FinCrime Compliance Lead / AMLCO & MLRO

Location: Global

Team: General

About the Role

Wise Europe is seeking a FinCrime Compliance Lead / AMLCO & MLRO to join its 2LOD Compliance team in Brussels, reporting to the Head of Compliance. This pivotal role leads the Financial Crime Oversight team, ensuring robust mitigation of financial crime risks through effective systems and controls across the EEA. You will oversee AML compliance, high-risk customer approvals, SARs, and reporting to the Board and management, while representing Wise to regulators and partners. Ideal candidates bring 10+ years of AML/CTF expertise in dynamic environments, with a passion for process improvement and framework development. Strong communication, team leadership, and a detail-oriented approach are essential, alongside fluency in English and French/Dutch. Join Wise in building the future of global money movement without borders. This global role offers competitive compensation (11110-14010 EUR monthly), flexible working, RSUs, health benefits, and a diverse, inclusive culture committed to your growth and impact.

Key Responsibilities

• Lead the 2LOD Financial Crime team overseeing financial crime compliance for Wise Europe
• Oversee implementation of Belgian AML Law and ancillary regulations across EEA market
• Supervise Wise Europe financial crime controls ensuring risks are mitigated in operations
• Develop and maintain Financial Crime oversight framework
• Oversee approval of high-risk customers and Suspicious Activity Reports
• Prepare quarterly compliance reports to Board of Directors on financial crime
• Prepare periodic reporting to Effective Leaders (daily management)
• Represent financial crime oversight to regulators, auditors, and partners
• Lead and manage team of financial crime oversight staff, mentor and support team members

Required Qualifications

• Expert in AML/CTF compliance with minimum 10 years experience
• Currently working or have worked in financial crime compliance, preferably in fast-paced environment
• Fluent in English
• Fluent in French or Dutch
• Willing to travel to other offices as required

Preferred Qualifications

• Experience designing and challenging processes across multiple products
• Experience in a fintech or similar fast-paced environment
• Demonstrable understanding of Wise's mission and its intersection with compliance

Required Skills

• AML/CTF expertise
• Process design and challenge
• Framework development
• Risk oversight and mitigation
• Reporting and MI preparation
• External stakeholder engagement
• Team leadership and mentoring
• Effective communication (written and spoken)
• Sense of urgency and deadline management
• Meticulous attention to detail
• Collaboration and relationship building

Benefits

• RSUs (stock options)
• Flexible working
• Parental leave
• Learning budget
• Paid sabbatical after 4 years
• Health insurance
• Company retreat
• Wise card

Wise is an equal opportunity employer committed to building a diverse workforce.