Senior Home Lending - Katy TX - Katy Market Place

Location: Katy, TX, United States

Job Family: Originations

About the Role

At JP Morgan Chase, we are a leading global financial services firm committed to helping clients achieve their dreams of homeownership. As a Senior Home Lending Advisor in our Katy Marketplace branch in Katy, TX, you will play a pivotal role in our Originations team, delivering exceptional service while driving robust sales results. This position offers the opportunity to leverage your expertise in residential lending to guide clients through personalized journeys, from initial consultation to successful loan closing, all while embodying JP Morgan Chase's values of integrity, innovation, and client focus in the dynamic Texas housing market. Your primary focus will be on originating high-quality mortgage loans tailored to the needs of diverse clients in the Katy area, including first-time buyers, refinancers, and investors. You will utilize JP Morgan Chase's advanced digital tools and market-leading products to assess financial situations, recommend optimal solutions such as fixed-rate, adjustable-rate, or government-backed loans, and ensure compliance with all regulatory requirements. By building lasting relationships and exceeding sales targets, you will contribute directly to the growth of our Home Lending division, which serves millions of clients nationwide with a reputation for reliability and expertise. We seek a seasoned professional passionate about financial services and community impact. In this role, you will thrive in a collaborative environment supported by JP Morgan Chase's extensive resources, including ongoing training and technology platforms that streamline the lending process. Join us to advance your career while making a tangible difference in clients' lives, all from the vibrant Katy Marketplace location that positions you at the heart of one of Texas's fastest-growing communities.

Key Responsibilities

• Prospect and develop new client relationships through community events, referrals, and digital marketing in the Katy Marketplace area
• Guide clients through the home lending process, from pre-qualification to closing, ensuring a seamless and personalized experience
• Analyze client financial profiles to recommend suitable mortgage products, including conventional, FHA, VA, and jumbo loans
• Collaborate with internal teams, including underwriters and processors, to expedite loan approvals and resolve issues
• Meet or exceed monthly sales goals by originating high-quality loans that align with JP Morgan Chase's risk standards
• Stay updated on market trends, interest rates, and regulatory changes to provide expert advice to clients
• Build and maintain a robust pipeline of leads using JP Morgan's CRM tools and relationship management strategies
• Ensure all lending activities comply with JP Morgan Chase policies, federal regulations, and ethical standards
• Participate in local networking events to enhance JP Morgan Chase's brand presence in the Katy, TX market
• Provide ongoing support to clients post-closing, including refinancing opportunities and financial education

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• Minimum of 5 years of experience in mortgage origination or home lending within the financial services industry
• Active Mortgage Loan Originator (MLO) license in Texas, with NMLS registration
• Proven track record of achieving sales targets in residential lending
• In-depth knowledge of federal and state lending regulations, including TRID and HMDA
• Experience using CRM systems and loan origination software in a banking environment
• Ability to work independently in a fast-paced, client-facing role

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• 7+ years in home lending with a focus on high-net-worth clients
• Bilingual proficiency in English and Spanish to serve diverse Katy market communities
• Previous experience with JP Morgan Chase or a major financial institution
• Strong network in the Katy, TX real estate and financial services sectors

Required Skills

• Expertise in mortgage products and lending regulations
• Strong sales and negotiation abilities
• Proficiency in financial analysis and credit assessment
• Excellent communication and interpersonal skills
• Customer relationship management using tools like Salesforce
• Knowledge of loan origination software such as Encompass
• Analytical thinking for risk evaluation
• Time management in a high-volume environment
• Adaptability to changing market conditions
• Team collaboration across departments
• Digital marketing and lead generation techniques
• Ethical decision-making in compliance-sensitive roles
• Presentation skills for client consultations
• Problem-solving for complex lending scenarios
• Cultural sensitivity for diverse client bases in Texas

Benefits

• Competitive base salary plus uncapped commission structure based on loan origination volume
• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching up to 6%
• Paid time off including vacation, sick days, and 15+ paid holidays annually
• Professional development opportunities through JP Morgan Chase's internal training programs and tuition reimbursement
• Employee stock purchase plan and access to financial wellness resources
• Relocation assistance for qualifying candidates moving to the Katy, TX area
• On-site fitness centers and wellness programs at select JP Morgan Chase locations

JP Morgan Chase is an equal opportunity employer.