Wholesale Credit Risk Management - Program Manager - Vice President

Location: Plano, TX, United States

Job Family: Product Management

About the Role

JPMorgan Chase & Co. is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. In Wholesale Credit Risk Management, we are seeking a Program Manager at the Vice President level to drive transformative initiatives that strengthen our credit risk capabilities. Based in our state-of-the-art facility in Plano, TX, this role is pivotal in enhancing the resilience of our wholesale banking portfolios, including commercial lending, trade finance, and structured finance products. As part of the Product Management category, you will lead end-to-end program execution, ensuring alignment with JPMorgan's commitment to robust risk governance and regulatory excellence. In this role, you will spearhead strategic projects aimed at modernizing credit risk processes, leveraging advanced analytics and technology to improve decision-making and portfolio oversight. Responsibilities include developing program strategies, managing multidisciplinary teams across Credit, Technology, and Operations, and delivering measurable outcomes that support business growth while mitigating risks. You will navigate complex regulatory landscapes, such as Basel III and CCAR, to implement changes that enhance our wholesale credit framework. Collaboration with senior stakeholders will be key to translating business needs into actionable programs that drive efficiency and compliance. The ideal candidate thrives in a dynamic environment, bringing deep expertise in financial services risk management and a passion for innovation. At JPMorgan Chase, we value diverse perspectives and offer unparalleled opportunities for career growth in a supportive culture. Join us to contribute to initiatives that safeguard our clients' interests and position the firm as a leader in wholesale banking.

Key Responsibilities

• Lead strategic credit transformation initiatives within Wholesale Credit Risk Management, aligning with JPMorgan Chase's enterprise risk framework
• Develop and execute program roadmaps to enhance credit risk assessment processes, including portfolio monitoring and stress testing
• Collaborate with cross-functional teams, including Credit, Risk Technology, and Compliance, to implement regulatory-driven changes
• Manage program budgets, timelines, and resources to ensure on-time delivery of transformation projects
• Identify and mitigate risks associated with wholesale credit portfolios, focusing on commercial and investment banking sectors
• Drive adoption of advanced analytics and automation tools to improve credit decisioning efficiency
• Provide executive reporting and insights on program progress to senior leadership in Wholesale Banking
• Foster a culture of risk awareness and compliance across global teams in Plano, TX, and other locations
• Conduct stakeholder engagement to gather requirements and ensure alignment with business objectives
• Monitor emerging regulatory trends and integrate them into ongoing credit risk management programs

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Risk Management, or a related field; advanced degree (MBA or Master's) preferred
• Minimum of 8-10 years of experience in credit risk management, preferably within wholesale banking or financial services
• Proven track record in leading large-scale transformation programs in risk management or regulatory compliance
• Strong understanding of wholesale credit products, including syndicated loans, trade finance, and commercial real estate lending
• Experience with regulatory frameworks such as Basel III, CCAR, and Dodd-Frank requirements
• Demonstrated ability to manage cross-functional teams in a matrixed organization like JPMorgan Chase
• Excellent project management skills with certifications such as PMP or Agile preferred

Preferred Qualifications

• Prior experience at a major financial institution like JPMorgan Chase in credit risk or program management roles
• Knowledge of data analytics tools and risk modeling in wholesale credit environments
• Familiarity with JPMorgan's internal risk management systems and processes
• Experience in change management for credit risk transformation initiatives
• Advanced proficiency in financial modeling and credit underwriting

Required Skills

• Expertise in credit risk analysis and wholesale lending practices
• Proficiency in project management methodologies (Agile, Waterfall)
• Strong analytical skills for financial modeling and data interpretation
• Excellent communication and stakeholder management abilities
• Knowledge of regulatory compliance in banking (Basel, CCAR)
• Experience with risk management software and tools (e.g., Moody's, SAS)
• Leadership in cross-functional team environments
• Problem-solving and strategic thinking for complex initiatives
• Proficiency in Microsoft Office Suite and data visualization tools (Tableau, Power BI)
• Understanding of financial markets and economic indicators
• Change management and process improvement expertise
• Attention to detail in risk assessment and reporting
• Adaptability to fast-paced, high-stakes financial services environment
• Interpersonal skills for building relationships with senior executives
• Technical aptitude for integrating technology in risk programs

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching
• Paid time off, including vacation, sick days, and parental leave
• Professional development opportunities through JPMorgan's internal training programs and tuition reimbursement
• Employee stock purchase plan and other financial wellness benefits
• Wellness programs including gym memberships and mental health support
• Flexible work arrangements and relocation assistance for eligible roles

JP Morgan Chase is an equal opportunity employer.