FinCrime Operations Senior Analyst - PEP/AM Focus

Location: Global

Team: General

About the Role

Wise is a global technology company revolutionizing the way people and businesses move and manage money worldwide, with min fees, max ease, and full speed. We're seeking a FinCrime Operations Senior Analyst (PEP/AM Focus) to join our Budapest team, playing a vital role in safeguarding Wise and its customers by identifying and mitigating financial crime risks. In this position, you'll conduct thorough alert reviews, investigations, risk-based due diligence on high-risk customers, and ensure compliance with regulations while contributing to process improvements. Core responsibilities include analyzing customer activities with deep compliance knowledge, making decisive risk-based decisions, documenting findings for audit trails, escalating suspicious patterns, and meeting KPIs with quality and speed. You'll communicate professionally with customers and teams, driving the integrity of Wise's services. With 1-2 years of relevant experience and strong English skills, this role offers growth in financial crime operations within a mission-driven company. Compensation is 740,000 HUF gross/monthly + RSUs. This role requires work authorization in Hungary (no visa sponsorship). Join us to make a meaningful impact in a flexible, inclusive environment with exciting benefits.

Key Responsibilities

• Conduct thorough reviews of customer and payment activity, applying a deep understanding of compliance frameworks, regulations, and emerging typologies to accurately identify and discount or escalate alerts.
• Perform meticulous due diligence on high-risk customers and businesses using diverse data sources (public/internal records) to establish risk profiles and document findings clearly and audibly.
• Take decisive, risk-based decisions on complex cases. Accurately document all findings, decision rationales, and steps taken, ensuring audit trails withstand internal and external scrutiny.
• Review transaction history to identify unusual patterns and escalate suspicious activity or critical control weaknesses to the Reporting, AML, or Fraud teams in a timely and precise manner.
• Contribute to the continuous improvement of FinCrime operations by flagging systemic inefficiencies, suggesting actionable enhancements, and helping to identify new typologies.
• Consistently achieve individual and team targets (KPIs, SLAs) with a strong commitment to both quality and speed.
• Communicate clearly, professionally, and empathetically with customers to obtain necessary clarifications.

Required Qualifications

• Strong verbal and written communication skills in English, with the ability to produce clear, concise, accurate, and professional reports, summaries, and customer communications. Additional languages are a plus.
• 1-2 years of experience in operations, compliance, or a related field, preferably with exposure to financial crime, KYC/AML, or fraud prevention.
• Basic understanding of global financial crime regulations, best practices and applicable standards.
• Ability to work independently and make decisions within well-defined procedures.
• Proven capacity to maintain a high level of quality and accuracy, with a strong commitment to precise process adherence and meeting established standards, even when managing routine tasks or high workloads.
• Willingness to work flexible hours, including shifts, weekends, and public holidays as needed.
• Proactive attitude with a willingness to learn and develop in the financial crime domain.

Preferred Qualifications

• Bachelor’s degree in Finance, Business Administration, Law, Analytics, Audit or other related field.
• Certifications: ICA, CAMS, or equivalent certification (EDD/AML/fraud/screening/risk and control management/ focused).
• Finance/accounting background is a plus.
• Familiarity with Business Intelligence (BI) tools such as Looker.

Required Skills

• Strong verbal and written communication skills in English
• Documentation skills
• Organizational skills
• Multitasking and prioritization
• Decision-making within procedures
• Risk-based analysis
• Compliance knowledge
• Process improvement mindset
• Customer communication
• Time management under pressure

Benefits

• RSUs (stock options)
• Flexible working
• Parental leave
• Learning budget
• Paid sabbatical after 4 years
• Health insurance
• Company retreat
• Wise card

Wise is an equal opportunity employer committed to building a diverse workforce.