Bilingual Loan Officer - English & Spanish | Tampa, FL

About Lennar

Lennar is one of America's premier homebuilding companies, a Fortune 500® powerhouse consistently ranked among the nation's top homebuilders. For decades, we've been more than just builders—we're creators of communities, dream enablers, and lifelong partners to homeowners. Our mission transcends constructing homes; it's about crafting extraordinary experiences for homeowners, fostering vibrant communities, and empowering our associates with unparalleled growth opportunities. From coast to coast, Lennar builds quality homes with zero-defect precision, manages costs effectively, and adheres to timelines that deliver results. We're deeply committed to giving back through philanthropy, sustainability initiatives, and community engagement. Join us in Tampa, Florida, or explore openings across Colorado, Florida, North Carolina, South Carolina, Tennessee, and Texas—your career starts here.

Executive Summary

As a Bilingual Loan Officer at Lennar Mortgage, you'll be the face of financial empowerment in the homebuilding industry. This field-based role demands a dynamic professional fluent in English and Spanish to forge lasting relationships with clients, New Home Consultants, realtors, and referral partners. Based in Tampa, you'll thrive in a high-energy environment where your sales acumen, mortgage expertise, and cultural fluency drive loan originations and capture rates. With an estimated salary range of $80,000–$150,000 (base plus commissions), this position offers uncapped earning potential for top performers. If you're licensed, bilingual, and passionate about helping families achieve homeownership, Lennar provides the platform to build your future while making dreams come true.

Role & Mission

Your mission as a Field Loan Officer is to deliver personalized, hands-on mortgage solutions that align perfectly with customers' financial dreams. Centered in the field, you'll conduct on-site meetings, host seminars, and network relentlessly to generate leads and close loans. Adhering to Lennar's proven roadmap, you'll assess financial profiles, lock rates, and guide clients through every step—from application to closing. This bilingual role is pivotal in diverse markets like Tampa, where Spanish-speaking clients abound, ensuring inclusive service that boosts capture rates and community impact. Expect travel within your division, active participation in events, and a customer-first ethos that positions Lennar as the lender of choice.

Detailed Responsibilities

Business Development and Networking

• Strategize and execute outside sales campaigns, visiting Lennar communities, realtor offices, and key locations to generate high-quality leads.
• Host regular First Time Homebuyer Seminars in communities to educate prospects, build rapport with New Home Consultants, and secure loan applications.
• Attend builder functions, realtor status meetings, phase releases, phone banks, and special events to expand your referral network.
• Proactively engage communities by explaining Lennar Mortgage offerings, collecting applications, and celebrating closings with clients.

Customer Service and Loan Guidance

• Provide tailored mortgage recommendations based on in-depth financial analysis and individual client needs.
• Review and lock interest rates at least 15 days prior to closing to ensure seamless transactions.
• Maintain unwavering compliance with federal, state, and Lennar Mortgage regulations throughout the origination process.

Lead Management and Communication

• Conduct daily reviews of leads, followed by immediate phone/email outreach to schedule in-person or virtual meetings.
• Foster open communication with internal teams (e.g., New Home Consultants) and external stakeholders for optimal coordination.
• Support sales teams with customer pre-qualifications to build robust outside sales pipelines.

Loan Origination and Performance Metrics

• Originate and prepare loans meticulously per the Loan Officer Agreement, federal/state guidelines, and company standards.
• Meet or exceed closed loan capture rates, spot loan objectives, and sales goals outlined in your agreement.
• Maintain comprehensive reports and notes in the origination system for seamless information sharing.

These responsibilities demand 40+ hours weekly, including evenings/weekends for events, with a focus on results-driven performance.

Technical & Behavioral Qualifications

Technical Requirements

• Active mortgage loan originator (MLO) license in good standing.
• Proficiency in mortgage software (e.g., Encompass, LOS systems), financial analysis tools, and CRM platforms.
• Deep knowledge of FHA, VA, Conventional, and Jumbo loan products; rate locking procedures; and regulatory frameworks (TILA, RESPA, etc.).

Behavioral Qualifications

• Fluency in English and Spanish (conversational, written, and presentation-level).
• 2+ years proven experience as a Loan Officer with a track record of high capture rates.
• Exceptional sales skills: prospecting, negotiating, and closing under pressure.
• High energy, self-motivated, with outstanding interpersonal and public speaking abilities.
• Valid driver's license, reliable vehicle, and willingness to travel locally.

A bachelor's degree in finance, business, or related field is preferred but not required—results speak louder.

Career Path & Growth at Lennar

Lennar invests in your ascent: start as Loan Officer and advance to Senior Loan Officer, Branch Manager, or Divisional VP. Access Lennar University for certifications (e.g., CMB), leadership training, and mentorship programs. High performers enjoy rapid promotions, with many associates doubling income within 2 years via commissions. Network across 20+ states, transfer divisions, or pivot to corporate roles in underwriting or sales leadership. We're building your legacy, not just your resume.

The Impact You Will Make

Every loan you originate turns dreams into reality—families in their first home, communities thriving, Lennar's market dominance strengthened. Your bilingual edge serves underserved Hispanic markets, boosting inclusivity and capture rates by 20-30%. You'll drive revenue growth, mentor juniors, and contribute to zero-defect home deliveries. Measurable wins: 80%+ capture rates, top-quartile sales metrics, and testimonials that echo for years.

Company Benefits & Perks

• Competitive base salary + uncapped commissions (est. $80K-$150K total).
• 401(k) with 100% match up to 6% + profit-sharing.
• Medical, dental, vision, life insurance; HSA/FSA contributions.
• Generous PTO: 3 weeks vacation, 8 holidays, floating days, parental leave.
• Homebuyer discounts, wellness stipends, tuition reimbursement up to $5,250/year.
• Tech allowances, company vehicle options, and team-building events.

Workplace Culture

Lennar champions a high-performance, entrepreneurial culture: collaborative yet competitive, innovative yet disciplined. Expect recognition programs, quarterly awards, and a 'promote-from-within' philosophy. Diverse, inclusive teams celebrate bilingual talent. Work-life balance via flex hours, but thrive on results. Tampa office: modern, vibrant, community-focused.

How to Apply

Ready to build futures? Submit your resume, MLO license, and bilingual proficiency details via our careers portal. Top candidates interviewed within 48 hours. Lennar is EOE/AA/M/F/Vet/Disabled. Apply now—positions fill fast across CO, FL, NC, SC, TN, TX!