Trade and Working Capital Operations - Analyst

Location: Mumbai, Maharashtra, India

Job Family: Specialty Product

About the Role

At JP Morgan Chase, we are at the forefront of financial innovation, and our Trade and Working Capital Operations team plays a pivotal role in delivering seamless solutions to clients worldwide. As a Trade and Working Capital Operations Analyst in our Mumbai office, you will join a dynamic team dedicated to supporting global trade finance activities. This role offers an exciting opportunity to build your career in one of the world's most respected financial institutions, where creativity and excellence are not just encouraged but essential. You will contribute to processing complex trade transactions, optimizing working capital for corporate clients, and ensuring operational efficiency in a rapidly evolving industry. Your day-to-day responsibilities will involve handling end-to-end trade operations, from document verification and transaction processing to reconciliation and reporting. Working closely with cross-functional teams across APAC and global markets, you will resolve operational issues, mitigate risks, and support clients in navigating international trade complexities. At JP Morgan Chase, we leverage cutting-edge technology and analytics to enhance trade finance processes, and you will have the chance to participate in initiatives that drive automation and innovation, ultimately helping clients manage liquidity and supply chain risks effectively. We value diverse perspectives and foster an inclusive environment where professional growth is prioritized. This Analyst position is ideal for motivated individuals passionate about financial services, offering exposure to high-impact projects and the potential for advancement within our Corporate & Investment Bank division. Join us in Mumbai to be part of a team that powers global commerce and builds lasting client relationships through superior operational excellence.

Key Responsibilities

• Process and validate trade finance transactions, including letters of credit issuance and amendments
• Monitor working capital flows and ensure timely settlement of trade-related payments
• Collaborate with global teams to resolve discrepancies in trade documentation and operations
• Analyze trade data to support client reporting and portfolio management
• Ensure compliance with internal policies, regulatory requirements, and anti-money laundering standards
• Support the implementation of operational improvements and process automation initiatives
• Handle client inquiries related to trade and working capital services
• Contribute to daily reconciliation of trade accounts and exception management
• Assist in preparing management reports on trade volumes and operational metrics
• Participate in cross-functional projects to enhance trade finance efficiency

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• 1-3 years of experience in trade finance, operations, or banking support roles
• Strong understanding of trade finance products such as letters of credit, guarantees, and supply chain finance
• Proficiency in Microsoft Office Suite, particularly Excel for data analysis and reporting
• Excellent English communication skills, both written and verbal
• Ability to work in a fast-paced, high-volume environment with attention to detail
• Knowledge of regulatory compliance in international trade and banking operations

Preferred Qualifications

• Experience with trade processing systems like SWIFT or Oracle Financial Services
• Familiarity with working capital optimization and cash management solutions
• Certification in trade finance (e.g., Certificate in International Trade Finance from LIBF)
• Prior exposure to APAC or global trade markets
• Basic knowledge of risk management in trade operations

Required Skills

• Trade finance processing
• Working capital management
• Data analysis and reconciliation
• Regulatory compliance knowledge
• Attention to detail
• Problem-solving abilities
• Team collaboration
• Time management in high-pressure settings
• Proficiency in Excel and financial software
• Communication skills
• Risk assessment
• Process improvement
• Client service orientation
• Adaptability to changing regulations
• Analytical thinking

Benefits

• Competitive base salary and performance-based bonuses
• Comprehensive health insurance coverage for employees and dependents
• Retirement savings plan with employer matching contributions
• Paid time off, including vacation, sick leave, and parental leave
• Professional development programs and tuition reimbursement
• Employee wellness initiatives, including gym memberships and mental health support
• Flexible work arrangements and hybrid work options
• Global mobility opportunities within JP Morgan Chase

JP Morgan Chase is an equal opportunity employer.