Credit & Collections Manager - Join Robert Half in Saint Paul, Minnesota

Are you a seasoned professional in credit analysis and commercial collections? Robert Half is partnering with a dynamic organization in Saint Paul, Minnesota, to find an exceptional Credit & Collections Manager for a contract opportunity. This pivotal role ensures financial stability through robust credit approval processes, strategic collections management, and compliance adherence. If you thrive in high-stakes financial environments and excel at mitigating risks while driving revenue recovery, this position offers the perfect platform to showcase your expertise. With Saint Paul's thriving business landscape, including Fortune 500 companies and growing industries, this role positions you at the heart of Minnesota's economic hub.

About the Role

As Credit & Collections Manager, you will lead the charge in safeguarding the company's financial health. Reporting to senior finance leadership, you'll oversee end-to-end credit operations for commercial accounts, from initial risk assessment to collections enforcement. This contract role demands a proactive leader who can balance analytical rigor with interpersonal finesse. Saint Paul, MN, offers an ideal setting with its low cost of living, vibrant downtown, and proximity to Minneapolis, making it a prime location for finance professionals seeking work-life balance. Robert Half provides unmatched support, leveraging our 70+ years of expertise to connect top talent like you with rewarding opportunities.

Key Responsibilities

Your day-to-day will be action-packed and impactful:

• Oversee and manage the credit approval process for commercial accounts, ensuring swift yet secure decisions.
• Conduct thorough credit analysis to assess financial risk, creditworthiness, and potential liabilities using tools like Dun & Bradstreet reports and financial statements.
• Develop and implement effective collection strategies, from automated reminders to personalized outreach, minimizing Days Sales Outstanding (DSO).
• Monitor accounts receivable portfolios, analyze aging trends, and forecast cash flow impacts to preempt delinquencies.
• Collaborate with sales, finance, and legal teams to establish and refine credit policies, procedures, and limits.
• Resolve complex disputes and negotiate payment arrangements, turning challenging accounts into reliable payers.
• Prepare detailed reports on credit and collections performance, including KPIs like collection rates and bad debt provisions, for executive review.
• Ensure full compliance with company policies, FDCPA regulations, and GAAP standards.
• Identify and champion process improvements, such as implementing AI-driven credit scoring or automated collections software.
• Provide mentorship and support to team members, fostering a high-performance culture aligned with departmental goals.

Required Qualifications

To succeed, you'll bring:

• 5+ years in credit analysis, commercial collections, or accounts receivable management.
• Bachelor's degree in Finance, Accounting, Business Administration, or related field.
• Proficiency in ERP systems (e.g., SAP, Oracle, NetSuite) and credit management software (e.g., Experian, CARM-Pro).
• Advanced Excel skills for data analysis, forecasting, and reporting.
• Strong knowledge of financial risk assessment, UCC filings, and bankruptcy proceedings.
• Exceptional negotiation and communication skills for customer interactions and cross-functional collaboration.
• Demonstrated leadership in guiding teams toward collections targets.
• Analytical mindset with a track record of reducing DSO and bad debt write-offs.

Certifications like NACM's Credit Business Associate (CBA) or Certified Collection Executive (CCE) are highly valued.

Why Join Us at Robert Half?

Robert Half isn't just a staffing firm; we're your career accelerator. This Credit & Collections Manager role in Saint Paul, MN, opens doors to contract-to-hire potential with innovative companies. Enjoy competitive pay (estimated $110K-$125K annualized), weekly payouts, and our renowned candidate experience. Benefit from our talent development programs, exclusive job alerts, and nationwide network. Saint Paul's appeal—world-class parks, cultural events, and a strong finance sector—combined with Robert Half's prestige, makes this a career-defining move. Apply today and elevate your finance career with the industry leader in specialized recruitment. Keywords: Credit Manager jobs Saint Paul MN, Collections Specialist Minnesota, AR Manager Robert Half.

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