Mortgage Representative - Inside Sales
M&T Bank
Mortgage Representative - Inside Sales
Job Description
Overview:
Responsible for originating residential mortgage loans and adhering to the requirements of federal registration under the SAFE Act
Primary Responsibilities:
- Receive referrals from realtors, builders, branches and/or developers who have pre-established relationships with M&T. Follow up on potential customers via telephone, fax, and email.
- Sell inbound customers to use M&T Mortgage for mortgage financing. Answering initial questions and providing explanation of M&T products. Pre-qualifying customers.
- Originates mortgages and coordinates settlements.
- Begins mortgage application process in person or over the phone and sends packages to customer for completion. Enters completed applications into the system.
- Obtains and analyzes pertinent financial and credit data necessary for determining if loan is an acceptable risk.
- Collects closing conditions, orders appraisals, coordinates draw schedules, and schedules closings.
- Negotiates terms and conditions of loan with mortgagor.
- Provides timely and complete feedback to sources regarding the disposition of their leads.
- Keeps informed of changing rules and regulations.
Scope of Responsibilities:
Works under general supervision.
External contacts may include customers, builders, manufacturers, and realtors.
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associate’s degree and a minimum of 2 years mortgage origination and/or customer service experience, or in lieu of a degree a combined minimum of 4 years higher education and/or work experience including a minimum of 2 years mortgage originator and/or customer service experience.
Education and Experience Preferred:
General PC knowledge and departmental software
Organizational skills
Sales ability
Mathematical skills
Ability to interact with all levels in a professional manner
Customer Service Skills
Knowledge of products and government regulations
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.Location
Lake Oswego, Oregon, United States of AmericaLocations
- Lake Oswego, Odisha, India
Salary
55,000 - 85,000 USD / yearly
Source: AI Estimation
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Mortgage originationintermediate
- Customer serviceintermediate
- Telephone, fax, and email communicationintermediate
- Salesintermediate
- Pre-qualifying customersintermediate
- Financial and credit data analysisintermediate
- Negotiationintermediate
- Organizational skillsintermediate
- Mathematical skillsintermediate
- PC knowledgeintermediate
Required Qualifications
- Associate’s degree and a minimum of 2 years mortgage origination and/or customer service experience (experience)
- or in lieu of a degree a combined minimum of 4 years higher education and/or work experience including a minimum of 2 years mortgage originator and/or customer service experience (experience)
- Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act (experience)
Preferred Qualifications
- General PC knowledge and departmental software (experience)
- Organizational skills (experience)
- Sales ability (experience)
- Mathematical skills (experience)
- Ability to interact with all levels in a professional manner (experience)
- Customer Service Skills (experience)
- Knowledge of products and government regulations (experience)
Responsibilities
- Receive referrals from realtors, builders, branches and/or developers who have pre-established relationships with M&T. Follow up on potential customers via telephone, fax, and email.
- Sell inbound customers to use M&T Mortgage for mortgage financing. Answering initial questions and providing explanation of M&T products. Pre-qualifying customers.
- Originates mortgages and coordinates settlements.
- Begins mortgage application process in person or over the phone and sends packages to customer for completion. Enters completed applications into the system.
- Obtains and analyzes pertinent financial and credit data necessary for determining if loan is an acceptable risk.
- Collects closing conditions, orders appraisals, coordinates draw schedules, and schedules closings.
- Negotiates terms and conditions of loan with mortgagor.
- Provides timely and complete feedback to sources regarding the disposition of their leads.
- Keeps informed of changing rules and regulations.
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Answer 10 quick questions to check your fit for Mortgage Representative - Inside Sales @ M&T Bank.
Related Books and Jobs
Mortgage Representative - Inside Sales
M&T Bank
Mortgage Representative - Inside Sales
Job Description
Overview:
Responsible for originating residential mortgage loans and adhering to the requirements of federal registration under the SAFE Act
Primary Responsibilities:
- Receive referrals from realtors, builders, branches and/or developers who have pre-established relationships with M&T. Follow up on potential customers via telephone, fax, and email.
- Sell inbound customers to use M&T Mortgage for mortgage financing. Answering initial questions and providing explanation of M&T products. Pre-qualifying customers.
- Originates mortgages and coordinates settlements.
- Begins mortgage application process in person or over the phone and sends packages to customer for completion. Enters completed applications into the system.
- Obtains and analyzes pertinent financial and credit data necessary for determining if loan is an acceptable risk.
- Collects closing conditions, orders appraisals, coordinates draw schedules, and schedules closings.
- Negotiates terms and conditions of loan with mortgagor.
- Provides timely and complete feedback to sources regarding the disposition of their leads.
- Keeps informed of changing rules and regulations.
Scope of Responsibilities:
Works under general supervision.
External contacts may include customers, builders, manufacturers, and realtors.
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associate’s degree and a minimum of 2 years mortgage origination and/or customer service experience, or in lieu of a degree a combined minimum of 4 years higher education and/or work experience including a minimum of 2 years mortgage originator and/or customer service experience.
Education and Experience Preferred:
General PC knowledge and departmental software
Organizational skills
Sales ability
Mathematical skills
Ability to interact with all levels in a professional manner
Customer Service Skills
Knowledge of products and government regulations
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.Location
Lake Oswego, Oregon, United States of AmericaLocations
- Lake Oswego, Odisha, India
Salary
55,000 - 85,000 USD / yearly
Source: AI Estimation
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Mortgage originationintermediate
- Customer serviceintermediate
- Telephone, fax, and email communicationintermediate
- Salesintermediate
- Pre-qualifying customersintermediate
- Financial and credit data analysisintermediate
- Negotiationintermediate
- Organizational skillsintermediate
- Mathematical skillsintermediate
- PC knowledgeintermediate
Required Qualifications
- Associate’s degree and a minimum of 2 years mortgage origination and/or customer service experience (experience)
- or in lieu of a degree a combined minimum of 4 years higher education and/or work experience including a minimum of 2 years mortgage originator and/or customer service experience (experience)
- Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act (experience)
Preferred Qualifications
- General PC knowledge and departmental software (experience)
- Organizational skills (experience)
- Sales ability (experience)
- Mathematical skills (experience)
- Ability to interact with all levels in a professional manner (experience)
- Customer Service Skills (experience)
- Knowledge of products and government regulations (experience)
Responsibilities
- Receive referrals from realtors, builders, branches and/or developers who have pre-established relationships with M&T. Follow up on potential customers via telephone, fax, and email.
- Sell inbound customers to use M&T Mortgage for mortgage financing. Answering initial questions and providing explanation of M&T products. Pre-qualifying customers.
- Originates mortgages and coordinates settlements.
- Begins mortgage application process in person or over the phone and sends packages to customer for completion. Enters completed applications into the system.
- Obtains and analyzes pertinent financial and credit data necessary for determining if loan is an acceptable risk.
- Collects closing conditions, orders appraisals, coordinates draw schedules, and schedules closings.
- Negotiates terms and conditions of loan with mortgagor.
- Provides timely and complete feedback to sources regarding the disposition of their leads.
- Keeps informed of changing rules and regulations.
Tags & Categories
Answer 10 quick questions to check your fit for Mortgage Representative - Inside Sales @ M&T Bank.
Related Books and Jobs