Partner Risk Monitoring Specialist - APAC

Location: Global

Team: General

About the Role

Wise is a global technology company on a mission to build the best way to move and manage the world’s money with min fees, max ease, and full speed. As a Partner Risk Monitoring Specialist - APAC, you’ll play a critical role in ensuring Wise Platform partners – our banks and online platforms – adhere to regulatory and compliance requirements, enabling instant, borderless money movement for millions. This position in our cross-functional, global team (spanning Singapore, London, Austin and beyond) offers the chance to influence partnerships that power world-class payments products while safeguarding against financial crime risks. Your primary mission is to monitor partner compliance activities, assess customer onboarding risks using a risk-based approach, and mitigate potential threats from sanctions, PEPs, and adverse media. You’ll analyze complex high-risk cases, escalate concerns, collaborate with internal teams, and stay ahead of evolving AML/CFT regulations across APAC and global geographies. With a startup vibe in a scale-up environment, you’ll drive KPIs, embrace change, and contribute to process improvements in a dynamic, data-driven culture. Join us to proactively seek opportunities, overcome blockers, take ownership, and enable team success in revolutionizing global finance. Competitive salary of 6450-8500 SGD monthly + RSUs, plus Wise’s renowned benefits like flexible working and health insurance.

Key Responsibilities

• Perform ongoing monitoring measures applicable to Wise Platform partners in accordance with internal policies and procedures
• Assessing customers’ risks and applying risk-based approach methodologies
• Perform ongoing risk monitoring on complex and high risk customers, document and provide thorough analysis on potential risks and apply appropriate mitigation measures by analyzing their business activities, compliance programs and controls
• Assess the customer’s potential reputational and financial crime risk to Wise from Sanctions, PEP, and adverse media perspective
• Escalate and report compliance concerns to Financial Crime Oversight and other compliance teams where necessary
• Communicate with other internal teams when required to handle escalated or complicated cases
• Provide guidance and responses to daily inquiries from peers, front-line and management regarding case analysis, when appropriate
• Maintain a high understanding of AML/CFT Regulations, KYC/B requirements and how these impact the business, as well as Wise products and Services

Required Qualifications

• A minimum of 2+ years of relevant industry experience, ideally in financial services, compliance roles or at a financial services regulator
• Expertise in compliance risk assessment and monitoring, ensuring thorough understanding and adherence to AML and CTF requirements
• Proven ability to manage risk and provide informed advisory services to enhance Wise’s compliance strategies
• Strong background in quality assurance, ensuring all due diligence documentation meets the necessary standards and is meticulously maintained
• Demonstrated capability in effectively managing stakeholder relationships and maintaining resilience in a dynamic environment

Preferred Qualifications

• Comprehensive understanding of compliance controls and the ability to apply them effectively in monitoring and advisory processes
• Additional language skills beyond English
• Experience with high-risk customer monitoring across multiple geographies

Required Skills

• Expertise in compliance risk assessment and monitoring
• AML and CTF requirements knowledge
• Risk management and advisory
• Quality assurance in due diligence
• Client profile investigation and documentation
• Stakeholder relationship management
• Compliance controls application
• Strong communication skills
• Excellent verbal and written English skills
• Understanding of different business models, customer types, country risks and regulatory requirements across multiple geographies

Benefits

• RSUs (stock options)
• Flexible working
• Parental leave
• Learning budget
• Paid sabbatical after 4 years
• Health insurance
• Company retreat
• Wise card

Wise is an equal opportunity employer committed to building a diverse workforce.