Senior Home Lending Advisor - Revere MA - Revere Branch

Location: Revere, MA, United States

Job Family: Originations

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client-centric solutions. As a Senior Home Lending Advisor at our Revere, MA branch, you will play a pivotal role in helping individuals and families achieve their dream of homeownership. This position within our Consumer & Community Banking division focuses on originating high-quality mortgage loans while delivering exceptional sales performance. You will leverage JP Morgan Chase's extensive resources, including advanced digital tools and a vast network of experts, to provide personalized guidance through every step of the home lending journey—from initial consultation to closing. Our commitment to ethical lending practices and community impact means you'll contribute to building lasting client relationships in the vibrant Revere community, all while driving revenue growth in a dynamic branch environment. In this senior-level role, your expertise in the financial services industry will be essential for identifying client needs, recommending tailored mortgage products, and navigating complex regulatory landscapes. You will collaborate closely with branch colleagues, underwriters, and external partners to ensure loans are processed efficiently and compliantly, adhering to standards like the SAFE Act and Dodd-Frank. Success here requires a proactive approach to lead generation, whether through local networking events, referrals from JP Morgan Chase's wealth management teams, or digital outreach. By exceeding sales targets and fostering trust, you'll not only advance your career but also embody our core values of integrity, excellence, and doing what's right for our clients. Joining JP Morgan Chase offers unparalleled opportunities for professional growth in one of the world's most respected institutions. As a Senior Home Lending Advisor, you'll benefit from ongoing training, mentorship, and access to cutting-edge technology that positions you at the forefront of the home lending sector. We value diversity and inclusion, encouraging innovative ideas that enhance our services for underserved communities in Revere and beyond. If you are passionate about finance, driven by results, and dedicated to empowering clients, this role provides a rewarding path to make a meaningful difference while advancing within a top-tier organization.

Key Responsibilities

• Prospect, qualify, and originate mortgage loans for prospective homebuyers, guiding them through the entire application and approval process
• Build and maintain a robust pipeline of clients through networking, referrals, and community events in the Revere, MA area
• Conduct comprehensive financial assessments to recommend suitable home lending products, including fixed-rate, adjustable-rate, and FHA/VA loans
• Collaborate with underwriters, processors, and branch teams to ensure seamless loan closings and high customer satisfaction
• Achieve and exceed sales goals by delivering exceptional service and leveraging JP Morgan Chase's market-leading resources
• Stay abreast of industry regulations, market trends, and JP Morgan Chase policies to provide compliant and accurate advice
• Educate clients on homeownership benefits, affordability, and financing options tailored to their unique financial situations
• Participate in branch marketing initiatives and client seminars to promote JP Morgan Chase's home lending solutions
• Monitor loan portfolios for opportunities to offer additional products like home equity lines of credit
• Maintain accurate records in CRM systems and ensure all documentation complies with federal and state lending laws

Required Qualifications

• Bachelor's degree in Finance, Business, or a related field, or equivalent work experience
• Minimum of 5 years of experience in mortgage lending, home equity, or consumer lending within the financial services industry
• Active Mortgage Loan Originator (MLO) license with NMLS registration, compliant with SAFE Act requirements
• Proven track record of achieving sales targets in a competitive lending environment
• In-depth knowledge of mortgage products, regulations, and compliance standards such as Dodd-Frank and RESPA
• Strong understanding of credit analysis, underwriting processes, and risk assessment in home lending
• Ability to work independently in a branch setting while collaborating with cross-functional teams

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience with digital lending platforms and CRM systems like Salesforce
• Bilingual proficiency in English and Spanish to serve diverse client bases in Revere, MA
• Previous leadership experience mentoring junior advisors or managing a small team
• Familiarity with JP Morgan Chase's proprietary lending tools and home lending programs

Required Skills

• Expertise in mortgage origination and loan processing
• Proficiency in financial analysis and credit evaluation
• Strong sales and negotiation abilities
• Excellent communication and interpersonal skills
• Knowledge of federal lending regulations (e.g., TILA, ECOA)
• Customer relationship management using tools like Salesforce
• Analytical skills for assessing borrower financials
• Time management and organizational prowess
• Adaptability to fast-paced, target-driven environments
• Team collaboration and leadership qualities
• Digital literacy with lending software and online platforms
• Problem-solving in complex financial scenarios
• Empathy and client-focused service orientation
• Attention to detail in documentation and compliance
• Networking and business development acumen

Benefits

• Competitive base salary plus uncapped commission structure based on loan origination volume
• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching up to 6% of eligible pay
• Paid time off including vacation, sick days, and 16 weeks of paid parental leave
• Professional development opportunities through JP Morgan Chase's internal training programs and tuition reimbursement
• Employee stock purchase plan and access to financial wellness resources
• Wellness programs including gym memberships, mental health support, and onsite fitness centers at select locations
• Relocation assistance if applicable, plus commuter benefits for the Revere, MA branch

JP Morgan Chase is an equal opportunity employer.