Money Laundering Reporting Officer - Sweden

Location: Global

Team: General

About the Role

Wise is a global technology company revolutionizing how the world moves and manages money with minimal fees, maximum ease, and full speed. We are seeking a highly skilled Money Laundering Reporting Officer (MLRO) for our Sweden team to oversee AML/CTF compliance, safeguard against financial crime, and serve as the key liaison with Swedish regulatory bodies and law enforcement. This pivotal role ensures our operations align with Swedish, EEA, and international regulations while fostering a culture of compliance across the organization. As MLRO, you will lead risk assessments, develop robust policies, submit SARs, deliver employee training, and collaborate with global teams to mitigate threats and integrate AML/CTF into product strategies. With your 7+ years of experience in financial services compliance, in-depth regulatory knowledge, and strong analytical skills, you will protect Wise's mission to build a borderless financial network for everyone, everywhere. Join our diverse, inclusive team in Stockholm (Global location, General team) where we value flexible working, innovation, and impact. Competitive salary: 980,000 - 1,125,000 SEK annually.

Key Responsibilities

• Ensure the institution's operations comply with Swedish, relevant EEA, and International AML/CTF laws and regulations
• Serve as the main point of contact with regulatory bodies in Sweden and law enforcement agencies concerning AML/CTF issues, including the submission of suspicious activity reports (SARs)
• Implement, and maintain a comprehensive AML/CTF risk management framework to identify, monitor, and mitigate potential risks
• Conduct regular risk assessments and audits to ensure the effectiveness of the AML/CTF controls
• Develop, maintain and implement AML/CTF policies and procedures to ensure compliance with legal and regulatory changes
• Prepare and submit detailed AML/CTF reports to senior management and relevant authorities
• Design and deliver regular training programs for employees on AML/CTF obligations
• Collaborate with internal teams and European/global MLROs to share best practices

Required Qualifications

• Minimum of 7 years of experience in AML/CTF compliance, preferably within the financial services or payments industry
• Proven track record of successfully managing regulatory relationships and compliance programs
• In-depth knowledge of Swedish and EEA AML/CTF regulations
• Bachelor's degree in Finance, Law, Business Administration, or a related field
• Fluent in Swedish and English

Preferred Qualifications

• Advanced degrees or certifications in compliance, such as CAMS or ICA
• Additional language skills
• Proficiency in data analysis tools

Required Skills

• Deep understanding of Compliance regulatory requirements
• Risk management expertise
• Analytical and problem-solving skills
• Attention to detail in reviewing complex transactions
• Identifying red flags
• Excellent communication and interpersonal skills
• Ability to work independently and prioritize tasks
• Data analysis proficiency
• Policy development and implementation
• Training and awareness program design

Benefits

• RSUs (stock options)
• Flexible working
• Parental leave
• Learning budget
• Paid sabbatical after 4 years
• Health insurance
• Company retreat
• Wise card

Wise is an equal opportunity employer committed to building a diverse workforce.