Senior Product Associate - Business Banking

Location: Hyderabad, Telangana, India

Job Family: Product Management

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a strong commitment to innovation in business banking. As a Senior Product Associate in our Business Banking team based in Hyderabad, Telangana, India, you will play a pivotal role in shaping the future of our offerings for small and medium-sized enterprises. This position involves promoting innovation through product development, user research, and in-depth analysis to optimize solutions that empower businesses with seamless lending, payments, and cash management tools. You will work closely with cross-functional teams to drive digital transformation, ensuring our products meet the evolving needs of clients in the competitive Indian financial landscape. Your key responsibilities will include conducting market research to identify opportunities for product enhancement, collaborating on feature prioritization, and analyzing user data to refine business banking experiences. At JP Morgan Chase, you will leverage our cutting-edge technology platforms to develop intuitive digital solutions that comply with regulatory standards set by the Reserve Bank of India (RBI) and global best practices. This role offers the chance to contribute to high-impact projects, such as expanding our mobile banking capabilities and integrating AI-driven advisory services for business clients, all while fostering a culture of inclusion and excellence. We seek a proactive professional passionate about financial services and product innovation. Joining JP Morgan Chase means becoming part of a world-class organization that values diverse perspectives and invests in employee growth. In this role, you will gain exposure to senior leadership, participate in strategic initiatives, and help deliver value to millions of business customers worldwide. If you are ready to innovate at the intersection of finance and technology, apply today to make a meaningful difference in business banking.

Key Responsibilities

• Collaborate with product managers to define and prioritize features for business banking solutions
• Conduct user research and gather feedback from small business clients to inform product enhancements
• Analyze market trends and competitor offerings to optimize JP Morgan Chase's business banking products
• Develop product roadmaps and support the execution of innovation initiatives
• Work with engineering and design teams to ensure seamless integration of new features
• Monitor product performance metrics and recommend data-driven improvements
• Facilitate stakeholder meetings to align on product strategy and business goals
• Contribute to the creation of user personas and journey maps for business banking customers
• Assist in the launch of new digital tools for lending, payments, and cash management
• Ensure compliance with financial regulations and internal policies throughout the product development process

Required Qualifications

• Bachelor's degree in Business, Finance, Computer Science, or a related field
• 3-5 years of experience in product management, preferably in financial services or banking
• Strong understanding of business banking products and services
• Proficiency in data analysis tools and methodologies
• Experience conducting user research and market analysis
• Ability to collaborate with cross-functional teams in a fast-paced environment
• Excellent communication and presentation skills

Preferred Qualifications

• MBA or advanced degree in Finance or related field
• Prior experience at a major financial institution like JP Morgan Chase
• Knowledge of regulatory requirements in the Indian banking sector
• Familiarity with agile methodologies and product lifecycle management
• Experience with digital transformation initiatives in fintech

Required Skills

• Product development lifecycle knowledge
• User research and qualitative analysis
• Data analytics and visualization (e.g., SQL, Tableau)
• Financial modeling and business acumen
• Agile and Scrum methodologies
• Stakeholder management and cross-functional collaboration
• Problem-solving and critical thinking
• Communication and presentation skills
• Knowledge of banking regulations (e.g., RBI guidelines)
• Project management tools (e.g., Jira, Confluence)
• Customer empathy and journey mapping
• Innovation and creative thinking
• Technical aptitude for fintech solutions
• Risk assessment in financial products
• Adaptability in a dynamic industry environment

Benefits

• Competitive base salary and performance-based bonuses
• Comprehensive health insurance coverage for employees and dependents
• Retirement savings plan with company matching contributions
• Paid time off, including vacation, sick leave, and parental leave
• Professional development programs and tuition reimbursement
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness initiatives
• Flexible work arrangements and hybrid work options in Hyderabad

JP Morgan Chase is an equal opportunity employer.