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Commercial Payment Sales Consultant I

M&T Bank

Commercial Payment Sales Consultant I

full-timePosted: Jan 27, 2026

Job Description

Overview:

Responsible for developing new merchant sales business, expanding existing business relationships, and servicing the Bank’s merchant sales clients, including handling high touch client accounts. Capable of working with the larger, more sophisticated business clients with the most complex merchant needs.  Represents the department on division and cross-functional committees. Works closely with Relationship Managers and Unit Managers, as well as clients at the Executive Level. Considered a subject matter expert on Merchant Sales product benefits and services with various industries and lines of business. 

Primary Responsibilities:

  • Meet with existing business clients to expand relationships and to ensure proper servicing of clients.
  • Capable of managing complex business relationships within assigned portfolio.
  • Responsible for all phases of sales process from referral through implementation.
  • Call on prospective business clients to develop new merchant sales opportunities through a consultative sales approach.
  • Analyze clients’ current payments structure and pricing, and develop customized solutions to meet the clients’ needs. Prepare and present sales presentations and proposals (for both internal and external audiences), illustrating customized solutions, industry trends, as well as features and benefits of the recommended product offerings.
  • Act as a partner with Relationship Managers to market Commercial Payments services to clients and prospects. Provide consultative training to ensure an understanding of the Bank’s product offerings, and communicate product changes and enhancements.
  • Provide input to management regarding client and prospect pricing structure. Work with management on a proposal for Relationship Managers.
  • Assist Regional Sales Manager in executing sales strategies and in meeting or exceeding departmental goals.
  • Participate in the development of strategic business plans and sales campaigns for target clients and prospects.

Scope of Responsibilities:

This position reports to the Merchant Sales Regional Sales Manager and is responsible for participating in the development, expansion, and maintenance of the bank’s treasury management business.
Works closely with Relationship and line of business managers, as well as clients at the Executive level.
Considered a subject matter expert of Merchant Sales product benefits and services and is a line of business expert for business units supported.

Education and Experience Required:

Bachelor’s degree , Minimum of 3 years Commercial Payments sales experience or comparable banking experience

OR in lieu of a degree, 4 years relevant work experience

Education and Experience Preferred:

CTP preferred

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $71,600.00 - $119,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America

Locations

  • Buffalo, New York, United States

Salary

71,600 - 119,300 USD / yearly

Estimated Salary Rangehigh confidence

71,600 - 125,265 USD / yearly

Source: Disclosed

* This is an estimated range based on market data and may vary based on experience and qualifications.

Skills Required

  • Commercial Payments sales expertiseintermediate
  • Consultative sales approachintermediate
  • Managing complex business relationshipsintermediate
  • Analyzing payments structure and pricingintermediate
  • Preparing and presenting sales proposalsintermediate
  • Subject matter expert on Merchant Sales productsintermediate
  • Working with executive level clientsintermediate

Required Qualifications

  • Bachelor’s degree and minimum of 3 years Commercial Payments sales experience or comparable banking experience (experience)
  • OR in lieu of a degree, 4 years relevant work experience (experience)

Preferred Qualifications

  • CTP preferred (experience)

Responsibilities

  • Meet with existing business clients to expand relationships and ensure proper servicing
  • Manage complex business relationships within assigned portfolio
  • Responsible for all phases of sales process from referral through implementation
  • Call on prospective business clients to develop new merchant sales opportunities through consultative sales approach
  • Analyze clients’ current payments structure and pricing, develop customized solutions, prepare and present sales presentations and proposals
  • Act as partner with Relationship Managers to market Commercial Payments services, provide consultative training
  • Provide input to management regarding client and prospect pricing structure
  • Assist Regional Sales Manager in executing sales strategies and meeting departmental goals
  • Participate in development of strategic business plans and sales campaigns

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M&T Bank logo

Commercial Payment Sales Consultant I

M&T Bank

Commercial Payment Sales Consultant I

full-timePosted: Jan 27, 2026

Job Description

Overview:

Responsible for developing new merchant sales business, expanding existing business relationships, and servicing the Bank’s merchant sales clients, including handling high touch client accounts. Capable of working with the larger, more sophisticated business clients with the most complex merchant needs.  Represents the department on division and cross-functional committees. Works closely with Relationship Managers and Unit Managers, as well as clients at the Executive Level. Considered a subject matter expert on Merchant Sales product benefits and services with various industries and lines of business. 

