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Municipal Credit Analyst

M&T Bank

Municipal Credit Analyst

full-timePosted: Jan 27, 2026

Job Description

This role is not eligible for visa sponsorship, meaning you will need to be able to secure and maintain  work authorization without the need for a written submission by the company to the government agency, or the need for the company to make an entry as the immigration employer of record (e.g., STEM OPT training plan, I-20 Form endorsed for CPT, TN employer, etc.)

Overview:

As a Municipal Research analyst in the Municipal Fixed Income group, you will be part of a team that manages municipal bond investments for separately managed client accounts and bond funds. You will conduct fundamental credit analysis and relative value assessments on public municipal debt issues to determine suitability for client accounts. You will work closely with the Head of Municipal Research, the Municipal Research Team and Municipal portfolio managers to develop actionable investment ideas within your assigned geographies and sectors. Complexity of analytical responsibilities will increase commensurate with demonstrated expertise. The successful candidate will be proactive, inquisitive, and team-oriented with a strong interest in the municipal fixed

income market.

Primary Responsibilities:

  • Analyze investment grade municipal credits through in-depth fundamental credit analysis.

  •   Provide timely and insightful credit and relative value opinions on municipal bond investment opportunities.

  •   Evaluate appropriateness of new investment opportunities for total return and laddered portfolio strategies.

  •   Provide written credit opinions of issuers, incorporating financial statement analysis, economic/market trends, and sector developments.

  •   Review offering memoranda for suitability of security structure and bondholder protections.

  •   Monitor existing portfolio holdings.

  •   Follow market and policy developments within assigned geographies/sectors.

  •   Formulate and communicate investment theses within assigned sectors.

  •   Promote an environment that supports belonging and reflects the M&T Bank brand.

  •   Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite.

  • Complete other related duties as assigned.

Education and Experience Required:

  • Bachelor’s degree and a minimum of 2 years’ industry experience, or in lieu of a degree, a combined minimum of 6 years’ higher education and/or work experience, including a minimum of 2 years’ industry experience.

  • Strong quantitative and analytical skills, advanced accounting skills

  • Excellent written and verbal communication skills, ability to convey complex credit issues clearly and concisely

  • Familiarity with basic artificial intelligence concepts and eagerness to increase proficiency

  • Highly organized, detail-oriented, and proactive

  • Collaborative, team-oriented

Education and Experience Preferred:

CFA (Chartered Financial Analyst) or progressing toward obtaining CFA designation.

Knowledge of Bloomberg and Perform/CreditScope helpful but not required.

Graduate degree in finance, public administration or related field strongly preferred.

#Assetmanagement

#WilmingtonTrust

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,000.00 - $148,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location:

Wilmington, Delaware, United States of America

Locations

  • Wilmington, Delaware, United States

Salary

89,000 - 148,300 USD / yearly

Estimated Salary Rangehigh confidence

89,000 - 155,715 USD / yearly

Source: Disclosed

* This is an estimated range based on market data and may vary based on experience and qualifications.

Skills Required

  • Strong quantitative and analytical skillsintermediate
  • Advanced accounting skillsintermediate
  • Excellent written and verbal communication skillsintermediate
  • Familiarity with basic artificial intelligence conceptsintermediate
  • Financial statement analysisintermediate
  • Economic/market trends analysisintermediate
  • Sector developments analysisintermediate

Required Qualifications

  • Bachelor’s degree and a minimum of 2 years’ industry experience, or in lieu of a degree, a combined minimum of 6 years’ higher education and/or work experience, including a minimum of 2 years’ industry experience (experience)
  • Strong quantitative and analytical skills, advanced accounting skills (experience)
  • Excellent written and verbal communication skills, ability to convey complex credit issues clearly and concisely (experience)
  • Familiarity with basic artificial intelligence concepts and eagerness to increase proficiency (experience)
  • Highly organized, detail-oriented, and proactive (experience)
  • Collaborative, team-oriented (experience)

Preferred Qualifications

  • CFA (Chartered Financial Analyst) or progressing toward obtaining CFA designation (experience)
  • Knowledge of Bloomberg and Perform/CreditScope helpful but not required (experience)
  • Graduate degree in finance, public administration or related field strongly preferred (experience)

Responsibilities

  • Analyze investment grade municipal credits through in-depth fundamental credit analysis
  • Provide timely and insightful credit and relative value opinions on municipal bond investment opportunities
  • Evaluate appropriateness of new investment opportunities for total return and laddered portfolio strategies
  • Provide written credit opinions of issuers, incorporating financial statement analysis, economic/market trends, and sector developments
  • Review offering memoranda for suitability of security structure and bondholder protections
  • Monitor existing portfolio holdings
  • Follow market and policy developments within assigned geographies/sectors
  • Formulate and communicate investment theses within assigned sectors
  • Promote an environment that supports belonging and reflects the M&T Bank brand
  • Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite
  • Complete other related duties as assigned

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M&T Bank logo

Municipal Credit Analyst

M&T Bank

Municipal Credit Analyst

full-timePosted: Jan 27, 2026

Job Description

This role is not eligible for visa sponsorship, meaning you will need to be able to secure and maintain  work authorization without the need for a written submission by the company to the government agency, or the need for the company to make an entry as the immigration employer of record (e.g., STEM OPT training plan, I-20 Form endorsed for CPT, TN employer, etc.)

