Resume and JobRESUME AND JOB
KeyBank logo

Mortgage Loan Officer - Careers at KeyBank

KeyBank

Mortgage Loan Officer - Careers at KeyBank

full-timePosted: Feb 3, 2026

Job Description

About KeyBank

KeyBank is a leading national bank dedicated to helping clients achieve their financial goals through innovative home lending solutions. With a commitment to inclusive culture and equal opportunity, KeyBank supports a diverse workforce while delivering exceptional service in communities like Rochester, NY. Join our team to grow your career in banking and mortgage origination.

Position Summary

The Mortgage Loan Officer (MLO) at KeyBank in Rochester, NY, plays a pivotal role in originating residential mortgage loans. You'll assist clients with personalized home lending advice, develop referral networks to expand KeyBank's business, and meet sales goals while upholding top standards in client satisfaction and loan quality. This full-time, mid-level position offers commission-based earnings plus a $15.50 hourly draw, with opportunities for professional growth in a dynamic branch environment.

Key Responsibilities

Client-Focused Loan Origination

  • Prospect and build new client relationships for mortgage business growth.
  • Originate and process family residential mortgages per guidelines.
  • Explain mortgage options, rates, and terms to empower informed decisions.

Process Management & Compliance

  • Gather documents and remain the primary client contact from registration to closing.
  • Maintain loan quality, efficient workflows, and proficiency in originator systems.
  • Stay updated on real estate trends, KeyBank products, and regulations like FNMA, FHA, VA.

Branch Collaboration

  • Work in-branch 4+ days/week, joining morning huddles and end-of-day debriefs.
  • Build partnerships with real estate agents and advisors.

Required Qualifications

Ideal candidates bring 3+ years of mortgage loan officer experience, knowledge of lending regulations (FNMA, FHLMC, FHA, VA, RESPA), and a Bachelor's degree or equivalent. Key skills include excellent communication, sales prospecting, financial acumen, and customer service. A valid driver's license is required for multi-location travel. Demonstrate KeyBank's values and leadership competencies.

Why Join Us

At KeyBank, thrive in a supportive environment with competitive commission, hourly draw, and full benefits including health coverage and retirement plans. Located at 1700 Bausch and Lomb Place, Rochester, NY, this role offers stability through March 2026 with growth potential in mortgage banking. KeyCorp is an Equal Opportunity Employer—apply now for Mortgage Loan Officer jobs in Rochester, NY, and advance your career with a trusted financial leader.

Locations

  • Rochester, New York, United States

Salary

Estimated Salary Rangehigh confidence

32,240 - 36,160 USD / yearly

* This is an estimated range based on market data and may vary based on experience and qualifications.

Skills Required

  • Excellent communication skills (written and verbal)intermediate
  • Strong customer service skillsintermediate
  • Sales and service skills including prospecting, networking, and COI relationship managementintermediate
  • Financial acumen for analyzing market trends and providing mortgage adviceintermediate
  • Loan origination process management from application to closingintermediate
  • Building partnerships with real estate agents and financial advisorsintermediate
  • Proficiency in sales/originator systems and mortgage regulationsintermediate

Required Qualifications

  • Bachelor's Degree in a business-related field or equivalent experience (preferred) (experience)
  • 3+ years experience as a loan officer in 1st mortgage production (preferred) (experience)
  • 3+ years working knowledge of FNMA, FHLMC, FHA, VA, TIL, RESPA regulations, and local real estate laws (preferred) (experience)
  • Valid driver's license and ability to drive to multiple locations (experience)

Responsibilities

  • Prospect home lending business to develop new client relationships and loan originations
  • Originate and process residential mortgage transactions per KeyBank guidelines
  • Provide clients with detailed mortgage options, rates, and terms for informed decisions
  • Gather loan documents and serve as primary client contact throughout the process
  • Maintain high client satisfaction, loan quality, and efficient workflows
  • Develop knowledge of KeyBank products and stay informed on real estate market trends
  • Work in branch 4+ days/week, participating in huddles and debriefs

Benefits

  • general: Commission and deferred incentive compensation
  • general: Fixed hourly draw of $15.50
  • general: Comprehensive KeyBank benefits package (health, retirement, etc.)
  • general: Inclusive and equal opportunity workplace culture

Target Your Resume for "Mortgage Loan Officer - Careers at KeyBank" , KeyBank

Get personalized recommendations to optimize your resume specifically for Mortgage Loan Officer - Careers at KeyBank. Takes only 15 seconds!

AI-powered keyword optimization
Skills matching & gap analysis
Experience alignment suggestions

Check Your ATS Score for "Mortgage Loan Officer - Careers at KeyBank" , KeyBank

Find out how well your resume matches this job's requirements. Get comprehensive analysis including ATS compatibility, keyword matching, skill gaps, and personalized recommendations.

ATS compatibility check
Keyword optimization analysis
Skill matching & gap identification
Format & readability score

Tags & Categories

Banking JobsKeyBank CareersMortgage Loan OfficerJobs in Rochester NYHome Lending JobsBankingFinanceCustomer Service

Answer 10 quick questions to check your fit for Mortgage Loan Officer - Careers at KeyBank @ KeyBank.

Quiz Challenge
10 Questions
~2 Minutes
Instant Score

Related Books and Jobs

No related jobs found at the moment.

