Analyst, Payments Risk - Shadow Risk Monitoring - Careers at KeyBank
KeyBank
Analyst, Payments Risk - Shadow Risk Monitoring - Careers at KeyBank
Job Description
About KeyBank
KeyBank is a leading financial services company committed to empowering clients through innovative banking solutions. With a focus on merchant services and integrated payments, KeyBank supports businesses nationwide with cutting-edge payment processing and risk management. Join our dynamic team in a role that safeguards our payments ecosystem while driving business growth.
Position Summary
The Analyst, Payments Risk - Shadow Risk Monitoring plays a critical role in Key Merchant Services and Integrated Payments ISO/Payment Facilitator programs. This remote position, based in Ohio for work-at-home associates, involves merchant onboarding, ongoing risk monitoring, and oversight of client-conducted risk processes. Leverage your expertise in merchant acquiring risk to protect against fraud, ensure compliance, and support seamless payment operations.
Key Responsibilities
- Conduct daily merchant risk reviews, investigations, and monitor suspended transactions
- Review new applications, funding holds/releases, and provide decision concurrence
- Perform oversight of client merchant onboarding and risk monitoring, initiating independent underwriting as needed
- Contribute to meetings with risk and compliance partners
- Communicate effectively with internal teams, clients, merchants, and external partners on risk decisions and information requests
- Assist in new client due diligence and approvals
Required Qualifications
- Bachelor's Degree or equivalent experience
- 3+ years in credit risk or merchant acquiring risk (highly preferred)
- Hands-on experience with Aperia platform
- Strong understanding of credit risk, fraud mitigation, and sales distribution models
- Proficiency in Microsoft Office (Excel, Word, PowerPoint)
- Analytical skills to evaluate merchant details and recommend approvals/declines
Preferred: Experience with Card Network rules, consumer harm indicators, trend analysis, and escalation to risk leaders.
Why Join Us
At KeyBank, enjoy a competitive salary of $63,000 - $96,000 annually, plus incentive compensation. Benefit from flexible remote work in Ohio, comprehensive benefits, and an inclusive culture as an Equal Opportunity Employer. Grow your career in merchant risk management with a forward-thinking bank prioritizing innovation and employee success. #KeyBankCareers #PaymentsRisk #RemoteBankingJobs
Locations
- Remote, United States, Ohio, United States (Remote)
Salary
63,000 - 96,000 USD / yearly
63,000 - 96,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Merchant acquiring risk managementintermediate
- Credit risk analysisintermediate
- Aperia platform expertiseintermediate
- Fraud detection and mitigationintermediate
- Microsoft Office Suite (Excel, Word, PowerPoint)intermediate
- Effective communication and presentationintermediate
- Analytical and organizational skillsintermediate
- Merchant boarding systems knowledgeintermediate
Required Qualifications
- Bachelor's Degree or equivalent work experience (experience)
- Minimum 3+ years credit risk or merchant acquiring risk experience (experience)
- Understanding of credit risk, fraud, and risk mitigation practices (experience)
- Experience with Aperia required (experience)
- Knowledge of Card Network rules and requirements (preferred) (experience)
- Ability to analyze merchant activity trends (preferred) (experience)
Responsibilities
- Daily merchant risk reviews and investigations
- Review and decision concurrence requests for new applications, funding holds and releases
- Monitor daily suspended transactions
- Oversight reviews of client's merchant onboarding and risk monitoring results
- Contribute to oversight meetings with internal risk and compliance partners
- Communicate with internal staff, clients, and external partners regarding merchant investigations and risk decisions
- Assist with new client due diligence and approval
Benefits
- general: Base salary range $63,000 - $96,000 annually
- general: Eligibility for incentive compensation including production, commission, and discretionary incentives
- general: Comprehensive benefits package (view details at KeyBank benefits page)
- general: Flexible work options prioritizing in-office presence where effective
- general: Equal Opportunity Employer with inclusive culture
Tags & Categories
Answer 10 quick questions to check your fit for Analyst, Payments Risk - Shadow Risk Monitoring - Careers at KeyBank @ KeyBank.
