FinCrime Investigator - AML Investigations

Location: Global

Team: General

About the Role

Wise is a global technology company revolutionizing how people and businesses move and manage money across borders with minimal fees, maximum ease, and full speed. Join our growing AML Investigations team in Kuala Lumpur as a FinCrime Investigator to protect customers and Wise by investigating and reporting suspicious activity, directly impacting our mission to create a new network for the world's money—for everyone, everywhere. In this role, you'll conduct thorough reviews of alerted accounts, analyze payment patterns, gather supporting documents, and own investigations while escalating risks per procedures. You'll also collaborate with product and developer teams to enhance compliance in our platform, offering a unique chance to specialize in anti-money laundering and contribute to saving millions more people money without borders. We're seeking meticulous, logical thinkers with excellent English skills, eligible to work in Kuala Lumpur, who thrive under pressure, communicate concisely, and embrace feedback in a diverse, inclusive environment. Apply with your CV and a cover letter explaining your interest in AML Investigations and why you're a great fit—no cover letter means no consideration!

Key Responsibilities

• Carry out reviews on alerted accounts using internal and external information
• Assess actual payment activity and payment patterns
• Obtain further supporting information to mitigate ML/TF concerns
• Request and analyse supporting documents when needed
• Take ownership of individual investigations and escalate suspicious activity per internal procedures
• Participate in feedback loops with developers/product teams to improve product quality from a compliance perspective
• Other ad hoc duties as needed

Required Qualifications

• Eligible to work in Kuala Lumpur
• Excellent verbal and written English skills

Preferred Qualifications

• Previous experience in AML or investigating suspicious activity

Required Skills

• Exceptionally inquisitive mind
• Great eye for detail and meticulousness
• Exceptional logical thinking
• Great communication skills (written and verbal)
• Ability to articulate and justify decisions confidently
• Ability to work under pressure and multitask
• Curiosity, eagerness to learn, and proactivity
• True team player comfortable with independent work
• Openness to feedback for improvement

Benefits

• RSUs (stock options)
• Flexible working
• Me days and mission days
• Paid sabbatical after 4 years
• Health insurance
• Company retreat
• Wise card
• Diversity, equity and inclusion initiatives

Wise is an equal opportunity employer committed to building a diverse workforce.