Wholesale Credit Risk Reporting - Analyst

Location: Mumbai, Maharashtra, India

Job Family: Risk Reporting

About the Role

At JP Morgan Chase, we are seeking a talented Wholesale Credit Risk Reporting Analyst to join our dynamic Risk Management team in Mumbai, India. This role offers a unique opportunity to contribute to the firm's global wholesale credit operations, where you will play a key part in delivering insightful risk reports that support strategic decision-making. As a leading global financial services firm, JP Morgan Chase values innovation and integrity, and this position allows you to push the boundaries of risk reporting in a high-impact environment. You will work closely with cross-functional teams to analyze wholesale credit portfolios, including corporate loans, trade finance, and derivatives, ensuring our reporting aligns with both internal standards and international regulations like Basel III and IFRS 9. In this role, your primary focus will be on creating accurate, timely, and comprehensive credit risk reports that highlight key metrics such as exposure limits, probability of default, and loss given default. You will leverage advanced analytical tools to process large volumes of data, identify emerging risks, and provide recommendations to mitigate potential issues in our wholesale lending activities. Collaboration is at the heart of JP Morgan's culture; you will partner with credit officers, business leaders, and compliance teams across regions to refine reporting processes and respond to ad-hoc queries from regulators or senior executives. This position is ideal for professionals passionate about financial risk in the wholesale sector, offering exposure to sophisticated banking products and the chance to grow within one of the world's most respected institutions. Joining JP Morgan Chase means embarking on a career adventure with unparalleled resources for professional development. We foster an inclusive environment that encourages pushing limits and driving innovation in risk management. In Mumbai's vibrant financial hub, you will benefit from our state-of-the-art facilities and a supportive team dedicated to excellence. If you thrive in a fast-paced setting and are committed to upholding the highest standards of risk reporting, this role will enable you to make a meaningful impact on our global operations while advancing your expertise in the financial services industry.

Key Responsibilities

• Develop and maintain comprehensive credit risk reports for wholesale portfolios, including exposure, utilization, and risk metrics
• Analyze credit data to identify trends, anomalies, and potential risks, providing actionable insights to senior management
• Collaborate with global risk teams to ensure accurate and timely reporting in compliance with internal policies and regulatory standards
• Utilize advanced Excel models and BI tools to automate reporting processes and enhance efficiency
• Support ad-hoc reporting requests from business units, regulators, and auditors, ensuring data integrity and confidentiality
• Monitor key risk indicators (KRIs) for wholesale credit products and escalate issues as needed
• Contribute to the enhancement of risk reporting frameworks, incorporating feedback from stakeholders
• Participate in cross-functional projects to integrate credit risk data with broader firm-wide reporting systems
• Ensure all reports adhere to JP Morgan's data governance and quality standards

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related quantitative field
• 2-4 years of experience in credit risk management, reporting, or financial analysis within the banking or financial services sector
• Strong proficiency in Microsoft Excel and data analysis tools, with experience in handling large datasets
• Understanding of wholesale credit products, including loans, derivatives, and syndicated facilities
• Knowledge of regulatory reporting requirements such as Basel III, IFRS 9, and local Indian banking regulations
• Excellent English communication skills, both written and verbal, for stakeholder interactions
• Ability to work in a fast-paced, global team environment with occasional extended hours

Preferred Qualifications

• Advanced degree (Master's or MBA) in Finance or Risk Management
• Experience with SQL, Python, or VBA for data manipulation and automation
• Familiarity with JP Morgan's internal risk systems or similar enterprise platforms
• Certification in financial risk management (e.g., FRM or CFA Level 1)
• Prior exposure to wholesale lending portfolios in an international bank

Required Skills

• Proficiency in Microsoft Excel (advanced functions, pivot tables, macros)
• Data analysis and visualization using tools like Tableau or Power BI
• Knowledge of SQL for querying databases
• Understanding of financial modeling and credit risk assessment
• Strong analytical thinking and problem-solving abilities
• Attention to detail and accuracy in handling financial data
• Effective communication and presentation skills
• Time management and prioritization in a deadline-driven environment
• Team collaboration and interpersonal skills
• Adaptability to regulatory changes in the financial industry
• Basic programming skills in Python or R for automation
• Familiarity with risk management software (e.g., Moody's Analytics or similar)
• Quantitative aptitude for interpreting complex datasets
• Ethical judgment in managing sensitive financial information

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with company matching contributions
• Paid time off, including vacation, sick leave, and parental leave
• Professional development programs, including tuition reimbursement and access to internal training
• Employee wellness initiatives, such as gym memberships and mental health support
• Flexible work arrangements, including hybrid options in Mumbai
• Global mobility opportunities within JP Morgan Chase

JP Morgan Chase is an equal opportunity employer.