Specialty Product Specialist

Location: Bengaluru, Karnataka, India

Job Family: Specialty Product

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client-focused solutions. As a Specialty Product Specialist in our Trade and Working Capital Operations team in Bengaluru, you will play a pivotal role in supporting corporate clients by delivering specialized financial products that enhance liquidity and streamline international trade. This position offers an exciting opportunity to advance your career in a dynamic environment where creativity and excellence are at the core of our operations. You will work closely with cross-functional teams across the globe, leveraging JP Morgan's vast resources to drive efficiency and growth in the financial services industry. Your primary focus will be on executing complex trade finance instruments such as letters of credit, bank guarantees, and supply chain financing, while ensuring all activities adhere to stringent regulatory standards like those from the International Chamber of Commerce (ICC) and local Indian regulations. You will analyze client needs, mitigate operational risks, and contribute to innovative solutions that optimize working capital for multinational corporations. This role demands a deep understanding of global trade dynamics, particularly in emerging markets, and the ability to handle high-volume transactions with precision and speed. Joining JP Morgan Chase means becoming part of a world-class institution committed to fostering professional growth and work-life balance. In Bengaluru, our state-of-the-art facility provides a collaborative workspace equipped with cutting-edge technology. We value diverse perspectives and encourage continuous learning through our robust training programs. If you are passionate about financial services and ready to make an impact in trade operations, this role will allow you to thrive while contributing to JP Morgan's mission of powering the progress of the world's leading companies.

Key Responsibilities

• Support the execution and processing of specialty products including letters of credit, guarantees, and supply chain financing solutions
• Collaborate with global teams to ensure seamless operations in trade and working capital for corporate clients
• Analyze client requirements and recommend tailored financial products to optimize working capital efficiency
• Monitor and mitigate risks associated with trade transactions, ensuring compliance with international standards
• Provide expert guidance on product features, pricing, and documentation to internal stakeholders and clients
• Contribute to process improvements and innovation in operations to enhance service delivery
• Handle escalations and resolve complex issues in specialty product operations
• Maintain accurate records and generate reports on trade activities for regulatory and audit purposes
• Stay updated on industry trends and regulatory changes impacting trade finance
• Foster strong relationships with clients and partners to drive business growth in the region

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• Minimum of 3-5 years of experience in trade finance, working capital operations, or specialty financial products
• Strong understanding of international trade regulations, letters of credit, and supply chain finance
• Proficiency in financial systems and tools used in banking operations
• Excellent command of English, both written and verbal
• Ability to work in a fast-paced, global team environment
• Relevant certifications such as Certified Trade Finance Professional (CTFP) or equivalent

Preferred Qualifications

• Advanced degree (MBA) in Finance or International Business
• Experience with JP Morgan Chase's internal systems like Trade Innovation platform
• Knowledge of emerging markets and cross-border transactions in Asia-Pacific
• Prior exposure to risk management in trade and working capital
• Familiarity with regulatory compliance standards like Basel III and Dodd-Frank

Required Skills

• Trade finance expertise
• Working capital optimization
• Risk assessment and management
• Regulatory compliance knowledge
• Financial product structuring
• Client relationship management
• Analytical problem-solving
• Attention to detail
• Communication and presentation skills
• Team collaboration
• Proficiency in Microsoft Office Suite and financial software
• Data analysis using Excel or similar tools
• Adaptability to changing market conditions
• Project management abilities
• Cross-cultural sensitivity

Benefits

• Competitive base salary and performance-based bonuses aligned with JP Morgan's compensation philosophy
• Comprehensive health, dental, and vision insurance coverage for employees and dependents
• Retirement savings plan with generous company matching contributions
• Paid time off including vacation, sick leave, and parental leave policies
• Professional development programs, including tuition reimbursement and access to internal training at JP Morgan University
• Employee wellness initiatives, such as gym memberships and mental health support
• Flexible work arrangements, including hybrid options in Bengaluru
• Global mobility opportunities within JP Morgan Chase's international network

JP Morgan Chase is an equal opportunity employer.