Vice President - Product Manager - Home Lending

Location: Plano, TX, United States

Job Family: Product Management

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a strong commitment to innovation in consumer banking. As Vice President - Product Manager - Home Lending in our Plano, TX office, you will play a pivotal role in shaping the future of our home lending origination business. This position involves managing sales strategies and driving product development to deliver exceptional mortgage and home equity solutions to our clients. You will work within a dynamic team environment, leveraging JP Morgan Chase's vast resources to enhance customer experiences and achieve business growth in the competitive U.S. housing market. Your key focus will be on developing comprehensive product roadmaps that align with market trends, regulatory landscapes, and customer needs. This includes collaborating with sales teams to optimize origination channels, both digital and traditional, while ensuring products remain compliant with evolving regulations like those from the CFPB and FHA. At JP Morgan Chase, you will utilize advanced analytics to identify opportunities for innovation, such as integrating AI for faster loan approvals, and lead cross-functional initiatives to launch new features that drive origination volumes and profitability. Success in this role requires a deep understanding of the financial services industry, particularly home lending, and the ability to thrive in a fast-paced, client-centric organization. You will report to senior leadership in Consumer Banking and have opportunities to influence broader strategies across JP Morgan Chase's portfolio. Join us in Plano, TX, to contribute to a firm that values integrity, excellence, and community impact while advancing your career in product management.

Key Responsibilities

• Develop and implement sales strategies to optimize home lending origination volumes and profitability
• Lead product development initiatives for mortgage and home equity products, from ideation to launch
• Collaborate with sales, marketing, and technology teams to enhance customer acquisition and retention
• Analyze market data, competitor offerings, and customer feedback to refine product roadmaps
• Ensure compliance with federal regulations such as Dodd-Frank, HMDA, and CFPB guidelines
• Drive innovation in digital tools for home lending, including online applications and AI-driven underwriting
• Monitor key performance metrics and provide reporting to senior leadership on product performance
• Partner with risk management to assess and mitigate lending risks
• Mentor junior product managers and foster a culture of continuous improvement

Required Qualifications

• Bachelor's degree in Business, Finance, Marketing, or a related field
• Minimum of 7-10 years of experience in product management, preferably in financial services or home lending
• Proven track record in developing and executing sales strategies for lending products
• Strong understanding of mortgage origination processes, regulatory requirements, and market dynamics in the U.S. housing finance sector
• Experience leading cross-functional teams in a large-scale financial institution
• Demonstrated ability to analyze market trends and customer data to drive product innovation

Preferred Qualifications

• MBA or advanced degree in Finance or related discipline
• Prior experience at a major bank like JP Morgan Chase in consumer banking or lending
• Knowledge of digital lending platforms and fintech integrations
• Experience with Agile methodologies in product development

Required Skills

• Product lifecycle management
• Strategic planning and execution
• Market research and competitive analysis
• Data analytics and financial modeling
• Regulatory compliance in banking
• Cross-functional team leadership
• Customer journey mapping
• Agile and Scrum methodologies
• Digital product innovation
• Risk assessment and mitigation
• Stakeholder communication
• Problem-solving and decision-making
• Project management tools (e.g., Jira, Asana)
• SQL and data visualization (e.g., Tableau)
• Negotiation and influence

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at JP Morgan Chase facilities
• Flexible work arrangements, including hybrid options in Plano, TX

JP Morgan Chase is an equal opportunity employer.