Senior Credit Analyst - Risk Rating
Siemens
Senior Credit Analyst - Risk Rating
Job Description
Senior Credit Analyst
Here at Siemens, we take pride in enabling sustainable progress through technology. We do this through empowering customers by combining the real and digital worlds. Improving how we live, work, and move today and for the next generation! We know that the only way a business thrive is if our people are thriving. That’s why we always put our people first. Our global, diverse team would be happy to support you and challenge you to grow in new ways. Who knows where our shared journey will take you?
Transform the everyday with us
We are seeking an energized Senior Credit Analyst primarily in the field of Cash Flow Financing. Risk Controlling – Risk Rating is part of the Siemens Financial Services, Inc (SFS) Risk Controlling function that is headquartered in Munich, Germany, which provides analytical expertise to all SFS’s Business Units and SFS Management, globally.
Within Risk Controlling – Risk Rating Americas, you will evaluate the financial and business risks primarily of U.S. obligors across a wide range of industries. You will provide independent and highly competent risk assessments.
We are looking for a Senior Credit Analyst based out of Iselin, NJ.
What part will you play?
- Independently evaluate financial and business risks, primarily of obligors within the Cash Flow Financing business sector
- Prepare high quality rating reports for new lending opportunities as well as for existing portfolio obligors
- Present analyses for approval to the Team leader and/or the Head of Risk Control-Risk Rating Americas, as determined by the validity amount
- Develop a comprehensive understanding of the SFS rating methodologies and how they relate to the cash flow financing analysis
- Aid in the ongoing monitoring of the creditworthiness of portfolio obligors on a timely basis
- Develop strong relationships with Risk Management to improve and maintain an efficient rating process
- Judiciously recommend and approve obligor ratings within rating authority, once delegated
- Actively cross-train, amongst the various rating disciplines, in order to assist in other areas if called upon to do so
You will impress us with the follow qualifications:
Basic qualifications:
- 8+ years of relevant work experience within the credit/rating analysis field
- Minimum 4-year college degree in either Finance, Accounting or Economics
- Deliver persuasive presentations and articulate financial insights with confidence
- Stay organized and manage time effectively in a fast-paced environment
- Collaborate seamlessly with teams and build strong relationships
- Analyze financial models and translate data into actionable recommendations
- Leverage technical expertise in Microsoft Excel and Word for financial reporting
- Craft clear, well-structured reports and analyses, ensuring accuracy and clarity in all written communication
You’ll benefit from:
- Siemens offers a variety of health and wellness benefits to our employees. Details regarding our benefits can be found here: https://www.benefitsquickstart.com/siemens/index.html
- The pay range for this position is $118,300 - $202,800 along with an incentive bonus. The actual wage offered may be lower or higher depending on budget and candidate experience, knowledge, skills, qualifications and premium geographic location.
#LI-WK1
Equal Employment Opportunity Statement
Siemens is an Equal Opportunity Employer encouraging inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to their race, color, creed, religion, national origin, citizenship status, ancestry, sex, age, physical or mental disability unrelated to ability, marital status, family responsibilities, pregnancy, genetic information, sexual orientation, gender expression, gender identity, transgender, sex stereotyping, order of protection status, protected veteran or military status, or an unfavorable discharge from military service, and other categories protected by federal, state or local law.
EEO is the Law
Applicants and employees are protected from discrimination on the basis of race, color, religion, sex, national origin, or any characteristic protected by Federal or other applicable law.
Reasonable Accommodations
If you require a reasonable accommodation in completing a job application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please fill out the accommodations form by clicking on this link Accommodation
for disability form. If you’re unable to complete the form, you can reach out to our AskHR team for support at 1-866-743-6367. Please note our AskHR representatives do not have visibility of application or interview status.
Pay Transparency
Siemens follows Pay Transparency laws.
California Privacy Notice
California residents have the right to receive additional notices about their
personal information. To learn more, click here.
Qualified applications with arrest or conviction records will be considered for employment in accordance with applicable local and state laws.
Locations
- Iselin, New Jersey, United States of America
- Malvern, Pennsylvania, United States of America
- New York City, New York, United States of America
Salary
70,000 - 120,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Microsoft Excelintermediate
- Microsoft Wordintermediate
- Financial modelingintermediate
- Data analysisintermediate
- Persuasive presentationsintermediate
- Time managementintermediate
- Team collaborationintermediate
Required Qualifications
- 8+ years relevant work experience in credit/rating analysis (experience)
- 4-year college degree in Finance, Accounting or Economics (experience)
Responsibilities
- Evaluate financial and business risks of obligors in Cash Flow Financing
- Prepare high quality rating reports
- Present analyses for approval
- Monitor creditworthiness of portfolio obligors
- Develop relationships with Risk Management
- Recommend and approve obligor ratings
- Cross-train in various rating disciplines
Answer 10 quick questions to check your fit for Senior Credit Analyst - Risk Rating @ Siemens.
