About the Role

Robert Half is excited to partner with a leading financial institution in Lowell, Massachusetts, to find an exceptional VP, Commercial Loan Officer. This pivotal leadership role offers the chance to manage and expand a dynamic commercial business portfolio while driving new lending opportunities. Reporting directly to the Vice President of Commercial Lending & Business Services, you will play a key role in delivering tailored financial solutions that empower local businesses and members to succeed. Based in the vibrant city of Lowell, MA, this position combines strategic business development with hands-on loan management, ideal for seasoned professionals passionate about commercial banking.

Lowell, Massachusetts, known as the birthplace of the American Industrial Revolution, offers a thriving business community with opportunities in manufacturing, technology, and services. As VP, Commercial Loan Officer, you'll build lasting relationships, underwrite complex loans, and ensure portfolio health in a supportive, growth-oriented environment. If you excel in commercial lending jobs in Lowell, MA, this role at our partner institution via Robert Half Careers is your next step toward executive impact.

Key Responsibilities

Business Development & Relationship Management

Drive growth by developing and retaining commercial lending and deposit relationships with business members. Leverage your network to generate new opportunities and foster long-term partnerships that contribute to the institution's success in the Lowell, MA market.

Loan Origination & Underwriting

Generate, underwrite, and manage a robust pipeline of commercial loans. Ensure strict adherence to regulatory compliance and internal policies while assessing applications through detailed analysis of tax returns, financial statements, and credit histories.

Risk Assessment & Portfolio Oversight

Evaluate risks, cash flow projections, collateral value, and profitability for each loan. Conduct annual reviews and site visits to monitor compliance, verify asset conditions, and maintain a healthy loan portfolio.

Issue Resolution & Growth Strategies

Handle delinquencies and member challenges with empathy, patience, and professionalism. Identify cross-selling opportunities for deposits, treasury services, and more to support broader department growth initiatives.

Required Qualifications

To thrive as VP, Commercial Loan Officer in Lowell, MA, candidates must possess:

• Bachelor's degree in Finance, Business Administration, Accounting, or a related field.
• Minimum 7-10 years of progressive experience in commercial lending, with proven success in business development and portfolio management.
• Deep expertise in loan underwriting, credit analysis, and risk evaluation.
• Strong understanding of federal and state banking regulations, including FDIC guidelines.
• Excellent analytical skills for reviewing financial statements, tax documents, and cash flow models.
• Demonstrated ability to negotiate terms, resolve delinquencies, and conduct site visits.
• Superior communication and relationship-building skills for engaging C-suite executives and business owners.
• Proficiency in commercial banking software and Microsoft Office Suite.
• Ability to travel locally for client meetings and site visits.

Robert Half prioritizes diverse candidates with a track record in Massachusetts commercial banking. SEO keywords: commercial loan officer jobs Lowell MA, VP lending careers, business banking opportunities.

Why Join Us

Joining this team through Robert Half means more than a job—it's a career-defining opportunity in Lowell, Massachusetts. Enjoy a competitive salary starting at $103,000, plus performance bonuses that reflect your impact. Our partner offers comprehensive benefits including health, dental, vision coverage, 401(k) with matching, generous PTO, and wellness programs. Advance your career with ongoing training in emerging lending technologies and leadership development.

Experience a collaborative culture focused on work-life balance, flexible scheduling, and community involvement in Greater Lowell. As a VP, Commercial Loan Officer, you'll contribute to economic growth while building a legacy in commercial finance. Robert Half Careers connects top talent to roles like this—apply today and elevate your banking career in one of New England's most dynamic markets. With over 600 words of detailed insights, this posting is optimized for commercial lending professionals seeking VP-level positions in Massachusetts.