Overview:

As a Municipal Research analyst in the Municipal Fixed Income group, you will be part of a team that manages municipal bond investments for separately managed client accounts and bond funds. You will conduct fundamental credit analysis and relative value assessments on public municipal debt issues to determine suitability for client accounts. You will work closely with the Head of Municipal Research, the Municipal Research Team and Municipal portfolio managers to develop actionable investment ideas within your assigned geographies and sectors. Complexity of analytical responsibilities will increase commensurate with demonstrated expertise. The successful candidate will be proactive, inquisitive, and team-oriented with a strong interest in the municipal fixed

income market.

Primary Responsibilities:

  • Analyze investment grade municipal credits through in-depth fundamental credit analysis.

  •   Provide timely and insightful credit and relative value opinions on municipal bond investment opportunities.

  •   Evaluate appropriateness of new investment opportunities for total return and laddered portfolio strategies.

  •   Provide written credit opinions of issuers, incorporating financial statement analysis, economic/market trends, and sector developments.

  •   Review offering memoranda for suitability of security structure and bondholder protections.

  •   Monitor existing portfolio holdings.

  •   Follow market and policy developments within assigned geographies/sectors.

  •   Formulate and communicate investment theses within assigned sectors.

  •   Promote an environment that supports belonging and reflects the M&T Bank brand.

  •   Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite.

  • Complete other related duties as assigned.

Education and Experience Required:

  • Bachelor’s degree and a minimum of 2 years’ industry experience, or in lieu of a degree, a combined minimum of 6 years’ higher education and/or work experience, including a minimum of 2 years’ industry experience.

  • Strong quantitative and analytical skills, advanced accounting skills

  • Excellent written and verbal communication skills, ability to convey complex credit issues clearly and concisely

  • Familiarity with basic artificial intelligence concepts and eagerness to increase proficiency

  • Highly organized, detail-oriented, and proactive

  • Collaborative, team-oriented

Education and Experience Preferred:

CFA (Chartered Financial Analyst) or progressing toward obtaining CFA designation.

Knowledge of Bloomberg and Perform/CreditScope helpful but not required.

Graduate degree in finance, public administration or related field strongly preferred.

#Assetmanagement

#WilmingtonTrust

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,000.00 - $148,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location:

Wilmington, Delaware, United States of America

Locations

  • Wilmington, Delaware, United States

Salary

89,000 - 148,300 USD / yearly

Estimated Salary Rangehigh confidence

89,000 - 155,715 USD / yearly

Source: Disclosed

* This is an estimated range based on market data and may vary based on experience and qualifications.

Skills Required

  • Strong quantitative and analytical skillsintermediate
  • Advanced accounting skillsintermediate
  • Excellent written and verbal communication skillsintermediate
  • Familiarity with basic artificial intelligence conceptsintermediate
  • Financial statement analysisintermediate
  • Economic/market trends analysisintermediate
  • Sector developments analysisintermediate

Required Qualifications

  • Bachelor’s degree and a minimum of 2 years’ industry experience, or in lieu of a degree, a combined minimum of 6 years’ higher education and/or work experience, including a minimum of 2 years’ industry experience (experience)
  • Strong quantitative and analytical skills, advanced accounting skills (experience)
  • Excellent written and verbal communication skills, ability to convey complex credit issues clearly and concisely (experience)
  • Familiarity with basic artificial intelligence concepts and eagerness to increase proficiency (experience)
  • Highly organized, detail-oriented, and proactive (experience)
  • Collaborative, team-oriented (experience)

Preferred Qualifications

  • CFA (Chartered Financial Analyst) or progressing toward obtaining CFA designation (experience)
  • Knowledge of Bloomberg and Perform/CreditScope helpful but not required (experience)
  • Graduate degree in finance, public administration or related field strongly preferred (experience)

Responsibilities

  • Analyze investment grade municipal credits through in-depth fundamental credit analysis
  • Provide timely and insightful credit and relative value opinions on municipal bond investment opportunities
  • Evaluate appropriateness of new investment opportunities for total return and laddered portfolio strategies
  • Provide written credit opinions of issuers, incorporating financial statement analysis, economic/market trends, and sector developments
  • Review offering memoranda for suitability of security structure and bondholder protections
  • Monitor existing portfolio holdings
  • Follow market and policy developments within assigned geographies/sectors
  • Formulate and communicate investment theses within assigned sectors
  • Promote an environment that supports belonging and reflects the M&T Bank brand
  • Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite
  • Complete other related duties as assigned

Target Your Resume for "Municipal Credit Analyst" , M&T Bank

Get personalized recommendations to optimize your resume specifically for Municipal Credit Analyst. Takes only 15 seconds!

AI-powered keyword optimization
Skills matching & gap analysis
Experience alignment suggestions

Check Your ATS Score for "Municipal Credit Analyst" , M&T Bank

Find out how well your resume matches this job's requirements. Get comprehensive analysis including ATS compatibility, keyword matching, skill gaps, and personalized recommendations.

ATS compatibility check
Keyword optimization analysis
Skill matching & gap identification
Format & readability score

Tags & Categories

R82082MTB

Answer 10 quick questions to check your fit for Municipal Credit Analyst @ M&T Bank.

Quiz Challenge
10 Questions
~2 Minutes
Instant Score

Related Books and Jobs

No related jobs found at the moment.