Senior Home Lending Advisor - Wichita Falls TX

Location: Wichita Falls, TX, United States

Job Family: Originations

About the Role

At JP Morgan Chase, we are a leading global financial services firm committed to helping clients achieve their dreams of homeownership. As a Senior Home Lending Advisor in our Wichita Falls, TX branch, you will play a pivotal role in our Originations team, guiding clients through personalized mortgage solutions while driving exceptional sales results. This position offers the opportunity to leverage your expertise in a dynamic environment where innovation meets client-centric service, all while contributing to Chase's reputation as a trusted partner in the financial services industry. You will work closely with diverse clients in the local community, from first-time buyers to seasoned investors, ensuring every interaction aligns with our high standards of integrity and compliance. Your primary focus will be on originating high-quality mortgage loans by assessing client needs, recommending tailored products from Chase's robust portfolio—including fixed-rate, adjustable-rate, and government-backed options—and navigating the entire loan lifecycle from application to closing. You will build lasting relationships through proactive outreach, leveraging digital tools and local networking to generate leads and exceed performance targets. Compliance is at the heart of our operations; you will ensure all activities adhere to federal regulations like the Truth in Lending Act and fair lending practices, while collaborating with internal teams to streamline processes and mitigate risks. This role demands a blend of sales prowess and financial acumen, rewarding top performers with uncapped earning potential in a supportive, high-achieving culture. Joining JP Morgan Chase means more than a job—it's a chance to advance your career in one of the world's most respected financial institutions. We invest in your growth through ongoing training, access to cutting-edge technology, and opportunities for leadership within our expansive network. In Wichita Falls, you'll contribute to community prosperity by making homeownership accessible, all while benefiting from our comprehensive rewards package designed to support your well-being and professional aspirations. If you are passionate about financial services and ready to deliver first-class client experiences, apply today to become part of the Chase family.

Key Responsibilities

• Prospect, qualify, and engage potential homebuyers to understand their financial needs and guide them through the mortgage origination process
• Conduct comprehensive financial assessments, including credit reviews and affordability analyses, to recommend suitable Chase mortgage products
• Build and maintain a robust pipeline of leads through networking, referrals, and community events in the Wichita Falls area
• Collaborate with underwriters, processors, and closing teams to ensure seamless loan approvals and timely closings
• Deliver exceptional client service by providing clear, compliant advice on loan options, rates, and terms while adhering to all regulatory standards
• Achieve or exceed monthly sales goals for mortgage originations, focusing on volume, quality, and customer satisfaction metrics
• Stay updated on market trends, interest rates, and Chase product enhancements to offer competitive financing solutions
• Mentor junior lending advisors and contribute to branch sales strategies to drive overall team performance
• Ensure all documentation is accurate, complete, and compliant with JP Morgan Chase policies and federal guidelines
• Participate in local community outreach to promote Chase's home lending services and build brand loyalty

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field, or equivalent work experience
• Minimum of 5 years of experience in mortgage lending, home financing, or related financial services roles
• Active Mortgage Loan Originator (MLO) license with NMLS registration, or ability to obtain within 90 days
• Proven track record of achieving sales targets in a competitive lending environment
• In-depth knowledge of federal and state lending regulations, including TRID, HMDA, and RESPA
• Strong understanding of credit analysis, underwriting processes, and risk assessment in home lending
• Ability to work independently in a branch-based setting while collaborating with broader Chase teams

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience with digital lending platforms and CRM tools used in high-volume mortgage origination
• Bilingual proficiency in English and Spanish to serve diverse client bases in Texas markets
• Prior leadership experience mentoring junior advisors or managing small teams
• Familiarity with JP Morgan Chase's proprietary lending systems and products

Required Skills

• Expertise in mortgage products including conventional, FHA, VA, and jumbo loans
• Proficiency in financial modeling and loan calculation software
• Strong sales acumen and negotiation skills for closing deals
• Excellent communication and interpersonal abilities for client consultations
• Analytical skills for credit evaluation and risk mitigation
• Knowledge of compliance software and regulatory reporting tools
• Digital literacy with CRM systems like Salesforce or Encompass
• Time management and organizational skills for handling multiple client pipelines
• Empathy and relationship-building to foster long-term client trust
• Adaptability to evolving market conditions and lending policies
• Team collaboration for cross-functional project execution
• Attention to detail in documentation and audit processes
• Problem-solving skills for resolving complex financing challenges
• Presentation skills for community seminars and client pitches
• Ethical decision-making aligned with JP Morgan Chase's integrity standards

Benefits

• Competitive base salary plus uncapped commission structure based on loan origination performance
• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with company matching up to 5% of eligible compensation
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development opportunities through Chase's internal training programs and tuition reimbursement
• Employee stock purchase plan and access to financial wellness resources
• Wellness programs including gym memberships, mental health support, and onsite fitness facilities
• Relocation assistance for eligible candidates moving to the Wichita Falls area

JP Morgan Chase is an equal opportunity employer.