Senior Product Associate - Home Lending

Location: Hyderabad, Telangana, India

Job Family: Product Management

About the Role

At JP Morgan Chase, we are a leading global financial services firm committed to helping clients achieve their ambitions through innovative solutions in home lending and beyond. As a Senior Product Associate in our Home Lending division, you will play a pivotal role in shaping the future of mortgage and lending products. Based in our Hyderabad office, you will leverage data analytics to build actionable insights, track the impact of product changes, and foster innovation in a dynamic, client-focused environment. This position offers the opportunity to contribute to high-impact projects that enhance customer experiences while navigating the complexities of the financial services industry. Your primary focus will be on developing mechanisms to monitor product performance and derive insights from vast datasets to inform strategic decisions. You will collaborate with engineers, data scientists, and business leaders to identify opportunities for innovation, such as integrating AI-driven personalization in loan approvals or streamlining digital mortgage applications. Ensuring compliance with regulatory standards like those from the Reserve Bank of India and global banking norms will be integral to your work, upholding JP Morgan Chase's reputation for integrity and excellence. In this role, you will thrive in an agile setting, contributing to the full product lifecycle from ideation to deployment. By analyzing market trends and customer behaviors, you will help optimize home lending offerings to meet evolving needs in India's growing real estate sector. Join us to advance your career in a supportive culture that values diversity, innovation, and professional growth, while making a tangible difference in clients' financial journeys.

Key Responsibilities

• Develop data-driven insights to inform product strategy and enhancements for home lending solutions at JP Morgan Chase
• Identify key performance metrics and build tracking mechanisms to measure the impact of product initiatives
• Collaborate with cross-functional teams including engineering, data science, and compliance to drive innovation
• Conduct market analysis and competitor benchmarking to identify opportunities in the home lending space
• Support the end-to-end product lifecycle from ideation to launch, ensuring alignment with regulatory standards
• Analyze customer feedback and usage data to recommend iterative improvements to lending products
• Promote a culture of innovation by piloting new technologies like AI in mortgage processing
• Prepare executive-level reports and presentations on product performance and strategic recommendations
• Ensure all product developments adhere to JP Morgan Chase's risk management and ethical guidelines

Required Qualifications

• Bachelor's degree in Computer Science, Engineering, Finance, Business Administration, or a related field
• 3-5 years of experience in product management, data analysis, or a related role within the financial services industry
• Strong understanding of data analytics tools and methodologies for deriving business insights
• Experience in agile product development processes and cross-functional team collaboration
• Knowledge of home lending or mortgage products in the financial sector
• Proficiency in SQL, Python, or similar programming languages for data manipulation
• Ability to work in a fast-paced, regulated environment with a focus on compliance

Preferred Qualifications

• Master's degree in Business Analytics, Finance, or a related discipline
• Prior experience at a major financial institution like JP Morgan Chase
• Certification in product management (e.g., Certified Scrum Product Owner)
• Familiarity with machine learning applications in financial product innovation
• Experience with customer experience optimization in lending services

Required Skills

• Data analysis and visualization (e.g., Tableau, Power BI)
• SQL and Python for querying and data processing
• Product roadmap development and prioritization
• Agile methodologies and Jira or similar tools
• Financial modeling and risk assessment
• Stakeholder communication and presentation skills
• Problem-solving and critical thinking
• Knowledge of regulatory compliance in banking (e.g., Basel III, Dodd-Frank)
• Customer-centric design thinking
• Machine learning basics for predictive analytics
• Project management and time management
• Team collaboration and leadership
• Innovation mindset for fintech solutions
• Attention to detail in data-driven decision making

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with generous company matching contributions
• Paid time off including vacation, sick leave, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at JP Morgan Chase facilities
• Global mobility opportunities and career advancement support within the firm

JP Morgan Chase is an equal opportunity employer.