Wholesale Credit Risk - London - 2026 ReEntry Program

Location: LONDON, LONDON, United Kingdom

Job Family: Credit Risk

About the Role

JPMorgan Chase & Co. is a leading global financial services firm with assets of $3.9 trillion and operations worldwide, committed to helping people and businesses prosper. The Wholesale Credit Risk - London - 2026 ReEntry Program is designed for experienced professionals returning from an extended career break of at least two years. This 12-month program provides structured support, mentorship, and hands-on experience to relaunch your career in credit risk within our Corporate & Investment Bank division. Based in London, you'll join a dynamic team focused on managing credit exposures for large corporate clients, financial institutions, and governments across EMEA, leveraging JPMorgan's cutting-edge risk management tools and global expertise. In this role, you'll dive into the core of wholesale credit risk, performing in-depth analyses of borrower financials, industry trends, and macroeconomic factors to inform lending decisions. You'll work closely with cross-functional teams to assess and mitigate risks, ensuring compliance with stringent regulatory standards like those from the PRA and ECB. The program includes tailored training on JPMorgan's proprietary systems, credit rating methodologies, and portfolio analytics, helping you rebuild technical proficiency while contributing to real-world projects that impact billions in exposures. This is an opportunity to apply your prior financial services experience in a supportive environment that values diverse perspectives and career reintegration. Beyond skill-building, the ReEntry Program emphasizes professional growth through networking events, leadership development, and potential pathways to permanent roles at JPMorgan. You'll thrive in a collaborative culture that prioritizes innovation, integrity, and work-life balance, all while advancing our mission to be the most respected financial institution. If you're passionate about credit risk and ready to reenter the industry with JPMorgan's backing, this program offers the resources and opportunities to reignite your career in London's vibrant financial hub.

Key Responsibilities

• Conduct thorough credit analysis and risk assessments for wholesale clients, including corporates, financial institutions, and sovereigns
• Develop and maintain credit risk models, incorporating quantitative and qualitative factors to evaluate borrower creditworthiness
• Collaborate with relationship managers and business teams to provide risk insights that support lending decisions and portfolio management
• Monitor credit portfolios for early warning signs of deterioration and recommend mitigation strategies
• Prepare detailed credit memos, risk reports, and presentations for senior management and regulatory submissions
• Participate in the ReEntry program's training modules on JPMorgan's risk management frameworks and tools
• Engage in stress testing and scenario analysis to assess potential impacts on credit exposures
• Contribute to the enhancement of credit risk policies and procedures in alignment with global standards
• Build relationships across risk, compliance, and business functions to foster a robust risk culture
• Support ad-hoc projects related to credit risk strategy and regulatory compliance in the EMEA region

Required Qualifications

• Bachelor's degree in Finance, Economics, Business, or a related field
• Minimum of 5-10 years of prior professional experience in financial services, particularly in credit risk or related areas
• Extended career break of at least two years, with a strong desire to relaunch career in wholesale credit risk
• Demonstrated understanding of credit analysis, risk assessment, and financial modeling
• Proficiency in English; additional languages such as those relevant to European markets are advantageous
• Eligibility to work in the UK without sponsorship
• Commitment to completing the 12-month ReEntry program with full-time dedication

Preferred Qualifications

• Advanced degree (MBA, MSc in Finance or Risk Management)
• Previous experience in wholesale banking or corporate lending at a major financial institution
• Familiarity with regulatory frameworks such as Basel III, IFRS 9, or UK PRA requirements
• Experience with credit portfolio management or stress testing
• Professional certifications like CFA, FRM, or Credit Risk Certification

Required Skills

• Credit analysis and underwriting
• Financial modeling and valuation
• Risk assessment and mitigation
• Regulatory knowledge (Basel, IFRS)
• Data analysis using Excel and SQL
• Report writing and presentation skills
• Analytical thinking and problem-solving
• Attention to detail and accuracy
• Communication and stakeholder management
• Team collaboration and adaptability
• Quantitative aptitude in statistics and economics
• Knowledge of wholesale banking products
• Project management fundamentals
• Ethical judgment in high-stakes environments
• Resilience and learning agility for career relaunch

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with generous company matching contributions
• Paid time off, including vacation, sick leave, and parental leave
• Professional development opportunities through JPMorgan's learning programs and tuition reimbursement
• Employee assistance program for wellness and work-life balance support
• Access to on-site fitness facilities and wellness initiatives
• Global mobility opportunities within JPMorgan Chase's network

JP Morgan Chase is an equal opportunity employer.