Related Books and Jobs
Analyst, Payments Risk - Shadow Risk Monitoring - Careers at KeyBank
KeyBank
Analyst, Payments Risk - Shadow Risk Monitoring - Careers at KeyBank
Job Description
About KeyBank
KeyBank is a leading financial services company committed to empowering clients through innovative banking solutions. With a focus on merchant services and integrated payments, KeyBank supports businesses nationwide with cutting-edge payment processing and risk management. Join our dynamic team in a role that safeguards our payments ecosystem while driving business growth.
Position Summary
The Analyst, Payments Risk - Shadow Risk Monitoring plays a critical role in Key Merchant Services and Integrated Payments ISO/Payment Facilitator programs. This remote position, based in Ohio for work-at-home associates, involves merchant onboarding, ongoing risk monitoring, and oversight of client-conducted risk processes. Leverage your expertise in merchant acquiring risk to protect against fraud, ensure compliance, and support seamless payment operations.
Key Responsibilities
- Conduct daily merchant risk reviews, investigations, and monitor suspended transactions
- Review new applications, funding holds/releases, and provide decision concurrence
- Perform oversight of client merchant onboarding and risk monitoring, initiating independent underwriting as needed
- Contribute to meetings with risk and compliance partners
- Communicate effectively with internal teams, clients, merchants, and external partners on risk decisions and information requests
- Assist in new client due diligence and approvals
Required Qualifications
- Bachelor's Degree or equivalent experience
- 3+ years in credit risk or merchant acquiring risk (highly preferred)
- Hands-on experience with Aperia platform
- Strong understanding of credit risk, fraud mitigation, and sales distribution models
- Proficiency in Microsoft Office (Excel, Word, PowerPoint)
- Analytical skills to evaluate merchant details and recommend approvals/declines
Preferred: Experience with Card Network rules, consumer harm indicators, trend analysis, and escalation to risk leaders.
Why Join Us
At KeyBank, enjoy a competitive salary of $63,000 - $96,000 annually, plus incentive compensation. Benefit from flexible remote work in Ohio, comprehensive benefits, and an inclusive culture as an Equal Opportunity Employer. Grow your career in merchant risk management with a forward-thinking bank prioritizing innovation and employee success. #KeyBankCareers #PaymentsRisk #RemoteBankingJobs
Locations
- Remote, United States, Ohio, United States (Remote)
Salary
63,000 - 96,000 USD / yearly
63,000 - 96,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Merchant acquiring risk managementintermediate
- Credit risk analysisintermediate
- Aperia platform expertiseintermediate
- Fraud detection and mitigationintermediate
- Microsoft Office Suite (Excel, Word, PowerPoint)intermediate
- Effective communication and presentationintermediate
- Analytical and organizational skillsintermediate
- Merchant boarding systems knowledgeintermediate
Required Qualifications
- Bachelor's Degree or equivalent work experience (experience)
- Minimum 3+ years credit risk or merchant acquiring risk experience (experience)
- Understanding of credit risk, fraud, and risk mitigation practices (experience)
- Experience with Aperia required (experience)
- Knowledge of Card Network rules and requirements (preferred) (experience)
- Ability to analyze merchant activity trends (preferred) (experience)
Responsibilities
- Daily merchant risk reviews and investigations
- Review and decision concurrence requests for new applications, funding holds and releases
- Monitor daily suspended transactions
- Oversight reviews of client's merchant onboarding and risk monitoring results
- Contribute to oversight meetings with internal risk and compliance partners
- Communicate with internal staff, clients, and external partners regarding merchant investigations and risk decisions
- Assist with new client due diligence and approval
Benefits
- general: Base salary range $63,000 - $96,000 annually
- general: Eligibility for incentive compensation including production, commission, and discretionary incentives
- general: Comprehensive benefits package (view details at KeyBank benefits page)
- general: Flexible work options prioritizing in-office presence where effective
- general: Equal Opportunity Employer with inclusive culture
Tags & Categories
Answer 10 quick questions to check your fit for Analyst, Payments Risk - Shadow Risk Monitoring - Careers at KeyBank @ KeyBank.
Related Books and Jobs