FinCrime Reporting Specialist - Fraud

Location: Global

Team: General

About the Role

Wise is a global technology company on a mission to build the best way to move and manage the world’s money with min fees, max ease, and full speed. As a FinCrime Reporting Specialist - Fraud in our Tallinn team, you’ll join the Fraud Reporting team to ensure suspicious activity reporting meets stringent regulatory obligations, directly supporting our fight against financial crime and protecting customers. This role offers a unique opportunity to deepen your expertise in financial crime investigations, typologies, and reporting while contributing to a rapidly growing global company. Your primary responsibility will be reviewing and reporting suspicious activity escalations from internal teams, assessing risks, filing reports per regional obligations, and maintaining impeccable audit trails. You’ll analyze transactions, consolidate data into regulatory-ready reports, liaise with authorities when needed, and mentor new team members. With a focus on compliance, customer protection, and process improvement, you’ll make a tangible impact on Wise’s platform integrity. We’re seeking detail-oriented professionals with 2+ years in compliance or operations, excellent English communication, and a proactive mindset. Enjoy flexible working, RSUs, health benefits, and more while growing in a collaborative, mission-driven environment.

Key Responsibilities

• Analyze transaction and customer information to identify risks, trends, and suspicious activity reporting obligations
• Report escalated cases externally within internal and external SLAs, ensuring the highest quality standards
• Consolidate complex data sets into clear, concise, and actionable reports suitable for regulatory submission
• Assess and discount escalations where no financial crime risk has been identified
• Maintain accurate documentation for all filings and decisions, ensuring a comprehensive audit trail
• Liaise with FIUs and law enforcement agencies upon need
• Escalate incidents and vulnerable customer cases in a timely manner
• Act as a mentor for new employees, providing guidance and technical support

Required Qualifications

• 2+ years of experience in operations, compliance, or a related field, preferably with exposure to financial crime or AML processes
• Excellent verbal and written communication skills in English
• Proficiency in using standard office software; aptitude to quickly learn AML/compliance-related systems
• Strong organizational skills with the ability to multitask, prioritize effectively, and manage time efficiently
• Willingness to work flexible hours, including shifts, weekends, and public holidays as needed

Preferred Qualifications

• Additional languages are a plus
• Experience liaising with FIUs and law enforcement agencies
• Prior mentoring experience with new employees

Required Skills

• Meticulous attention to detail
• Excellent communication and documentation skills
• Ability to analyze transaction data and identify patterns/anomalies
• Inquisitive mindset
• Strong ethical compass
• Ability to work independently within well-defined procedures
• Adaptability to procedural changes in a fast-paced environment
• Proactive attitude with willingness to learn
• Clear, professional, and empathetic customer communication
• Time management and prioritization in challenging situations

Benefits

• RSUs (stock options)
• Flexible working
• Parental leave
• Learning budget
• Paid sabbatical after 4 years
• Health insurance
• Company retreat
• Wise card

Wise is an equal opportunity employer committed to building a diverse workforce.