Related Books and Jobs
Senior Credit Analyst - Risk Rating
Siemens
Senior Credit Analyst - Risk Rating
Job Description
Senior Credit Analyst
Here at Siemens, we take pride in enabling sustainable progress through technology. We do this through empowering customers by combining the real and digital worlds. Improving how we live, work, and move today and for the next generation! We know that the only way a business thrive is if our people are thriving. That’s why we always put our people first. Our global, diverse team would be happy to support you and challenge you to grow in new ways. Who knows where our shared journey will take you?
Transform the everyday with us
We are seeking an energized Senior Credit Analyst primarily in the field of Cash Flow Financing. Risk Controlling – Risk Rating is part of the Siemens Financial Services, Inc (SFS) Risk Controlling function that is headquartered in Munich, Germany, which provides analytical expertise to all SFS’s Business Units and SFS Management, globally.
Within Risk Controlling – Risk Rating Americas, you will evaluate the financial and business risks primarily of U.S. obligors across a wide range of industries. You will provide independent and highly competent risk assessments.
We are looking for a Senior Credit Analyst based out of Iselin, NJ.
What part will you play?
- Independently evaluate financial and business risks, primarily of obligors within the Cash Flow Financing business sector
- Prepare high quality rating reports for new lending opportunities as well as for existing portfolio obligors
- Present analyses for approval to the Team leader and/or the Head of Risk Control-Risk Rating Americas, as determined by the validity amount
- Develop a comprehensive understanding of the SFS rating methodologies and how they relate to the cash flow financing analysis
- Aid in the ongoing monitoring of the creditworthiness of portfolio obligors on a timely basis
- Develop strong relationships with Risk Management to improve and maintain an efficient rating process
- Judiciously recommend and approve obligor ratings within rating authority, once delegated
- Actively cross-train, amongst the various rating disciplines, in order to assist in other areas if called upon to do so
You will impress us with the follow qualifications:
Basic qualifications:
- 8+ years of relevant work experience within the credit/rating analysis field
- Minimum 4-year college degree in either Finance, Accounting or Economics
- Deliver persuasive presentations and articulate financial insights with confidence
- Stay organized and manage time effectively in a fast-paced environment
- Collaborate seamlessly with teams and build strong relationships
- Analyze financial models and translate data into actionable recommendations
- Leverage technical expertise in Microsoft Excel and Word for financial reporting
- Craft clear, well-structured reports and analyses, ensuring accuracy and clarity in all written communication
You’ll benefit from:
- Siemens offers a variety of health and wellness benefits to our employees. Details regarding our benefits can be found here: https://www.benefitsquickstart.com/siemens/index.html
- The pay range for this position is $118,300 - $202,800 along with an incentive bonus. The actual wage offered may be lower or higher depending on budget and candidate experience, knowledge, skills, qualifications and premium geographic location.
#LI-WK1
Equal Employment Opportunity Statement
Siemens is an Equal Opportunity Employer encouraging inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to their race, color, creed, religion, national origin, citizenship status, ancestry, sex, age, physical or mental disability unrelated to ability, marital status, family responsibilities, pregnancy, genetic information, sexual orientation, gender expression, gender identity, transgender, sex stereotyping, order of protection status, protected veteran or military status, or an unfavorable discharge from military service, and other categories protected by federal, state or local law.
EEO is the Law
Applicants and employees are protected from discrimination on the basis of race, color, religion, sex, national origin, or any characteristic protected by Federal or other applicable law.
Reasonable Accommodations
If you require a reasonable accommodation in completing a job application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please fill out the accommodations form by clicking on this link Accommodation
for disability form. If you’re unable to complete the form, you can reach out to our AskHR team for support at 1-866-743-6367. Please note our AskHR representatives do not have visibility of application or interview status.
Pay Transparency
Siemens follows Pay Transparency laws.
California Privacy Notice
California residents have the right to receive additional notices about their
personal information. To learn more, click here.
Qualified applications with arrest or conviction records will be considered for employment in accordance with applicable local and state laws.
Locations
- Iselin, New Jersey, United States of America
- Malvern, Pennsylvania, United States of America
- New York City, New York, United States of America
Salary
70,000 - 120,000 USD / yearly
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- Microsoft Excelintermediate
- Microsoft Wordintermediate
- Financial modelingintermediate
- Data analysisintermediate
- Persuasive presentationsintermediate
- Time managementintermediate
- Team collaborationintermediate
Required Qualifications
- 8+ years relevant work experience in credit/rating analysis (experience)
- 4-year college degree in Finance, Accounting or Economics (experience)
Responsibilities
- Evaluate financial and business risks of obligors in Cash Flow Financing
- Prepare high quality rating reports
- Present analyses for approval
- Monitor creditworthiness of portfolio obligors
- Develop relationships with Risk Management
- Recommend and approve obligor ratings
- Cross-train in various rating disciplines
Answer 10 quick questions to check your fit for Senior Credit Analyst - Risk Rating @ Siemens.
Related Books and Jobs