Treasury - Pricing and Profitability Analysis Senior Associate

Location: New York, NY, United States

Job Family: Treasury

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client-focused solutions. The Treasury - Pricing and Profitability Analysis Senior Associate role within our Asset & Wealth Management division offers an exciting opportunity to drive strategic enhancements in profitability across our diverse product offerings and client portfolios. Based in our state-of-the-art office in New York, NY, you will play a pivotal role in analyzing complex financial data to optimize pricing strategies, ensuring sustainable growth and competitive positioning in the wealth management landscape. This position reports to the Treasury Analytics team and involves close collaboration with product managers, risk officers, and senior executives to deliver data-driven insights that align with JP Morgan's commitment to excellence in financial stewardship. In this role, you will lead the development of sophisticated profitability frameworks, leveraging advanced analytical tools to dissect revenue streams, cost structures, and client-specific margins for investment products such as mutual funds, ETFs, and advisory services. You will conduct in-depth analyses of market trends and regulatory impacts on treasury operations, identifying opportunities to refine pricing models that enhance overall firm profitability while maintaining client satisfaction. Responsibilities include performing variance analyses, scenario modeling under varying economic conditions, and preparing executive-level reports that inform strategic decision-making. Your work will directly contribute to JP Morgan Chase's robust treasury functions, supporting our mission to provide unparalleled asset and wealth management solutions to high-net-worth individuals and institutions worldwide. We seek a proactive professional with a passion for financial innovation and a track record of delivering impactful results in dynamic environments. This senior associate position is ideal for those who thrive on complex challenges and are eager to advance their career within one of the world's most influential financial institutions. Join JP Morgan Chase and be part of a team that shapes the future of global finance, with access to cutting-edge resources, mentorship from industry leaders, and opportunities for professional growth in a supportive, inclusive culture.

Key Responsibilities

• Develop and maintain profitability models for Asset & Wealth Management products, including funds, portfolios, and advisory services
• Analyze client relationships to identify revenue drivers, cost allocations, and margin improvements
• Collaborate with cross-functional teams in Treasury, Finance, and Product Management to enhance pricing frameworks
• Perform variance analysis on profitability metrics and provide actionable insights to senior leadership
• Support the implementation of new regulatory reporting requirements related to treasury and profitability
• Conduct scenario modeling and stress testing for product pricing under various market conditions
• Monitor key performance indicators (KPIs) for treasury operations and recommend optimization strategies
• Prepare detailed reports and presentations on pricing and profitability trends for stakeholders
• Assist in budgeting and forecasting processes for Asset & Wealth Management divisions

Required Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or a related field
• Minimum of 3-5 years of experience in financial analysis, profitability modeling, or treasury operations within the financial services industry
• Strong proficiency in financial modeling and data analysis tools
• Experience with asset and wealth management products or client profitability frameworks
• Knowledge of regulatory requirements in treasury and financial reporting
• Ability to handle complex datasets and perform quantitative analysis

Preferred Qualifications

• Advanced degree (MBA or Master's in Finance) from an accredited institution
• Prior experience at a major financial institution like JP Morgan Chase
• Certification such as CFA or CPA
• Familiarity with JP Morgan's internal systems and treasury processes
• Experience in pricing strategies for investment products

Required Skills

• Financial modeling and forecasting
• Proficiency in Excel, SQL, and Python for data analysis
• Knowledge of Bloomberg or similar financial data platforms
• Analytical thinking and problem-solving
• Attention to detail in handling financial data
• Strong communication and presentation skills
• Project management abilities
• Understanding of asset management products and pricing dynamics
• Regulatory compliance awareness in financial services
• Team collaboration and stakeholder management
• Quantitative analysis and statistical methods
• Risk assessment and scenario planning
• Time management in fast-paced environments
• Adaptability to changing market conditions

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and leadership training
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at JP Morgan Chase locations
• Global mobility opportunities and career advancement support within the firm

JP Morgan Chase is an equal opportunity employer.