Risk Controlling Specialist (Retail & Wholesale) at Ford in Cologne

About Ford

Ford Motor Company is a global leader in automotive innovation, powering mobility for millions worldwide. In Germany, Ford Bank GmbH stands at the forefront of automotive finance, offering cutting-edge financing, leasing, insurance products, and investment solutions through Ford Money. With a commitment to sustainable mobility and customer-centric services, Ford Bank drives the future of transportation. Joining Ford means contributing to iconic brands and groundbreaking technologies while enjoying a dynamic, supportive work environment in Cologne, North Rhine-Westphalia.

Role Overview

As a Risk Controlling Specialist (Retail & Wholesale) at Ford Bank GmbH, you will play a pivotal role in safeguarding our financial portfolios. Based in Cologne, this full-time position focuses on retail and wholesale risk management within the automotive sector. You will analyze credit risks, develop predictive models, and ensure compliance with stringent regulatory standards. This role is ideal for finance professionals passionate about data-driven decision-making in a fast-paced industry. With Ford's global reach and local expertise, you'll impact everything from consumer auto loans to dealer financing.

Key Responsibilities

Your day-to-day will involve high-impact tasks essential to Ford Bank's success:

• Conduct in-depth monitoring and analysis of retail and wholesale credit portfolios to identify emerging risks.
• Build and maintain advanced financial models for stress testing and scenario analysis.
• Generate accurate management reports and contribute to regulatory submissions like BaFin requirements.
• Partner with sales, treasury, and product teams to optimize risk-adjusted returns.
• Drive implementation of risk mitigation strategies, enhancing portfolio resilience.

Qualifications & Requirements

To excel in this role, you should bring:

• A bachelor's or master's degree in Finance, Economics, Business Administration, or a related field.
• At least 3 years of experience in risk controlling, credit risk management, or internal auditing, preferably in banking or automotive finance.
• Proficiency in analytical tools such as Excel, SQL, Python, or SAS, with strong quantitative skills.
• In-depth knowledge of German financial regulations and automotive market dynamics.
• Excellent communication skills in German and English, with a keen eye for detail.

Certifications like FRM or CFA are highly advantageous.

Benefits & Perks

Ford Bank offers a premium compensation package designed for work-life balance and long-term security:

• Estimated salary range of €65,000 - €95,000 annually, based on experience and sector benchmarks, with performance-based bonuses.
• Comprehensive health insurance, company pension scheme, and wellness programs.
• Flexible hybrid work model, 30+ vacation days, and family-friendly policies.
• Exclusive employee discounts on Ford vehicles, leasing, and services.
• State-of-the-art office in Cologne with modern amenities and sustainable practices.

Career Growth

At Ford, your professional development is a priority. Access tailored training programs, mentorship from industry leaders, and internal mobility opportunities across Europe. Advance to senior risk manager roles, head of portfolio risk, or strategic finance positions. Ford's culture fosters innovation, with clear paths for high performers to lead transformative projects in electric vehicles and digital finance.

Why Join Us

Choose Ford Bank for more than a job—join a purpose-driven team shaping the future of mobility. In Cologne's vibrant hub, enjoy proximity to cultural landmarks, excellent transport links, and a thriving professional network. Ford values diversity, inclusion, and innovation, offering equal opportunities in a collaborative atmosphere. Be part of a company that's not just building cars but redefining sustainable transport with integrity and excellence.

Role FAQs

What is the work environment like?

A modern, collaborative space with hybrid flexibility, emphasizing teamwork and innovation.

Is relocation support available?

Yes, for qualified candidates, including assistance with housing and visa processes if applicable.

What tools will I use daily?

Advanced analytics software, ERP systems, and Ford's proprietary risk platforms.

How does Ford support work-life balance?

Through flexible hours, mental health resources, and generous leave policies.

Can I grow within Ford Bank?

Absolutely—our structured career framework ensures progression for dedicated talent.

Ready to accelerate your career? Apply now for this Risk Controlling Specialist role at Ford in Cologne and drive the future of automotive finance.