KeyBank logo

Mortgage Loan Officer - Careers at KeyBank

KeyBank

Mortgage Loan Officer - Careers at KeyBank

full-timePosted: Feb 3, 2026

Job Description

About KeyBank

KeyBank is a leading national bank dedicated to helping clients achieve their financial goals through innovative home lending solutions. With a commitment to inclusive culture and equal opportunity, KeyBank supports a diverse workforce while delivering exceptional service in communities like Rochester, NY. Join our team to grow your career in banking and mortgage origination.

Position Summary

The Mortgage Loan Officer (MLO) at KeyBank in Rochester, NY, plays a pivotal role in originating residential mortgage loans. You'll assist clients with personalized home lending advice, develop referral networks to expand KeyBank's business, and meet sales goals while upholding top standards in client satisfaction and loan quality. This full-time, mid-level position offers commission-based earnings plus a $15.50 hourly draw, with opportunities for professional growth in a dynamic branch environment.

Key Responsibilities

Client-Focused Loan Origination

  • Prospect and build new client relationships for mortgage business growth.
  • Originate and process family residential mortgages per guidelines.
  • Explain mortgage options, rates, and terms to empower informed decisions.

Process Management & Compliance

  • Gather documents and remain the primary client contact from registration to closing.
  • Maintain loan quality, efficient workflows, and proficiency in originator systems.
  • Stay updated on real estate trends, KeyBank products, and regulations like FNMA, FHA, VA.

Branch Collaboration

  • Work in-branch 4+ days/week, joining morning huddles and end-of-day debriefs.
  • Build partnerships with real estate agents and advisors.

Required Qualifications

Ideal candidates bring 3+ years of mortgage loan officer experience, knowledge of lending regulations (FNMA, FHLMC, FHA, VA, RESPA), and a Bachelor's degree or equivalent. Key skills include excellent communication, sales prospecting, financial acumen, and customer service. A valid driver's license is required for multi-location travel. Demonstrate KeyBank's values and leadership competencies.

Why Join Us

At KeyBank, thrive in a supportive environment with competitive commission, hourly draw, and full benefits including health coverage and retirement plans. Located at 1700 Bausch and Lomb Place, Rochester, NY, this role offers stability through March 2026 with growth potential in mortgage banking. KeyCorp is an Equal Opportunity Employer—apply now for Mortgage Loan Officer jobs in Rochester, NY, and advance your career with a trusted financial leader.

Locations

  • Rochester, New York, United States

Salary

Estimated Salary Rangehigh confidence

32,240 - 36,160 USD / yearly

* This is an estimated range based on market data and may vary based on experience and qualifications.

Skills Required

  • Excellent communication skills (written and verbal)intermediate
  • Strong customer service skillsintermediate
  • Sales and service skills including prospecting, networking, and COI relationship managementintermediate
  • Financial acumen for analyzing market trends and providing mortgage adviceintermediate
  • Loan origination process management from application to closingintermediate
  • Building partnerships with real estate agents and financial advisorsintermediate
  • Proficiency in sales/originator systems and mortgage regulationsintermediate

Required Qualifications

  • Bachelor's Degree in a business-related field or equivalent experience (preferred) (experience)
  • 3+ years experience as a loan officer in 1st mortgage production (preferred) (experience)
  • 3+ years working knowledge of FNMA, FHLMC, FHA, VA, TIL, RESPA regulations, and local real estate laws (preferred) (experience)
  • Valid driver's license and ability to drive to multiple locations (experience)

Responsibilities

  • Prospect home lending business to develop new client relationships and loan originations
  • Originate and process residential mortgage transactions per KeyBank guidelines
  • Provide clients with detailed mortgage options, rates, and terms for informed decisions
  • Gather loan documents and serve as primary client contact throughout the process
  • Maintain high client satisfaction, loan quality, and efficient workflows
  • Develop knowledge of KeyBank products and stay informed on real estate market trends
  • Work in branch 4+ days/week, participating in huddles and debriefs

Benefits

  • general: Commission and deferred incentive compensation
  • general: Fixed hourly draw of $15.50
  • general: Comprehensive KeyBank benefits package (health, retirement, etc.)
  • general: Inclusive and equal opportunity workplace culture

Target Your Resume for "Mortgage Loan Officer - Careers at KeyBank" , KeyBank

Get personalized recommendations to optimize your resume specifically for Mortgage Loan Officer - Careers at KeyBank. Takes only 15 seconds!

AI-powered keyword optimization
Skills matching & gap analysis
Experience alignment suggestions

Check Your ATS Score for "Mortgage Loan Officer - Careers at KeyBank" , KeyBank

Find out how well your resume matches this job's requirements. Get comprehensive analysis including ATS compatibility, keyword matching, skill gaps, and personalized recommendations.

ATS compatibility check
Keyword optimization analysis
Skill matching & gap identification
Format & readability score

Tags & Categories

Banking JobsKeyBank CareersMortgage Loan OfficerJobs in Rochester NYHome Lending JobsBankingFinanceCustomer Service

Answer 10 quick questions to check your fit for Mortgage Loan Officer - Careers at KeyBank @ KeyBank.

Quiz Challenge
10 Questions
~2 Minutes
Instant Score

Related Books and Jobs

No related jobs found at the moment.