FinCrime Operations Senior Analyst - PEP/AM

Location: Global

Team: General

About the Role

Wise is a global technology company revolutionizing how the world moves and manages money with min fees, max ease, and full speed. As a FinCrime Operations Senior Analyst - PEP/AM, you'll safeguard Wise and its customers by conducting in-depth investigations into alerts and escalations, performing due diligence, and analyzing transaction patterns for potential financial crime risks. This role focuses on PEP screening and monitoring within our global operations team, ensuring compliance with regulations while contributing to process enhancements in a dynamic fintech environment. Your days will involve reviewing customer activities across Wise products, leveraging internal and external data to assess risks, documenting findings with precision, and escalating high-profile issues. You'll stay ahead of evolving crime trends, collaborate across FinCrime functions, and drive operational improvements to maintain the integrity of our services. This position offers a $29.80 USD hourly rate in Austin with flexible global opportunities to grow your expertise in financial crime operations.

Key Responsibilities

• Conduct thorough reviews and investigations of customer and payment activity to identify financial crime risks
• Perform due diligence on customers using websites, financial statements, and databases
• Analyze risk factors, transaction history, and product usage for suspicious patterns
• Escalate high-risk alerts, suspicious activities, or critical incidents to relevant teams
• Maintain detailed records and audit trails compliant with regulations and policies
• Stay updated on KYC/AML regulations, trends, and internal procedures
• Identify process improvements, bugs, and emerging crime typologies
• Collaborate with team members and FinCrime functions to enhance operations

Required Qualifications

• Experience in financial crime operations, AML, KYC, or fraud investigations
• Strong understanding of compliance frameworks and regulatory environments
• Proven ability to conduct thorough due diligence using public and internal data sources
• Excellent analytical skills with experience handling large volumes of transaction data
• Knowledge of financial crime trends, typologies, and risk assessment methodologies

Preferred Qualifications

• Experience with PEP (Politically Exposed Persons) screening and monitoring
• Background in transaction monitoring and alert triage
• Familiarity with Wise products or similar fintech payment services
• Advanced skills in documentation and audit trail maintenance

Required Skills

• Analytical thinking and investigation skills
• Risk assessment and decision-making
• Due diligence and research proficiency
• Transaction monitoring expertise
• Regulatory compliance knowledge (KYC/AML)
• Documentation and record-keeping accuracy
• Attention to detail
• Process improvement mindset
• Team collaboration and communication
• Adaptability to financial crime trends

Benefits

• RSUs (stock options)
• Flexible working
• Parental leave
• Learning budget
• Paid sabbatical after 4 years
• Health insurance
• Company retreat
• Wise card

Wise is an equal opportunity employer committed to building a diverse workforce.