Liquidity Director

Location: Global

Team: General

About the Role

Wise, a global technology company revolutionizing the way the world moves and manages money, is seeking a Liquidity Director to centralize and elevate our first-line liquidity risk management. As we diversify our product offerings and enhance risk strategies, you will lead the development of a comprehensive liquidity framework, collaborating with treasury, product, risk, and engineering teams to ensure alignment under both business-as-usual and stress scenarios. Your expertise will drive cost efficiency, stability, and instantaneous client transactions, unlocking new customer growth worldwide. In this pivotal role, you will own the end-to-end liquidity risk strategy, from real-time monitoring and forecasting to intraday management and regulatory alignment. Partnering across functions, you’ll optimize buffers, funding streams like repos, and regional allocations while staying ahead of fintech and banking trends. If you thrive in dynamic, cross-functional environments and have proven liquidity experience in neobanks or fintechs, join us to build money without borders. At Wise, leaders embody our 4D framework—Design, Drive, Develop, Disrupt—empowering autonomous teams to deliver customer impact. Enjoy flexible global work, RSUs, health benefits, and a culture celebrating diversity for everyone, everywhere.

Key Responsibilities

• Work as part of a cross functional Liquidity team to manage liquidity risk and positively impact customers through speed, price and convenience
• Contribute to the vision and direction of the liquidity team and lead the development of Wise’s liquidity risk management strategy considering current and future global regulatory obligations
• Own the overall liquidity risk framework, developing and enhancing what exists and aligning with Risk Owners, Treasury Squad leads and ALCO
• Ensure risk owners and managers have set appropriate requirements to monitor real-time usage/availability of liquidity and aligned long-term liquidity forecasts
• Work with FX, Cash and Asset Management and other Treasury teams to develop an effective intraday liquidity management framework
• Consider funding streams (i.e. repos), buffer optimisation, regional/entity liquidity needs/allocations
• Stay at the forefront of industry trends, regulatory changes, and emerging risks affecting liquidity management in fintechs and banks

Required Qualifications

• Significant experience working across liquidity management in a neo bank and/or major fintech, ideally with some payments or global remittance experience
• Expertise in key liquidity metrics and liquidity regulations
• Proven understanding of operational liquidity e.g. cash flow management
• Experience working with good governance and effective liquidity control frameworks
• Ability to formulate internal policy and frameworks, specifically around liquidity allocation

Preferred Qualifications

• Experience in payments or global remittance
• Understanding of monetisation techniques for fixed income instruments such as implementation of Repos

Required Skills

• Liquidity risk management from supply to usage
• Cross-functional collaboration with treasury and product teams
• Framework development for sourcing, usage, allocation and costing of liquidity
• Real-time liquidity monitoring and forecasting
• Intraday liquidity management
• Knowledge of FX, Cash and Asset Management
• Regulatory compliance in liquidity
• Cash flow management
• Repos and fixed income monetisation
• Confident communication and adaptable approach

Benefits

• RSUs (stock options)
• Flexible working
• Parental leave
• Learning budget
• Paid sabbatical after 4 years
• Health insurance
• Company retreat
• Wise card

Wise is an equal opportunity employer committed to building a diverse workforce.