lending Advisor in our Pearland, TX branch, you will play a pivotal role in our Originations team, guiding clients through personalized mortgage solutions while driving exceptional sales performance. This position offers the opportunity to leverage your expertise in a dynamic environment, fostering long-term relationships and contributing to the growth of our home lending portfolio in the local community. Your primary focus will be on originating high-quality loans by assessing client needs, recommending tailored products such as conventional, jumbo, or government-backed mortgages, and ensuring compliance with all regulatory standards. You will proactively source leads through networking, partnerships with real estate professionals, and community engagement in Pearland, while utilizing JP Morgan Chase's advanced digital tools to streamline the application process. Success in this role requires a client-centric approach, where you deliver first-class service from initial consultation to closing, helping families secure their financial future. Joining JP Morgan Chase means being part of an inclusive culture that values innovation, integrity, and professional growth. We provide robust training, competitive compensation, and the resources to excel in a competitive market. If you are passionate about financial services and ready to make a meaningful impact in the lives of homebuyers, apply today to become a Senior Home Lending Advisor and elevate your career with one of the world's most respected institutions.

Key Responsibilities

• Prospect and develop new client relationships through referrals, networking, and community events in Pearland, TX
• Guide clients through the home lending process, from application to closing, ensuring a seamless experience
• Analyze client financial situations to recommend suitable mortgage products like fixed-rate, adjustable-rate, and FHA loans
• Achieve and exceed sales targets for loan originations while maintaining high-quality standards
• Collaborate with internal teams, including underwriters and processors, to facilitate efficient loan approvals
• Stay updated on lending regulations, market trends, and JP Morgan Chase policies to provide compliant advice
• Build and maintain a robust pipeline of leads using CRM tools and marketing strategies
• Educate clients on homeownership benefits, affordability, and JP Morgan's competitive offerings
• Participate in local events to promote JP Morgan Chase's home lending services
• Ensure all documentation is accurate and compliant with federal and state guidelines

Required Qualifications

• Bachelor's degree or equivalent experience in finance, business, or related field
• Minimum of 5 years of experience in mortgage lending, sales, or financial services
• Active Mortgage Loan Originator (MLO) license with NMLS registration
• Proven track record of achieving sales targets in home lending or similar roles
• Strong understanding of mortgage products, regulations, and compliance requirements
• Excellent communication and relationship-building skills with diverse clients
• Ability to work independently in a fast-paced, target-driven environment

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience with JP Morgan Chase's home lending products and systems
• Bilingual proficiency in English and Spanish to serve the Pearland community
• Previous leadership experience mentoring junior advisors
• Familiarity with local real estate market in Pearland, TX

Required Skills

• Expertise in mortgage origination and underwriting processes
• Proficiency in financial analysis and credit assessment
• Strong sales and negotiation abilities
• Excellent verbal and written communication
• Customer relationship management (CRM) software proficiency, such as Salesforce
• Knowledge of federal regulations like TILA, RESPA, and HMDA
• Analytical skills for evaluating loan applications
• Time management and organizational skills
• Interpersonal skills for building trust with clients
• Adaptability to changing market conditions
• Technical proficiency in Microsoft Office Suite and digital lending platforms
• Problem-solving in complex financial scenarios
• Team collaboration and leadership
• Attention to detail for compliance and accuracy
• Digital marketing and lead generation techniques

Benefits

• Competitive base salary plus uncapped commission structure for high earning potential
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and holidays
• Professional development programs and tuition reimbursement for certifications
• Employee stock purchase plan and financial wellness resources
• Access to on-site fitness centers and wellness programs at select locations
• Parental leave and family support benefits

JP Morgan Chase is an equal opportunity employer.