Trade & Working Capital - Product Solution Delivery (PSD) – Payments – Senior Associate

Location: LONDON, LONDON, United Kingdom

Job Family: Client Solutions

About the Role

At JP Morgan Chase, we are at the forefront of reimagining financial services, and our Trade & Working Capital - Product Solution Delivery (PSD) – Payments team plays a pivotal role in connecting cutting-edge product capabilities with the real-world challenges faced by our corporate clients. As a Senior Associate in this Client Solutions role based in London, you will leverage your deep expertise in payments and trade finance to craft innovative solutions that optimize working capital, streamline transactions, and drive efficiency for global businesses. This position offers the opportunity to work on high-impact projects within one of the world's leading financial institutions, collaborating with diverse teams to deliver transformative payment experiences that support JP Morgan's commitment to client-centric innovation. In this role, you will act as a bridge between technical product development and client business needs, analyzing complex trade finance scenarios and designing tailored solutions using JP Morgan's robust platforms. You will lead the delivery of payment products that enhance liquidity management and mitigate risks in international trade, ensuring alignment with evolving regulations such as those from the FCA and ECB. Your contributions will directly influence how multinational corporations manage their cash flows, from real-time payments to supply chain financing, all while fostering a culture of agility and excellence within our dynamic London team. Joining JP Morgan Chase means becoming part of a global network dedicated to pushing the boundaries of financial technology. We value diverse perspectives and provide the resources to grow your career, whether through exposure to emerging fintech trends or leadership in strategic initiatives. If you are passionate about solving intricate financial puzzles and delivering value in the payments ecosystem, this Senior Associate position offers a platform to make a lasting impact in the industry.

Key Responsibilities

• Collaborate with product, engineering, and client teams to design and deliver end-to-end solutions for trade finance and working capital optimization
• Analyze client needs in payments and treasury to translate them into actionable product features and enhancements
• Lead the implementation of payment solutions, ensuring seamless integration with JP Morgan's global platforms
• Monitor market trends and regulatory changes in trade and payments to innovate and refine product offerings
• Facilitate workshops and stakeholder engagements to align solutions with real-world business challenges
• Develop documentation, roadmaps, and metrics to track the success and adoption of delivered solutions
• Support sales and relationship management teams by providing technical expertise on payment products
• Ensure all solutions comply with internal policies, risk management standards, and international regulations
• Mentor junior associates and contribute to knowledge sharing within the Client Solutions team
• Drive continuous improvement initiatives to enhance efficiency in product solution delivery processes

Required Qualifications

• Bachelor's degree in Finance, Business, Computer Science, or a related field
• Minimum of 5 years of experience in product solution delivery, payments, or trade finance within the financial services industry
• Proven track record in developing and delivering innovative payment solutions for corporate clients
• Strong understanding of working capital management, trade finance products, and regulatory requirements in global payments
• Experience with agile methodologies and cross-functional team collaboration in a fast-paced banking environment
• Proficiency in financial modeling and data analysis tools relevant to payments and treasury services
• Ability to obtain necessary regulatory approvals and compliance certifications for financial roles in the UK

Preferred Qualifications

• Advanced degree (MBA or Master's) in Finance or related discipline
• Experience working at a tier-1 investment bank like JP Morgan Chase
• Knowledge of emerging technologies such as blockchain or API integrations in payments
• Prior exposure to client-facing roles in corporate banking or treasury solutions
• Certifications in project management (PMP) or payments-specific credentials (e.g., AAP)

Required Skills

• Expertise in payments processing and trade finance products
• Strong analytical and problem-solving abilities
• Proficiency in financial software and tools (e.g., SWIFT, Treasury Management Systems)
• Knowledge of regulatory frameworks like PSD2, ISO 20022, and AML/KYC
• Excellent communication and presentation skills
• Project management and agile delivery methodologies
• Data analysis and visualization (e.g., SQL, Excel, Tableau)
• Client relationship management and stakeholder engagement
• Understanding of working capital solutions and cash flow optimization
• Technical aptitude for API development and integration
• Risk assessment and compliance in financial services
• Team collaboration and leadership in cross-functional environments
• Adaptability to fast-paced, innovative banking culture
• Strategic thinking for product innovation
• Attention to detail in solution design and execution

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance coverage
• Generous retirement savings plan with company matching contributions
• Paid time off including vacation, sick leave, and parental leave
• Professional development opportunities through JP Morgan's internal training programs
• Employee stock purchase plan and financial wellness resources
• Hybrid work model with flexibility for work-life balance in London
• Access to global mobility programs and career advancement support

JP Morgan Chase is an equal opportunity employer.