Senior Originator - Asset Based Lending - Executive Director

Location: Dallas, TX, United States

Job Family: Client Sales

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of delivering innovative banking solutions to our clients. As a Senior Originator - Asset Based Lending - Executive Director in our Commercial Banking division, you will play a pivotal role in providing comprehensive financing solutions to middle-market companies. Based in Dallas, TX, this position focuses on originating asset-based lending (ABL) facilities, leveraging your expertise to help clients unlock liquidity from their assets such as accounts receivable, inventory, and equipment. You will join a dynamic team dedicated to fostering long-term client partnerships and driving sustainable growth in one of the most vibrant commercial markets in the U.S. In this executive-level role, you will lead the origination process from initial client outreach to deal closure, collaborating closely with internal stakeholders including credit underwriters, legal experts, and portfolio managers. Your responsibilities will include conducting in-depth market analysis to identify high-potential opportunities, structuring customized ABL deals that align with JP Morgan Chase's risk appetite, and ensuring seamless execution while adhering to stringent regulatory standards. You will also contribute to portfolio management by monitoring ongoing borrower performance and advising on covenant compliance, all while embodying our firm's commitment to responsible banking and client success. We seek a seasoned professional with a passion for financial innovation and a client-centric approach. This role offers the opportunity to influence JP Morgan Chase's ABL strategy in the Southwest region, working in a collaborative environment that values diversity, inclusion, and professional growth. If you thrive in a fast-paced setting and have a proven ability to deliver results in asset-based financing, join us to shape the future of commercial lending at one of the world's most admired financial institutions.

Key Responsibilities

• Identify and originate new ABL opportunities with middle-market Commercial Banking clients, targeting loans secured by assets such as inventory, accounts receivable, and equipment
• Build and maintain strong relationships with clients, assessing their financing needs and presenting tailored ABL solutions
• Conduct thorough due diligence, including field exams, collateral audits, and financial analysis to structure deals
• Collaborate with credit risk, legal, and operations teams to underwrite and close ABL transactions efficiently
• Monitor portfolio performance, manage borrower relationships post-closing, and mitigate risks in the ABL book
• Develop market strategies to grow JP Morgan Chase's ABL presence in the Dallas region and beyond
• Provide mentorship to junior originators and contribute to team training on ABL best practices
• Stay abreast of industry trends, regulatory changes, and competitive landscapes to inform business development
• Prepare and present deal proposals to senior management and clients, highlighting risk-adjusted returns

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field; MBA or advanced degree preferred
• 10+ years of experience in asset-based lending (ABL), commercial lending, or related financial services roles
• Proven track record of originating and structuring ABL deals with middle-market clients
• Deep knowledge of credit analysis, collateral valuation, and risk management in ABL transactions
• Strong understanding of regulatory requirements and compliance standards in commercial banking
• Experience working with Commercial Banking clients in industries such as manufacturing, retail, or wholesale

Preferred Qualifications

• Series 7 and 63 licenses or equivalent
• Prior experience at a major financial institution like JP Morgan Chase
• Familiarity with syndicated lending and capital markets
• Advanced proficiency in financial modeling and ABL software tools

Required Skills

• Expertise in asset-based lending structures and documentation
• Advanced financial modeling and valuation techniques
• Strong credit analysis and risk assessment abilities
• Proficiency in Microsoft Excel, Bloomberg, or similar financial tools
• Excellent negotiation and deal-closing skills
• Superior client relationship management and communication
• Knowledge of UCC filings, borrowing base calculations, and field examinations
• Strategic thinking for business development in competitive markets
• Team collaboration and leadership in cross-functional environments
• Analytical problem-solving for complex financing scenarios
• Regulatory compliance awareness in banking and lending
• Time management for handling multiple deals simultaneously
• Adaptability to evolving market conditions in financial services
• Persuasive presentation skills for client and internal stakeholders

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and access to JP Morgan Chase's wealth management resources
• Wellness programs, including gym memberships and mental health support
• Relocation assistance for eligible roles in Dallas, TX

JP Morgan Chase is an equal opportunity employer.