Company Description

As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable, and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analogue to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You're an Individual. We're the team for you. Together, let's transform the way the world pays.

Job Description

Team Summary

Visa Consulting & Analytics (VCA) Australia, New Zealand, and South Pacific (AUNZSP) is Visa's advisory division, working with Visa's clients on a broad range of key business initiatives including strategy, operational optimisation, customer engagement and overall business profitability.

VCA is made up of three services lines - Advisory, Data Science and Implementation Services, the latter being the execution arm of VCA. Our Implementation Services squads are embedded on client sites leading long-term engagements and delivering value primarily through implementation and execution services. We deliver objectives from a shared value agenda but are also closely connected to the broader VCA team, sharing knowledge, and bringing the best of Visa to the client.

We are seeking a Senior Java Developer to join one of our banking clients in Wellington on a 12-month fixed-term contract, starting in January/February 2026. In this embedded role, you’ll help deliver new-generation digital lending experiences. As part of a collaborative, customer-focused team, you’ll report to the Engineering Lead and work closely with Solution Architects, developers, testers, and analysts. Your expertise in Java technologies will be key to delivering high-quality, scalable outcomes that create real value for our client’s customers.

Enjoy a competitive salary, wellbeing benefits, and opportunities for professional growth within a supportive environment. Take the next step in your career and make an impact, apply today!

Role Summary & Responsibilities

As a Senior Java Developer, you will play a key role in designing, building, and integrating new credit card and personal loan application forms with our client’s systems. You’ll enable real-time conditional approvals and seamless customer experiences, contributing to API development, authentication handling, and quality assurance through modern testing and observability practices. You’ll work closely with Solution Architects, developers, testers, and analysts to deliver secure, scalable, and integrated solutions for credit origination.

You’ll help our client deliver the right solutions efficiently, foster strong cross-functional relationships, and influence technical direction through clear communication. You’ll proactively manage risks, ensure quality and timely delivery, and support the growth of others through coaching, feedback, and knowledge sharing.

Highlights of your role include:

• Deliver complex features and integrations, ensuring quality and strategic alignment.
• Design and build robust, scalable systems using advanced engineering knowledge.
• Develop and integrate RESTful APIs, handle authentication (JWT), and work with asynchronous systems (e.g., PubSub Messaging, MQ).
• Champion unit testing, code quality, and observability practices.
• Collaborate across disciplines, mentor others, and contribute to Agile delivery.

Qualifications

Key Requirements:

• 7+ years’ professional engineering experience in financial services, ideally working in unsecured lending and cards processing ecosystems.
• Excellent communication, collaboration, and technical leadership skills are critical to the success in this role.
• Advanced Java development, MS SQL or other relational databases.
• Experience with Spring Boot, CI/CD platforms (Jenkins, Github Actions, Spinnaker), and observability tools (Dynatrace, DataDog, Splunk).
• Skilled in component-based architecture, API development, and integration with asynchronous systems.
• Familiarity with other languages (.NET, Python, Ruby) is a plus.
• Relevant tertiary qualification or equivalent experience.

Note, you’re not expected to have 100% of these skills. If you have most of the skills required and this role sounds exciting to you, we'd love to hear from you!

The role will be based in Wellington CBD in a hybrid work environment (minimum 3 days in office per week).

Why this is important to Visa

This role is pivotal to our client’s strategic objectives, driving digital-first product transformation and championing technology innovation in financial services. By architecting secure, scalable, and user-centric solutions, you will help the bank deliver seamless customer journeys and future-ready lending capabilities. This role directly supports Visa’s mission to shape the future of commerce, ensuring the company remains a leader in delivering value to clients and their customers through reliable, innovative financial solutions

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.