Senior Payment Expert (Director)

Swift

Product ambassador for cross-border payment products in the India & Subcontinent region, collaborating with various stakeholders and focusing on driving adoption and usage of Swift payment products.

• Represented as Product ambassador for cross-border payment products for the India & Subcontinent region i.e India, Bangladesh, Bhutan, Sri Lanka, Maldives, and Nepal.
• Collaborated with business development, product, analytics, and relevant stakeholders as a key member of the Go-to-Market team.
• Focused on driving adoption & usage of Swift payment products such as Swift GPI, Swift Go, Payment Pre-validation, Case Management, Stop & Recall, Swift Ref, etc.
• Customized product specifications offerings based on the regulatory framework and jurisdiction of INSA countries.
• Led ISO 20022 adoption for the INSA region.
• Engaged with RBI, Central bank of Sri Lanka, Bangladesh Central Bank, Nepal Rashtra Bank, IFSCA and other stakeholders to drive various cross-border initiatives.
• Showcased expertise as a speaker at prominent industry events.

Product Lead

National Payments Corporation of India

Responsible for managing acquiring e-commerce products, developing product strategies, and overseeing integration and certification processes for payment entities.

• Handled Acquiring Ecommerce product for RuPay & Tokenization card on file.
• Responsible for Product development strategy creation, business models around RuPay Acquiring.
• Managed integration, certification and production movement of entities for acquiring business.
• Integrated RuPay ecommerce payment gateway platform with all Acquiring entities like Acquiring Banks, Issuing Banks, Aggregators, Merchants and other such technical service providers etc.
• Integrated RuPay with Cybersource, RazorPay, PayU, BillDesk, Worldline etc.
• Indulged with top merchants like Flipkart, Amazon, Dream 11, Zomato, Flipkart etc.
• Launched VAS: EMI, Standing Instruction, Single Factor Authentication, online reversal etc features as part of RuPay 2.0.
• Developed & launched of Tokenization card on file for RuPay.
• Integrated Acquiring entities as Token Requestors and Payments Gateways for processing token based transactions.
• Involved with many stakeholders like Phone Pe, Paytm, JusPay Mobikwik, Reliance Payments, TATA Payments etc for integration as Token Requestors.
• Managed integration of Payments Gateways for the purpose of processing token based transactions with RazorPay, ISG, FSS, Cybersource etc.

Senior Product Manager

HDFC Bank

Managed merchant acquiring payment portfolio, drove portfolio growth, and designed marketing strategies.

• Responsible for Merchant Acquiring Payment Portfolio for North & East India payment Volume turnover of 30,000 Cr yearly.
• Played instrumental role in growing the portfolio from 950 Cr monthly to 1800 Cr monthly in last 2 quarters.
• Key responsibilities included product & regional portfolio planning, segment product penetration, driving campaign on payment products like POS, UPI, Bharat QR, PayZapp wallet, EMI, Dynamic Currency Conversion, SMS Pay, drive volume, float, growth with company's mission & vision.
• Responsible for upsell & cross portfolio.
• Managed P&L to maintain overall profitability.
• Designed ATL & BTL Marketing strategies during festive seasons.
• Managed vendor relationships to ensure strategic partnerships for merchant acquiring.

Summer Internship / Media Marketing & Sales Intern

Aidem Ventures Pvt Ltd

Media Marketing & Sales Intern, Hathway Advertisement space for sports & regional channels.

MBA in Advance Marketing

Prin. L.N. Welingkar Institute of Management Development & Research

BBA (Hons) in Business Studies

Daly College Business School, De-Montfort University Leicester

XII (Senior Secondary) in Science

Krishna Public School

X (Secondary)

DAV Public School