Sr. Financial Analyst
U.S. Bank
Sr. Financial Analyst
Job Description
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
The Senior Financial Analyst supports the bank’s corporate, institutional, and personal trust businesses by managing and analyzing complex balance sheet and fee income activities. This role is responsible for managing and analyzing complex balance sheet and fee income activities while providing insightful reporting to Trust Business Line leaders to guide strategic decision-making. The ideal candidate will have advanced analytical skills, the ability to work with large data sets, and a deep understanding of financial systems interactions. The position requires a high degree of autonomy and self-direction, with the ability to take initiative and deliver results independently. Successful performance in this role offers potential for advancement into a management or leadership position.
Key Responsibilities
Oversee deposits including customer funds, overdrafts, and uninvested cash.
Analyze system flows that drive balance fluctuations and identify sources of variance.
Act as a liaison with Treasury and Consolidated Reporting teams to ensure accurate, timely communication of balance sheet activities.
Oversee fee income processes such as receivables, accruals, and deferrals.
Prepare and present variance analysis comparing actuals to forecasts, highlighting key drivers and trends.
Trace data sources and document system interactions to ensure data integrity and transparency.
Summarize complex data into clear, actionable insights for management and stakeholders.
Identify and drive process improvements including automation and standardization of reporting tools.
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically five or more years of related experience
Preferred Skills/Experience
- Expertise in analyzing actuals versus forecasts.
- Proficiency in consuming and integrating large volumes of data into meaningful formats.
- Skill in tracing data sources and understanding system integrations.
- Advanced Excel skills and experience with financial systems. Power BI, Power Query, Power Automate, SQL, Copilot skills preferred.
- Strong communication skills with ability to collaborate across departments.
- High attention to detail, organizational skills, and ability to manage multiple priorities.
- Strong analytical and problem-solving skills with ability to present complex financial information to non-financial stakeholders.
- CPA or Master's degree preferred
The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,175.00 - $115,500.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
Locations
- Saint Louis, MO, United States
Salary
98,175 - 115,500 USD / yearly
98,175 - 115,500 USD / yearly
Source: Disclosed
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- analyzing balance sheet and fee income activitiesintermediate
- variance analysis (actuals vs forecasts)intermediate
- managing large data setsintermediate
- advanced Excel, Power BI, SQLintermediate
- financial reporting and insightsintermediate
- process improvement and automationintermediate
- cross-department collaborationintermediate
- problem-solving and presenting complex dataintermediate
Required Qualifications
- Bachelor's degree or equivalent work experience (experience)
- Typically 5+ years of related experience (experience)
- CPA or Master's degree preferred (experience)
Responsibilities
- Oversee deposits, overdrafts, and uninvested cash
- Analyze system flows and balance fluctuations
- Liaise with Treasury and Reporting teams
- Oversee fee income processes (receivables, accruals)
- Prepare and present variance analysis
- Trace data sources and ensure integrity
- Drive process improvements and automation
Benefits
- general: Healthcare (medical, dental, vision)
- general: Basic term and optional term life insurance
- general: Short-term and long-term disability
- general: Pregnancy disability and parental leave
- general: 401(k) and employer-funded retirement plan
- general: Paid vacation (2-5 weeks)
- general: Up to 11 paid holidays
- general: Adoption assistance
- general: Sick and Safe Leave
Answer 10 quick questions to check your fit for Sr. Financial Analyst @ U.S. Bank.
Sr. Financial Analyst
U.S. Bank
Sr. Financial Analyst
Job Description
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
The Senior Financial Analyst supports the bank’s corporate, institutional, and personal trust businesses by managing and analyzing complex balance sheet and fee income activities. This role is responsible for managing and analyzing complex balance sheet and fee income activities while providing insightful reporting to Trust Business Line leaders to guide strategic decision-making. The ideal candidate will have advanced analytical skills, the ability to work with large data sets, and a deep understanding of financial systems interactions. The position requires a high degree of autonomy and self-direction, with the ability to take initiative and deliver results independently. Successful performance in this role offers potential for advancement into a management or leadership position.
Key Responsibilities
Oversee deposits including customer funds, overdrafts, and uninvested cash.
Analyze system flows that drive balance fluctuations and identify sources of variance.
Act as a liaison with Treasury and Consolidated Reporting teams to ensure accurate, timely communication of balance sheet activities.
Oversee fee income processes such as receivables, accruals, and deferrals.
Prepare and present variance analysis comparing actuals to forecasts, highlighting key drivers and trends.
Trace data sources and document system interactions to ensure data integrity and transparency.
Summarize complex data into clear, actionable insights for management and stakeholders.
Identify and drive process improvements including automation and standardization of reporting tools.
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically five or more years of related experience
Preferred Skills/Experience
- Expertise in analyzing actuals versus forecasts.
- Proficiency in consuming and integrating large volumes of data into meaningful formats.
- Skill in tracing data sources and understanding system integrations.
- Advanced Excel skills and experience with financial systems. Power BI, Power Query, Power Automate, SQL, Copilot skills preferred.
- Strong communication skills with ability to collaborate across departments.
- High attention to detail, organizational skills, and ability to manage multiple priorities.
- Strong analytical and problem-solving skills with ability to present complex financial information to non-financial stakeholders.
- CPA or Master's degree preferred
The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,175.00 - $115,500.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
Locations
- Saint Louis, MO, United States
Salary
98,175 - 115,500 USD / yearly
98,175 - 115,500 USD / yearly
Source: Disclosed
* This is an estimated range based on market data and may vary based on experience and qualifications.
Skills Required
- analyzing balance sheet and fee income activitiesintermediate
- variance analysis (actuals vs forecasts)intermediate
- managing large data setsintermediate
- advanced Excel, Power BI, SQLintermediate
- financial reporting and insightsintermediate
- process improvement and automationintermediate
- cross-department collaborationintermediate
- problem-solving and presenting complex dataintermediate
Required Qualifications
- Bachelor's degree or equivalent work experience (experience)
- Typically 5+ years of related experience (experience)
- CPA or Master's degree preferred (experience)
Responsibilities
- Oversee deposits, overdrafts, and uninvested cash
- Analyze system flows and balance fluctuations
- Liaise with Treasury and Reporting teams
- Oversee fee income processes (receivables, accruals)
- Prepare and present variance analysis
- Trace data sources and ensure integrity
- Drive process improvements and automation
Benefits
- general: Healthcare (medical, dental, vision)
- general: Basic term and optional term life insurance
- general: Short-term and long-term disability
- general: Pregnancy disability and parental leave
- general: 401(k) and employer-funded retirement plan
- general: Paid vacation (2-5 weeks)
- general: Up to 11 paid holidays
- general: Adoption assistance
- general: Sick and Safe Leave
Answer 10 quick questions to check your fit for Sr. Financial Analyst @ U.S. Bank.