Treasury Management Officer - Commercial Bank

Location: Atlanta, GA, United States

Job Family: Relationship Sales

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a Commercial Banking division that empowers middle market companies to thrive. As a Treasury Management Officer in our Atlanta office, you will join a dynamic team dedicated to delivering innovative financial solutions to over 20,000 clients nationwide. This role within the Relationship Sales category focuses on leveraging JP Morgan's extensive treasury expertise to help businesses optimize their liquidity, manage payments, and mitigate financial risks in a competitive landscape. Reporting to the Regional Treasury Head, you will play a pivotal role in fostering long-term client partnerships and driving sustainable growth for both clients and the firm. Your primary focus will be on cultivating deep relationships with middle market clients in the Southeast region, particularly in Atlanta's vibrant business community. You will assess their treasury needs through consultative discussions, recommending customized solutions from JP Morgan's robust portfolio, including advanced cash management platforms like JPM Access® and global payment services. Collaborating closely with cross-functional teams, you will ensure seamless implementation of these solutions, from initial needs analysis to ongoing performance monitoring. Success in this position requires a blend of strategic sales acumen and technical knowledge of financial products, enabling you to position JP Morgan Chase as the trusted partner for treasury excellence. In addition to client-facing responsibilities, you will contribute to internal initiatives by analyzing market trends, regulatory developments, and competitive intelligence to refine our offerings. This role offers substantial opportunities for professional growth within JP Morgan's world-class environment, where innovation and client-centricity are at the core of our culture. If you are passionate about financial services and eager to make an impact in Atlanta's economy, join us to advance your career while supporting the success of America's leading businesses.

Key Responsibilities

• Develop and maintain relationships with middle market clients to provide tailored treasury management solutions
• Identify client needs and recommend JP Morgan Chase treasury products such as ACH payments, wire transfers, and liquidity management tools
• Collaborate with internal teams including credit, risk, and product specialists to deliver comprehensive financial solutions
• Drive revenue growth by cross-selling treasury services within an existing portfolio of over 20,000 clients
• Conduct client meetings, presentations, and financial analyses to demonstrate the value of JP Morgan's offerings
• Monitor market trends and regulatory changes to advise clients on optimizing their cash flow and risk management
• Prepare and present business cases for new treasury implementations, ensuring seamless integration with client systems
• Track and report on sales performance, client satisfaction, and portfolio metrics to senior management
• Support onboarding of new clients by coordinating treasury setup and training
• Participate in community and industry events in Atlanta to expand JP Morgan's network

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• Minimum of 5 years of experience in treasury management, commercial banking, or financial services sales
• Proven track record in relationship management with middle market clients
• Strong understanding of treasury products including cash management, liquidity solutions, and payment processing
• Excellent communication and presentation skills
• Ability to travel up to 25% within the Atlanta region and nationally as needed
• Series 7 and 63 licenses or willingness to obtain them

Preferred Qualifications

• MBA or advanced degree in Finance
• Experience working with JP Morgan Chase or similar large financial institutions
• Knowledge of regulatory compliance in treasury services (e.g., OFAC, BSA)
• Bilingual proficiency in Spanish, given the diverse client base in Atlanta
• Prior success in cross-selling treasury solutions to commercial banking clients

Required Skills

• Treasury management expertise
• Financial analysis and modeling
• Client relationship building
• Sales and negotiation techniques
• Knowledge of banking regulations
• Cash flow optimization strategies
• Payment systems proficiency (e.g., SWIFT, ACH)
• Risk assessment and mitigation
• Presentation and public speaking
• Data analysis using tools like Excel or Tableau
• Cross-functional team collaboration
• Problem-solving and critical thinking
• Adaptability to market changes
• Customer service orientation
• Time management and prioritization

Benefits

• Competitive base salary plus performance-based incentives and bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and access to financial wellness resources
• On-site fitness centers and wellness programs at JP Morgan facilities
• Flexible work arrangements, including hybrid options in Atlanta

JP Morgan Chase is an equal opportunity employer.