Primary Responsibilities:

  • Meet with existing business clients to expand relationships and to ensure proper servicing of clients.
  • Capable of managing complex business relationships within assigned portfolio.
  • Responsible for all phases of sales process from referral through implementation.
  • Call on prospective business clients to develop new merchant sales opportunities through a consultative sales approach.
  • Analyze clients’ current payments structure and pricing, and develop customized solutions to meet the clients’ needs. Prepare and present sales presentations and proposals (for both internal and external audiences), illustrating customized solutions, industry trends, as well as features and benefits of the recommended product offerings.
  • Act as a partner with Relationship Managers to market Commercial Payments services to clients and prospects. Provide consultative training to ensure an understanding of the Bank’s product offerings, and communicate product changes and enhancements.
  • Provide input to management regarding client and prospect pricing structure. Work with management on a proposal for Relationship Managers.
  • Assist Regional Sales Manager in executing sales strategies and in meeting or exceeding departmental goals.
  • Participate in the development of strategic business plans and sales campaigns for target clients and prospects.

Scope of Responsibilities:

This position reports to the Merchant Sales Regional Sales Manager and is responsible for participating in the development, expansion, and maintenance of the bank’s treasury management business.
Works closely with Relationship and line of business managers, as well as clients at the Executive level.
Considered a subject matter expert of Merchant Sales product benefits and services and is a line of business expert for business units supported.

Education and Experience Required:

Bachelor’s degree , Minimum of 3 years Commercial Payments sales experience or comparable banking experience

OR in lieu of a degree, 4 years relevant work experience

Education and Experience Preferred:

CTP preferred

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $71,600.00 - $119,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America

Locations

  • Buffalo, New York, United States

Salary

71,600 - 119,300 USD / yearly

Estimated Salary Rangehigh confidence

71,600 - 125,265 USD / yearly

Source: Disclosed

* This is an estimated range based on market data and may vary based on experience and qualifications.

Skills Required

  • Commercial Payments sales expertiseintermediate
  • Consultative sales approachintermediate
  • Managing complex business relationshipsintermediate
  • Analyzing payments structure and pricingintermediate
  • Preparing and presenting sales proposalsintermediate
  • Subject matter expert on Merchant Sales productsintermediate
  • Working with executive level clientsintermediate

Required Qualifications

  • Bachelor’s degree and minimum of 3 years Commercial Payments sales experience or comparable banking experience (experience)
  • OR in lieu of a degree, 4 years relevant work experience (experience)

Preferred Qualifications

  • CTP preferred (experience)

Responsibilities

  • Meet with existing business clients to expand relationships and ensure proper servicing
  • Manage complex business relationships within assigned portfolio
  • Responsible for all phases of sales process from referral through implementation
  • Call on prospective business clients to develop new merchant sales opportunities through consultative sales approach
  • Analyze clients’ current payments structure and pricing, develop customized solutions, prepare and present sales presentations and proposals
  • Act as partner with Relationship Managers to market Commercial Payments services, provide consultative training
  • Provide input to management regarding client and prospect pricing structure
  • Assist Regional Sales Manager in executing sales strategies and meeting departmental goals
  • Participate in development of strategic business plans and sales campaigns

Target Your Resume for "Commercial Payment Sales Consultant I" , M&T Bank

Get personalized recommendations to optimize your resume specifically for Commercial Payment Sales Consultant I. Takes only 15 seconds!

AI-powered keyword optimization
Skills matching & gap analysis
Experience alignment suggestions

Check Your ATS Score for "Commercial Payment Sales Consultant I" , M&T Bank

Find out how well your resume matches this job's requirements. Get comprehensive analysis including ATS compatibility, keyword matching, skill gaps, and personalized recommendations.

ATS compatibility check
Keyword optimization analysis
Skill matching & gap identification
Format & readability score

Tags & Categories

R81840MTB

Answer 10 quick questions to check your fit for Commercial Payment Sales Consultant I @ M&T Bank.

Quiz Challenge
10 Questions
~2 Minutes
Instant Score

Related Books and Jobs

No related jobs found at the moment.