Software Engineer II, Payments Technology

Location: Singapore

Job Family: Software Engineering

About the Role

At JP Morgan Chase, we are at the forefront of transforming the financial services industry through innovative technology. As a Software Engineer II in Payments Technology, you will join an agile team in our Singapore office, playing a key role in designing and delivering market-leading products that power secure, scalable payment solutions. This position offers the opportunity to work on cutting-edge systems that handle billions in global transactions daily, ensuring reliability and compliance in a highly regulated environment. You will contribute to initiatives that enhance real-time payments, fraud detection, and cross-border transfers, leveraging JP Morgan's vast resources to drive technological excellence. Your day-to-day responsibilities will involve collaborating with cross-functional teams to architect robust software solutions using modern programming languages and cloud technologies. You will focus on building features that integrate seamlessly with global payment networks, while adhering to stringent security standards essential for the financial sector. Opportunities for innovation abound, as you troubleshoot complex issues, optimize performance for high-throughput systems, and incorporate emerging trends like blockchain or AI-driven analytics into our payments ecosystem. This role is ideal for an emerging software engineer passionate about fintech, offering exposure to JP Morgan's world-class engineering practices and a supportive culture that values work-life balance and professional growth. In Singapore's dynamic financial hub, you will help shape the future of payments at one of the world's leading banks, with access to mentorship, global projects, and a commitment to diversity and inclusion.

Key Responsibilities

• Collaborate with agile teams to design, develop, and deploy secure payment processing solutions
• Build and maintain scalable software applications that handle high-volume financial transactions
• Implement robust security measures to protect sensitive financial data and ensure compliance with regulations like PCI-DSS
• Participate in code reviews, testing, and debugging to deliver high-quality, reliable code
• Integrate third-party APIs and services for seamless payment gateways and real-time processing
• Contribute to the evolution of JP Morgan's payments technology stack, focusing on innovation and efficiency
• Monitor and optimize system performance to support global payment operations
• Work closely with product managers, data scientists, and stakeholders to align technology with business needs
• Stay updated on emerging technologies and industry trends in fintech and payments
• Document technical specifications and mentor junior engineers on best practices

Required Qualifications

• Bachelor's degree in Computer Science, Engineering, or a related field
• At least 2-4 years of experience in software development, preferably in financial services or payments technology
• Proficiency in Java, Python, or similar programming languages
• Experience with agile methodologies and collaborative team environments
• Strong understanding of secure coding practices and data privacy regulations in finance
• Ability to work in a fast-paced, global environment with cross-functional teams
• Relevant experience in building scalable applications for high-volume transaction processing

Preferred Qualifications

• Experience with cloud platforms such as AWS or Azure in a financial context
• Knowledge of payment systems like SWIFT, ISO 20022, or real-time payment networks
• Familiarity with DevOps tools and CI/CD pipelines
• Advanced degree or certifications in software engineering or cybersecurity
• Prior work at a major financial institution or fintech company

Required Skills

• Java or Python programming
• Agile development methodologies
• Secure coding and cybersecurity principles
• Database management (SQL/NoSQL)
• API design and integration
• Cloud computing (AWS/Azure)
• Version control (Git)
• Problem-solving and analytical thinking
• Communication and collaboration
• Knowledge of financial regulations (e.g., GDPR, PCI-DSS)
• Microservices architecture
• Unit testing and automation frameworks
• DevOps tools (Jenkins, Docker)
• Attention to detail in high-stakes environments
• Adaptability to evolving fintech landscapes

Benefits

• Competitive base salary and performance-based bonuses
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with generous company matching
• Paid time off, including vacation, sick leave, and parental leave
• Professional development opportunities, including tuition reimbursement and training programs
• Employee stock purchase plan and financial wellness resources
• Global mobility support for career growth across JP Morgan locations
• Wellness programs, including gym memberships and mental health support

JP Morgan Chase is an equal opportunity employer.