Wholesale Credit Risk EMEA – Diversified Industries – Vice President

Location: LONDON, LONDON, United Kingdom

Job Family: Credit Risk

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client focus. The Wholesale Credit Risk EMEA – Diversified Industries – Vice President role within our Corporate & Investment Bank division offers a unique opportunity to shape impactful credit solutions and foster enduring relationships with senior stakeholders. Based in our state-of-the-art London office, you will play a pivotal role in managing credit risk for a diverse portfolio spanning industries like manufacturing, consumer goods, and professional services across Europe, the Middle East, and Africa. This position demands a strategic mindset to navigate complex regulatory landscapes and deliver tailored risk strategies that align with our clients' growth ambitions and JP Morgan's unwavering commitment to prudent risk management. As a Vice President, you will lead end-to-end credit processes, from initial analysis to ongoing portfolio monitoring, ensuring all activities adhere to global standards such as Basel III while addressing EMEA-specific nuances. Your expertise will be instrumental in structuring credit facilities, performing rigorous due diligence, and collaborating with multidisciplinary teams to originate and execute transactions that drive business value. You will engage directly with C-level executives, providing insightful recommendations that balance risk and opportunity, and contribute to the evolution of our credit risk framework through proactive policy enhancements and scenario-based stress testing. Joining JP Morgan Chase means becoming part of a dynamic culture that values diversity, innovation, and professional growth. In this role, you will have access to cutting-edge resources, mentorship from industry leaders, and opportunities to influence high-profile deals that shape the financial landscape. If you are a seasoned credit professional passionate about the intersection of finance and industry dynamics, this position at JP Morgan Chase in London will allow you to make a meaningful impact on our global operations while advancing your career in one of the world's most respected institutions.

Key Responsibilities

• Conduct comprehensive credit analysis and risk assessments for clients in diversified industries across EMEA, including due diligence on financial statements and industry trends
• Develop and recommend credit structures, pricing, and risk mitigation strategies to support business origination and portfolio management
• Build and maintain strong relationships with senior stakeholders, including clients, internal teams, and regulators, to ensure alignment on credit solutions
• Monitor credit portfolios for early warning signs of deterioration, performing stress testing and scenario analysis in line with JP Morgan's risk appetite
• Collaborate with cross-functional teams such as investment banking, markets, and compliance to deliver integrated financial solutions
• Contribute to the development of credit policies and procedures specific to the EMEA region, ensuring compliance with global and local regulations
• Provide mentorship to junior analysts and participate in credit training programs within JP Morgan Chase
• Prepare detailed credit memos and presentations for approval committees, influencing key decisions on large-scale transactions
• Stay abreast of macroeconomic developments and industry-specific risks in EMEA to inform proactive risk management
• Support ad-hoc projects, such as portfolio reviews or regulatory audits, to enhance the overall credit risk framework

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• Minimum of 7-10 years of experience in credit risk management, preferably within wholesale banking or financial services
• Deep knowledge of credit analysis, underwriting, and risk assessment for diversified industries such as manufacturing, retail, and services
• Proven track record in managing credit portfolios in the EMEA region, with exposure to regulatory frameworks like Basel III and CRD IV
• Strong understanding of financial modeling, ratio analysis, and cash flow projections
• Experience in stakeholder management at senior levels, including C-suite executives and regulators
• Professional certification such as CFA, FRM, or equivalent in credit risk

Preferred Qualifications

• Advanced degree (MBA or Master's) in Finance or Risk Management
• Prior experience at a global investment bank like JP Morgan Chase in the EMEA wholesale credit team
• Familiarity with syndicated lending and structured finance products
• Knowledge of ESG (Environmental, Social, Governance) factors in credit risk assessment
• Fluency in additional languages relevant to EMEA markets, such as French, German, or Arabic

Required Skills

• Advanced credit analysis and financial modeling
• Proficiency in Excel, Bloomberg, and risk management software
• Strong quantitative and analytical skills
• Excellent communication and presentation abilities
• Stakeholder relationship management
• Knowledge of EMEA regulatory environment
• Risk assessment and mitigation techniques
• Industry-specific research and due diligence
• Team collaboration and leadership
• Attention to detail and problem-solving
• Adaptability to fast-paced financial services environment
• Understanding of syndicated loans and derivatives
• ESG integration in risk evaluation
• Project management skills
• Ethical judgment in high-stakes decisions

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance coverage
• Generous retirement savings plan with company matching contributions
• Paid time off including vacation, sick leave, and parental leave
• Professional development opportunities through JP Morgan's internal training programs and tuition reimbursement
• Employee stock purchase plan and other financial wellness benefits
• Flexible work arrangements, including hybrid options in London
• Access to global mobility programs and career advancement within JP Morgan Chase

JP Morgan Chase is an equal opportunity employer.