Treasury and Chief Investment Office- Senior Associate, Credit Risk Management

Location: New York, NY, United States

Job Family: Associates

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client service. Join our Treasury and Chief Investment Office (T&CIO) as a Senior Associate in Credit Risk Management, where you will play a pivotal role in safeguarding the firm's balance sheet through robust asset and liability management. Based in our state-of-the-art offices in New York, NY, this position offers the opportunity to work on high-impact projects that influence firmwide strategies, leveraging cutting-edge tools and collaborating with top-tier professionals in a dynamic environment. As part of the Associates category, you will contribute to maintaining JP Morgan's reputation for financial stability and risk excellence in the competitive financial services industry. In this role, you will be responsible for conducting comprehensive credit risk analyses across the firm's vast investment portfolios, including monitoring liquidity risks, evaluating counterparty exposures, and developing mitigation strategies amid evolving market conditions. You will partner closely with treasury teams, investment managers, and compliance officers to ensure alignment with regulatory standards like those from the Federal Reserve and OCC. Your work will involve building sophisticated risk models, performing stress tests under various economic scenarios, and providing actionable insights that support strategic decision-making. This position demands a blend of technical expertise and business acumen to navigate the complexities of global finance while upholding JP Morgan's commitment to ethical risk practices. We seek candidates who thrive in a collaborative, high-performance culture and are passionate about advancing their careers in financial risk management. At JP Morgan Chase, you will have access to unparalleled resources for professional growth, including mentorship from industry leaders and exposure to diverse asset classes. This role not only offers intellectual challenge but also the chance to contribute to the firm's mission of powering the progress of individuals and communities worldwide. If you are ready to elevate your career in one of the world's most influential financial institutions, apply today to become part of our T&CIO team.

Key Responsibilities

• Conduct firmwide credit risk assessments for the Treasury and Chief Investment Office, focusing on asset and liability exposures
• Develop and maintain models for credit portfolio risk, including stress testing and scenario analysis
• Monitor and analyze market conditions to identify potential risks to investment portfolios and liquidity positions
• Collaborate with senior stakeholders to provide insights on credit risk mitigation strategies and hedging opportunities
• Ensure compliance with internal policies and external regulations governing treasury operations
• Prepare detailed reports and presentations on credit risk metrics for executive leadership and regulatory bodies
• Support the optimization of the firm's balance sheet through data-driven recommendations on asset allocation
• Participate in the evaluation of new investment opportunities, assessing creditworthiness and potential downside risks
• Contribute to the ongoing enhancement of risk management systems and processes within the T&CIO
• Liaise with global teams to align credit risk practices across JP Morgan Chase's international operations

Required Qualifications

• Bachelor's degree in Finance, Economics, Mathematics, or a related quantitative field
• Minimum of 3-5 years of experience in credit risk management, treasury operations, or investment risk analysis within the financial services industry
• Strong understanding of asset and liability management (ALM) principles and regulatory requirements such as Basel III and Dodd-Frank
• Proficiency in financial modeling and risk assessment tools, including Excel, SQL, and Python
• CFA, FRM, or equivalent certification
• Experience working with large-scale financial portfolios and stress testing methodologies
• Ability to handle confidential information with the highest level of integrity

Preferred Qualifications

• Advanced degree (Master's or MBA) in Finance or a quantitative discipline
• Prior experience at a major financial institution like JP Morgan Chase in treasury or investment office roles
• Knowledge of fixed income securities, derivatives, and credit portfolio management
• Familiarity with JP Morgan's internal risk management frameworks and tools
• Proven track record in collaborating with cross-functional teams on regulatory compliance projects

Required Skills

• Financial modeling and quantitative analysis
• Credit risk assessment and portfolio management
• Proficiency in Excel, VBA, Python, or R for data analysis
• Knowledge of SQL for querying financial databases
• Understanding of derivatives, fixed income, and structured products
• Regulatory compliance and reporting expertise
• Strong analytical and problem-solving abilities
• Excellent communication and presentation skills
• Attention to detail and accuracy in high-stakes environments
• Team collaboration and stakeholder management
• Time management and ability to meet tight deadlines
• Adaptability to fast-paced financial markets
• Ethical judgment and risk awareness
• Data visualization tools like Tableau or Power BI
• Stress testing and scenario modeling techniques

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching contributions
• Paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and access to internal training at JP Morgan's learning centers
• Employee stock purchase plan and other financial wellness benefits
• Wellness programs with gym memberships, mental health support, and onsite fitness facilities in New York
• Flexible work arrangements, including hybrid options for eligible roles

JP Morgan Chase is an equal opportunity employer.