U.S. Private Bank - Private Banker - Associate

Location: Naples, FL, United States

Job Family: Client Advisory

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of delivering innovative solutions to our clients. The U.S. Private Bank is at the forefront of personalized wealth management, serving high net worth individuals and families with unparalleled expertise. As a Private Banker - Associate in our Naples, FL office, you will join a dynamic team dedicated to providing premiere, holistic financial advisement. This role is ideal for a seasoned professional passionate about helping clients achieve their financial aspirations in a vibrant, affluent community like Naples, where opportunities abound for tailored advisory services in investment, lending, and legacy planning. In this client-facing position, you will act as a trusted advisor, crafting bespoke strategies that encompass asset allocation, tax-efficient investing, and multi-generational wealth preservation. Leveraging JP Morgan Chase's vast resources—including access to top-tier research, alternative investments, and a global network of experts—you will manage a portfolio of high net worth relationships, driving growth through proactive engagement and exceptional service. Your days will involve one-on-one consultations, collaborative strategy sessions with internal partners, and participation in local events to strengthen JP Morgan's presence in Southwest Florida's elite circles. Success in this role demands a blend of technical acumen and interpersonal finesse, with a commitment to JP Morgan Chase's core values of integrity, innovation, and client-centricity. You will navigate complex financial landscapes while adhering to stringent regulatory standards, ensuring every recommendation aligns with our firm's reputation for excellence. This position offers not only professional fulfillment but also the chance to contribute to a legacy of empowering clients in one of the nation's premier wealth markets, all while advancing your career within a world-class institution.

Key Responsibilities

• Develop and maintain long-term relationships with high net worth clients in the Naples area, providing tailored financial advice and solutions
• Conduct comprehensive financial planning, including investment management, retirement strategies, and wealth transfer planning
• Collaborate with JP Morgan Chase's network of specialists in lending, philanthropy, and family office services to deliver holistic advisory
• Identify and pursue new business opportunities through referrals, networking events, and community involvement in Southwest Florida
• Monitor client portfolios and market conditions to adjust strategies, ensuring alignment with risk tolerance and financial goals
• Ensure all advisory services comply with JP Morgan Chase's ethical standards and regulatory requirements
• Prepare and present investment proposals, performance reports, and market updates to clients
• Mentor junior team members and contribute to the U.S. Private Bank's growth initiatives
• Utilize JP Morgan's proprietary tools and research to deliver data-driven insights
• Participate in client events and seminars to enhance brand visibility for JP Morgan Chase in the region

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• Minimum of 3-5 years of experience in private banking, wealth management, or financial advisory services
• Active Series 7 and Series 66 licenses (or equivalent) required
• Proven track record of managing high net worth client portfolios with assets under management exceeding $50 million
• Strong understanding of investment products, estate planning, and tax strategies in the U.S. financial services industry
• Experience with compliance and regulatory requirements such as FINRA and SEC guidelines
• Ability to travel within the Naples, FL region as needed for client meetings

Preferred Qualifications

• Advanced degree such as MBA or CFP certification
• Experience working with ultra-high net worth individuals (net worth > $10 million)
• Bilingual proficiency in English and Spanish to serve diverse client bases in Florida
• Prior experience at a premier financial institution like JP Morgan Chase or similar
• Knowledge of alternative investments and sustainable finance options

Required Skills

• Financial analysis and portfolio management
• Client relationship building and retention
• Investment strategy development
• Regulatory compliance knowledge (FINRA, SEC)
• Tax and estate planning expertise
• Risk assessment and management
• Communication and presentation skills
• Analytical thinking and problem-solving
• CRM software proficiency (e.g., Salesforce)
• Market research and economic forecasting
• Team collaboration and leadership
• Discretion and ethical judgment
• Adaptability to market changes
• Networking and business development
• Technical skills in financial modeling tools like Excel and Bloomberg

Benefits

• Competitive base salary plus performance-based bonuses and commissions
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching contributions
• Paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and access to JP Morgan's leadership training
• Employee stock purchase plan and other financial wellness benefits
• Wellness programs with gym memberships and mental health support
• Relocation assistance for eligible candidates moving to Naples, FL

JP Morgan Chase is an equal opportunity employer.