Sr Lead Solution Architect - LATAM Payments

Location: Ciudad De Mexico, Mexico

Job Family: Architecture

About the Role

At JP Morgan Chase, we are at the forefront of transforming the financial services landscape, and our Technology team is key to driving that innovation. As a Sr Lead Solution Architect - LATAM Payments in our Mexico City office, you will play a pivotal role in shaping the future of payment solutions across Latin America. This position within the Architecture category offers the opportunity to drive significant business impact by architecting robust, scalable systems that support high-volume transactions, regulatory compliance, and seamless integration with global JP Morgan platforms. You will collaborate with diverse teams to define target state architectures across domains like real-time payments, cross-border remittances, and digital wallet integrations, ensuring our solutions meet the unique needs of LATAM markets while adhering to enterprise standards. In this leadership role, you will guide architectural decisions that enhance operational efficiency and customer experience for millions of users. Responsibilities include leading design workshops, evaluating emerging technologies such as API gateways and cloud-native services, and ensuring architectures are resilient against evolving threats in the payments ecosystem. Your expertise will be crucial in navigating complex regulatory environments, from Mexico's SPEI to Brazil's Pix, while fostering innovation that positions JP Morgan Chase as a leader in regional fintech. You will also mentor architects and influence governance processes to promote best practices in solution delivery. Joining JP Morgan Chase means being part of a global powerhouse committed to excellence in financial services. We value diverse perspectives and offer an inclusive environment where your contributions can shape the bank's digital transformation. This role not only provides intellectual challenge but also the chance to impact business outcomes in one of the world's fastest-growing regions, all while benefiting from our renowned culture of professional growth and work-life balance.

Key Responsibilities

• Lead the design and evolution of target state architecture for LATAM payments platforms, ensuring alignment with global JP Morgan Chase standards
• Collaborate with business stakeholders, product owners, and engineering teams to translate requirements into scalable architectural solutions
• Drive innovation in payment processing, including integration of emerging technologies like blockchain and API ecosystems
• Ensure architectural decisions comply with LATAM-specific regulations and mitigate risks in cross-border transactions
• Mentor junior architects and provide technical leadership in architecture review boards
• Identify opportunities for cost optimization and efficiency in payment infrastructure
• Facilitate architecture governance processes and contribute to enterprise-wide standards
• Support incident resolution and post-implementation reviews for payment system deployments
• Champion adoption of cloud-native architectures to enhance resilience and scalability in LATAM operations
• Engage with external partners and vendors to integrate third-party payment solutions seamlessly

Required Qualifications

• Bachelor's degree in Computer Science, Information Technology, or a related field; advanced degree preferred
• 10+ years of experience in solution architecture, with at least 5 years in financial services or payments domain
• Proven track record in designing and implementing enterprise-level architectures for payment systems
• Deep knowledge of LATAM regulatory requirements for payments, including local clearing systems and cross-border transactions
• Experience with cloud platforms such as AWS, Azure, or Google Cloud in a financial context
• Strong understanding of secure payment protocols and compliance standards like PCI-DSS and ISO 20022
• Ability to collaborate with cross-functional teams across multiple regions and time zones

Preferred Qualifications

• Experience working with JP Morgan Chase or similar global financial institutions
• Certifications such as AWS Certified Solutions Architect or TOGAF
• Familiarity with real-time payment systems like Pix in Brazil or SPEI in Mexico
• Previous leadership in agile transformation projects within fintech
• Master's degree in a technical or business discipline

Required Skills

• Solution architecture design and enterprise architecture frameworks
• Payments domain expertise, including SWIFT, SEPA, and LATAM-specific systems
• Cloud computing (AWS, Azure) and microservices architecture
• API design and integration using RESTful services and GraphQL
• Security and compliance in financial systems (e.g., encryption, tokenization)
• Agile methodologies and DevOps practices
• Data modeling and database technologies (SQL/NoSQL)
• Stakeholder management and communication skills
• Problem-solving and analytical thinking
• Leadership and team collaboration
• Knowledge of regulatory frameworks in LATAM financial markets
• Experience with CI/CD pipelines and automation tools
• Business acumen in fintech and payments innovation
• Risk assessment and mitigation strategies
• Project management in multi-vendor environments

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance coverage
• 401(k) retirement savings plan with generous company matching
• Paid time off including vacation, sick days, and parental leave
• Professional development opportunities with tuition reimbursement and access to internal training programs
• Employee stock purchase plan and financial wellness resources
• Flexible work arrangements, including hybrid options in Mexico City
• Global mobility support for career advancement within JP Morgan Chase

JP Morgan Chase is an equal opportunity employer.